On Tap Credit Union
Verified rate book
Current On Tap Credit Union rates
43 published offers verified as of August 4, 2026.
Auto & vehicle rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loan, Refinanceauto | 4.490% APR | 4.490% | — | Standard |
| Auto Loan, Refinanceauto | 4.490% APR | 4.490% | — | Standard |
| Auto Loanauto | 4.490% APR | 4.490% | — | Standard |
| 12-Month Auto Loanauto_any_12mo | 4.490% APR | 4.490% | 12 mo | Standard |
| PowerSports Vehicles & Motorcycles**** (ATVs, Jet Skis, etc.)powersports | 7.490% APR | 7.490% | — | Standard |
| PowerSports Vehicles & Motorcyclespowersports_any_48mo | 7.490% APR | 7.490% | 48 mo | Standard |
| RVs, Motorhomes & Boats***rv | 7.490% APR | 7.490% | — | Standard |
HELOC rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Craft Choice HELOC (HELOC)heloc_variable | 4.990% APR | 4.990% | — | Standard |
| HELOC (Variable)heloc_variable | 6.250% APR | 6.250% | — | Standard |
| Home Equity Loan (Fixed)heloc_fixed | 6.250% APR | 6.250% | — | Standard |
| 5-Year Home Equity Loanheloc | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 8.450% APR | 8.450% | 36 mo | Standard |
| Unsecured Personal Loanpersonal_unsecured | 8.450% APR | 8.450% | — | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Summit visacredit_card | 10.900% APR | 10.900% | — | Standard |
| Rewards Credit Cardcredit_card_rewards | 13.900% APR | 13.900% | — | Standard |
Savings & CD rates
28 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Peak Tiered Savingssavings | 0.10% APY | 0.10% | — | Standard |
| Peak Tiered Savingssavings | 0.25% APY | 0.25% | — | Standard |
| Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| Money Market Account ($1,000 – $9,999.99)money_market | 0.50% APY | 0.50% | — | Standard |
| Peak Tiered Savingssavings | 0.50% APY | 0.50% | — | Standard |
| Business Money Market Accounts ($2,500 - $24,999)money_market | 0.75% APY | 0.75% | — | Standard |
| Money Market Account ($10,000 – $24,999.99)money_market | 0.75% APY | 0.75% | — | Standard |
| Money Market Account ($25,000 – $49,999.99)money_market | 1.00% APY | 1.00% | — | Standard |
| Business Money Market Accounts ($25,000 - $49,999)money_market | 1.00% APY | 1.00% | — | Standard |
| Business Money Market Accounts ($50,000 - $99,999)money_market | 1.25% APY | 1.25% | — | Standard |
| Money Market Account ($50,000 – $99,999.99)money_market | 1.25% APY | 1.25% | — | Standard |
| Business Money Market Accounts ($100,000 - $249,999.99)money_market | 2.50% APY | 2.50% | — | Standard |
| Money Market Account ($100,000 – $249,999.99)money_market | 2.75% APY | 2.75% | — | Standard |
| Business Money Market Accounts ($250,000 - $999,999.99 Regular MM)money_market | 2.75% APY | 2.75% | — | Standard |
| Peak Tiered Savingssavings | 2.75% APY | 2.75% | — | Standard |
| Savingssavings | 2.75% APY | 2.75% | — | Standard |
| 6-Month Certificatecd_6mo | 3.55% APY | 3.55% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.59% APY | 3.59% | 12 mo | Standard |
| 12 Month Youth Certificatecd_12mo | 3.65% APY | 3.65% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 4.00% APY | 4.00% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 4.00% APY | 4.00% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 4.15% APY | 4.15% | 48 mo | Standard |
| SAVINGS, INVESTMENT, & LOAN Rates ($0 - $2,499.99** (See Below))other | 0.05% APY | 0.05% | — | Standard |
| SAVINGS, INVESTMENT, & LOAN Rates ($5,000.00 - $9,999.99)other | 0.25% APY | 0.25% | — | Standard |
| SAVINGS, INVESTMENT, & LOAN Rates ($10,000.00 +)other | 0.25% APY | 0.25% | — | Standard |
| SAVINGS, INVESTMENT, & LOAN Rates ($2,500.00 - $4,999.99)other | 4.00% APY | 4.00% | — | Standard |
| SAVINGS, INVESTMENT, & LOAN Rates ($0 - $2,499.99*)other | 4.00% APY | 4.00% | — | Standard |
Vehicle loans available from 4.49% APR. HELOC rates from 4.99% APR. Personal loan rates from 8.45% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 4.15% APY.
Source: RateAPI.dev, verified from On Tap Credit Union's official website
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About On Tap Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19.4K
- Assets
- $457M
- Founded
- 1950
- Locations reported
- 4
- NCUA charter
- 64913
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
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Who Can Join On Tap Credit Union
Membership eligibility from On Tap Credit Union's own published criteria. How we verify this.
Membership criteria are published on On Tap Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from On Tap Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does On Tap Credit Union offer?
On Tap Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are On Tap Credit Union rates updated?
RateAPI verifies On Tap Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get On Tap Credit Union's rate data?
Rate data is collected directly from On Tap Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are On Tap Credit Union's auto, rv & powersports loan rates?
As of August 4, 2026, On Tap Credit Union offers vehicle loans from 4.49% APR.
What is On Tap Credit Union's HELOC rate?
As of August 4, 2026, On Tap Credit Union offers home equity lines of credit from 4.99% APR.
What is On Tap Credit Union's personal loan rate?
As of August 4, 2026, On Tap Credit Union offers personal loans from 8.45% APR.
What is On Tap Credit Union's best CD rate?
As of August 4, 2026, On Tap Credit Union offers savings and certificate (CD) yields up to 4.15% APY.
Related Rate Data
Compare On Tap Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for On Tap Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/on-tap" \
-H "Authorization: Bearer YOUR_API_KEY"