Utility District Credit Union
Verified rate book
Current Utility District Credit Union rates
14 published offers verified as of August 4, 2026.
Auto & vehicle rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month New Auto Loanauto_new_36mo | 3.500% APR | 3.500% | 36 mo · new | Standard |
| 48-Month New Auto Loanauto_new_48mo | 3.750% APR | 3.750% | 48 mo · new | Standard |
| 60-Month New Auto Loanauto_new_60mo | 4.000% APR | 4.000% | 60 mo · new | Standard |
| 36-Month Used Auto Loanauto_used_36mo | 4.000% APR | 4.000% | 36 mo · used | Standard |
| 48-Month Used Auto Loanauto_used_48mo | 4.250% APR | 4.250% | 48 mo · used | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.500% APR | 4.500% | 72 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 4.750% APR | 4.750% | 60 mo · used | Standard |
| 84-Month New Auto Loanauto_new_84mo | 4.750% APR | 4.750% | 84 mo · new | Standard |
| 72-Month Used Auto Loanauto_used_72mo | 5.000% APR | 5.000% | 72 mo · used | Standard |
| 84-Month Used Auto Loanauto_used_84mo | 5.500% APR | 5.500% | 84 mo · used | Standard |
| 36-Month Motorcycle Loanmotorcycle_any_36mo | 5.500% APR | 5.500% | 36 mo | Standard |
| 84-Month Motorcycle Loanmotorcycle_any_84mo | 5.500% APR | 5.500% | 84 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Signature Loanpersonal_unsecured_48mo | 9.000% APR | 9.000% | 48 mo | Standard |
| Line of Credit “Cash Flow”ploc_variable | 10.000% APR | 10.000% | — | Standard |
Vehicle loans available from 3.5% APR for 36 months. Personal loan rates from 9% APR.
Source: RateAPI.dev, verified from Utility District Credit Union's official website
Loading branch locator…
About Utility District Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $34.1M
- Founded
- 1935
- Locations reported
- 2
- NCUA charter
- 61085
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Mobile check deposit
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Utility District Credit Union
Membership eligibility from Utility District Credit Union's own published criteria. How we verify this.
Membership via employers (EBMUD)
- EmployerEBMUD
Verified from Utility District Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Utility District Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Utility District Credit Union ranks against California peers.
Frequently Asked Questions
What rates does Utility District Credit Union offer?
Utility District Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Utility District Credit Union rates updated?
RateAPI verifies Utility District Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Utility District Credit Union's rate data?
Rate data is collected directly from Utility District Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Utility District Credit Union's auto & motorcycle loan rates?
As of August 4, 2026, Utility District Credit Union offers vehicle loans from 3.5% APR.
What is Utility District Credit Union's personal loan rate?
As of August 4, 2026, Utility District Credit Union offers personal loans from 9% APR.
Related Rate Data
Compare Utility District Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Utility District Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Utility District Credit Union
curl "https://api.rateapi.dev/credit-unions/california/utility-district" \
-H "Authorization: Bearer YOUR_API_KEY"