United Local Credit Union
Verified rate book
Current United Local Credit Union rates
7 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.409% APR | 6.250% | — | Standard |
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.689% APR | 6.000% | — | Standard |
| Jumbo 30-Year Fixed30 year fixed | 7.099% APR | 7.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.883% APR | 5.625% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.411% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.208% APR | 6.000% | — | Standard |
As of August 4, 2026, United Local Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from United Local Credit Union's official website
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About United Local Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 7.6K
- Assets
- $121.1M
- Founded
- 1953
- Locations reported
- 2
- NCUA charter
- 60408
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join United Local Credit Union
Membership eligibility from United Local Credit Union's own published criteria. How we verify this.
Membership via the local union affiliated with the Central Labor Council ($25) or occupations (Retail Clerks)
- LocationFresno, Madera, Merced, Kings, Tulare
- Associationlocal union affiliated with the Central Labor Council
- OccupationRetail Clerks
Cost to join: About $30 (a $25 membership fee plus a $5 minimum deposit).
Verified from United Local Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does United Local Credit Union offer?
United Local Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are United Local Credit Union rates updated?
RateAPI verifies United Local Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get United Local Credit Union's rate data?
Rate data is collected directly from United Local Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is United Local Credit Union's mortgage rate?
As of August 4, 2026, United Local Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare United Local Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack United Local Credit Union rates
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# Get rates for United Local Credit Union
curl "https://api.rateapi.dev/credit-unions/california/united-local" \
-H "Authorization: Bearer YOUR_API_KEY"