Westerra Credit Union
Verified rate book
Current Westerra Credit Union rates
19 published offers verified as of August 3, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Jumbo 30-Year Fixed30 year fixed | 6.520% APR | 6.520% | — | Standard |
| 30-Year Fixed30 year fixed | 6.922% APR | 6.922% | — | Standard |
| 7/6M SOFR ARM — Purchasearm | 7.457% APR | 7.457% | — | Standard |
| Bridge Mortgage Loanother | 10.490% APR | 10.490% | — | Standard |
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Auto Loanauto | 5.740% APR | 5.740% | — | Standard |
| 240-Month Motorcycle Loanmotorcycle_any_240mo | 7.240% APR | 7.240% | 240 mo | Standard |
| Motorhomesrv | 8.990% APR | 8.990% | — | Standard |
HELOC rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC Floorheloc_variable | 4.490% APR | 4.490% | — | Standard |
| HELOC Select Fixed Rate Segmentheloc_fixed | 4.990% APR | 4.990% | — | Standard |
| HELOC (Variable)heloc_variable | 7.240% APR | 7.240% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Improvement Loanpersonal | 8.990% APR | 8.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.990% APR | 9.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.240% APR | 10.240% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Visa Rewards Balance Transfercredit_card_business | 4.990% APR | 4.990% | — | Standard |
| Business Credit Cardcredit_card_business | 12.400% APR | 12.400% | — | Standard |
| Business Visa Rewards Cardcredit_card_business | 14.400% APR | 14.400% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Money Market Selectmoney_market | 4.00% APY | 4.00% | — | Standard |
Equipment loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Equipment Loanequipment | 8.240% APR | 8.240% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Line of Creditbusiness | 11.250% % | 11.250% | — | Standard |
As of August 3, 2026, Westerra Credit Union offers a 30-year fixed mortgage at 6.52% APR. Vehicle loans available from 5.74% APR. HELOC rates from 4.49% APR. Personal loan rates from 8.99% APR. Credit card rates from 4.99% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 8.24% APR.
Source: RateAPI.dev, verified from Westerra Credit Union's official website
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About Westerra Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 96.6K
- Assets
- $2B
- Founded
- 1934
- Locations reported
- 9
- NCUA charter
- 65788
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Westerra Credit Union
Membership eligibility from Westerra Credit Union's own published criteria. How we verify this.
Membership criteria are published on Westerra Credit Union's website. Check the membership page below to confirm whether you qualify.
Cost to join: About $5.
Verified from Westerra Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Westerra Credit Union?
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Frequently Asked Questions
What rates does Westerra Credit Union offer?
Westerra Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Westerra Credit Union rates updated?
RateAPI verifies Westerra Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Westerra Credit Union's rate data?
Rate data is collected directly from Westerra Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Westerra Credit Union's mortgage rate?
As of August 3, 2026, Westerra Credit Union offers a 30-year fixed mortgage at 6.52% APR.
What are Westerra Credit Union's auto, rv & motorcycle loan rates?
As of August 3, 2026, Westerra Credit Union offers vehicle loans from 5.74% APR.
What is Westerra Credit Union's HELOC rate?
As of August 3, 2026, Westerra Credit Union offers home equity lines of credit from 4.49% APR.
What is Westerra Credit Union's personal loan rate?
As of August 3, 2026, Westerra Credit Union offers personal loans from 8.99% APR.
What is Westerra Credit Union's best CD rate?
As of August 3, 2026, Westerra Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Westerra Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Westerra Credit Union rates
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# Get rates for Westerra Credit Union
curl "https://api.rateapi.dev/credit-unions/colorado/westerra" \
-H "Authorization: Bearer YOUR_API_KEY"