Utility District Credit Union

Oakland, California
Last verified: August 4, 2026
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Verified rate book

Current Utility District Credit Union rates

14 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Utility District Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month New Auto Loanauto_new_36mo3.500% APR3.500%36 mo · newStandard
48-Month New Auto Loanauto_new_48mo3.750% APR3.750%48 mo · newStandard
60-Month New Auto Loanauto_new_60mo4.000% APR4.000%60 mo · newStandard
36-Month Used Auto Loanauto_used_36mo4.000% APR4.000%36 mo · usedStandard
48-Month Used Auto Loanauto_used_48mo4.250% APR4.250%48 mo · usedStandard
72-Month New Auto Loanauto_new_72mo4.500% APR4.500%72 mo · newStandard
60-Month Used Auto Loanauto_used_60mo4.750% APR4.750%60 mo · usedStandard
84-Month New Auto Loanauto_new_84mo4.750% APR4.750%84 mo · newStandard
72-Month Used Auto Loanauto_used_72mo5.000% APR5.000%72 mo · usedStandard
84-Month Used Auto Loanauto_used_84mo5.500% APR5.500%84 mo · usedStandard
36-Month Motorcycle Loanmotorcycle_any_36mo5.500% APR5.500%36 moStandard
84-Month Motorcycle Loanmotorcycle_any_84mo5.500% APR5.500%84 moStandard

Personal loan rates

2 offers
Utility District Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
48-Month Signature Loanpersonal_unsecured_48mo9.000% APR9.000%48 moStandard
Line of Credit “Cash Flow”ploc_variable10.000% APR10.000%Standard

Vehicle loans available from 3.5% APR for 36 months. Personal loan rates from 9% APR.

Source: RateAPI.dev, verified from Utility District Credit Union's official website

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About Utility District Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
2.2K
Assets
$34.1M
Founded
1935
Locations reported
2
NCUA charter
61085
Charter type
Federally insured state-chartered credit union

Services and member support

  • Mobile check deposit
  • Financial counseling

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Utility District Credit Union

Membership eligibility from Utility District Credit Union's own published criteria. How we verify this.

Membership via employers (EBMUD)

  • EmployerEBMUD

Verified from Utility District Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Utility District Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Utility District Credit Union ranks against California peers.

Frequently Asked Questions

What rates does Utility District Credit Union offer?

Utility District Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Utility District Credit Union rates updated?

RateAPI verifies Utility District Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Utility District Credit Union's rate data?

Rate data is collected directly from Utility District Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Utility District Credit Union's auto & motorcycle loan rates?

As of August 4, 2026, Utility District Credit Union offers vehicle loans from 3.5% APR.

What is Utility District Credit Union's personal loan rate?

As of August 4, 2026, Utility District Credit Union offers personal loans from 9% APR.

Related Rate Data

Compare Utility District Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Utility District Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Utility District Credit Union
curl "https://api.rateapi.dev/credit-unions/california/utility-district" \
  -H "Authorization: Bearer YOUR_API_KEY"