Credit Union of the Rockies

Golden, Colorado
Last verified: August 4, 2026
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Verified rate book

Current Credit Union of the Rockies rates

27 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

3 offers
Credit Union of the Rockies mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Fixed 2nd Mortgage - 15 yr****15 year fixed7.250% APR7.250%Standard
Fixed 2nd Mortgage - 10 yr****10 year fixed6.750% APR6.750%Standard
Done in 10 Mortgage (1st lien position)other4.990% APR4.990%Standard

Auto & vehicle rates

3 offers
Credit Union of the Rockies auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used Vehicles, Motorcycles**motorcycle_any4.990% APR4.990%anyStandard
RVs, Campers, and Motorhomesrv6.990% APR6.990%Standard
Specialty Vehiclesauto7.990% APR7.990%Standard

HELOC rates

1 offer
Credit Union of the Rockies heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
MyChoice Line Home Equity LOC***heloc_variable6.500% APR6.500%Standard

Personal loan rates

3 offers
Credit Union of the Rockies personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured11.240% APR11.240%Standard
Rockies Rapid Cash Loan**personal16.000% APR16.000%Standard
Overdraft LOCpersonal21.000% APR21.000%Standard

Credit card rates

1 offer
Credit Union of the Rockies credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card8.990% APR8.990%Standard

Savings & CD rates

16 offers
Credit Union of the Rockies savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Regular, Secondary, Business, Mini Mountaineers Sharessavings0.05% APY0.05%Standard
IRAira0.05% APY0.05%Standard
Holiday Clubsavings0.10% APY0.10%Specialty offer
3-Month Certificatecd_3mo3.40% APY3.36%3 moStandard
6-Month Certificatecd_6mo3.40% APY3.36%6 moStandard
6 Month Baby-Jumbocd_6mo3.40% APY3.35%6 moStandard
18-Month Certificatecd_18mo3.50% APY3.46%18 moStandard
24 Month Baby-Jumbocd_24mo3.50% APY3.45%24 moStandard
24-Month Certificatecd_24mo3.50% APY3.46%24 moStandard
12-Month Certificatecd_12mo3.50% APY3.46%12 moStandard
12 Month Baby-Jumbocd_12mo3.50% APY3.45%12 moStandard
Early Saversavings3.60% APY3.55%Standard
12 Month First Trackscd_12mo3.60% APY3.55%12 moStandard
36-Month Certificatecd_36mo3.60% APY3.55%36 moStandard
48 Month Baby-Jumbocd_48mo3.60% APY3.55%48 moStandard
60 Month Baby-Jumbocd_60mo3.60% APY3.55%60 moStandard

As of August 4, 2026, Credit Union of the Rockies offers a 15-year fixed mortgage at 7.25% APR. Vehicle loans available from 4.99% APR. HELOC rates from 6.5% APR. Personal loan rates from 11.24% APR. Credit card rates from 8.99% APR. Savings and certificate yields up to 3.60% APY.

Source: RateAPI.dev, verified from Credit Union of the Rockies's official website

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About Credit Union of the Rockies

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
8K
Assets
$119.2M
Founded
1937
Locations reported
4
NCUA charter
67226
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Credit Union of the Rockies

Membership eligibility from Credit Union of the Rockies's own published criteria. How we verify this.

Community charter: live/work in Clear Creek County, Eagle County, Gilpin County +3 more

  • LocationClear Creek County, Eagle County, Gilpin County, Grand County, Jefferson County, Summit County

Verified from Credit Union of the Rockies's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Credit Union of the Rockies offer?

Credit Union of the Rockies currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Credit Union of the Rockies rates updated?

RateAPI verifies Credit Union of the Rockies's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Credit Union of the Rockies's rate data?

Rate data is collected directly from Credit Union of the Rockies's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Credit Union of the Rockies's mortgage rate?

As of August 4, 2026, Credit Union of the Rockies offers a 15-year fixed mortgage at 7.25% APR.

What are Credit Union of the Rockies's auto, rv & motorcycle loan rates?

As of August 4, 2026, Credit Union of the Rockies offers vehicle loans from 4.99% APR.

What is Credit Union of the Rockies's HELOC rate?

As of August 4, 2026, Credit Union of the Rockies offers home equity lines of credit from 6.5% APR.

What is Credit Union of the Rockies's personal loan rate?

As of August 4, 2026, Credit Union of the Rockies offers personal loans from 11.24% APR.

What is Credit Union of the Rockies's best CD rate?

As of August 4, 2026, Credit Union of the Rockies offers savings and certificate (CD) yields up to 3.60% APY.

Related Rate Data

Compare Credit Union of the Rockies's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Credit Union of the Rockies
curl "https://api.rateapi.dev/credit-unions/colorado/credit-union-of-the-rockies" \
  -H "Authorization: Bearer YOUR_API_KEY"