Ume Credit Union
Verified rate book
Current Ume Credit Union rates
18 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| MORTGAGE TYPE Conventional 30 year fixed30 year fixed | 6.625% APR | 6.625% | — | Standard |
| MORTGAGE TYPE Conventional 15 year fixed15 year fixed | 6.250% APR | 6.250% | — | Standard |
| MORTGAGE TYPE 5/1 ARM 25 1 arm | 5.375% APR | 5.375% | — | Standard |
| MORTGAGE TYPE 40 year 10/1 ARM 210 1 arm | 5.875% APR | 5.875% | — | Standard |
| MORTGAGE TYPE No seasoning on bankruptcies, foreclosures, or short salesother | 5.875% APR | 5.875% | — | Standard |
| MORTGAGE TYPE Bank income verificationother | 5.875% APR | 5.875% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Auto Loanauto_any_24mo | 4.250% APR | 4.250% | 24 mo | Standard |
| 36-Month Auto Loanauto_any_36mo | 4.500% APR | 4.500% | 36 mo | Standard |
| 48-Month Auto Loanauto_any_48mo | 4.500% APR | 4.500% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 4.750% APR | 4.750% | 60 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.000% APR | 5.000% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 5.750% APR | 5.750% | 84 mo | Standard |
Savings & CD rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| TERMS 6 to 11 monthscd_11mo | 3.10% APY | 3.05% | 11 mo | Standard |
| TERMS 24 to 35 monthscd_35mo | 3.30% APY | 3.25% | 35 mo | Standard |
| TERMS 36 to 47 monthscd_47mo | 3.35% APY | 3.30% | 47 mo | Standard |
| TERMS 48 to 59 monthscd_59mo | 3.40% APY | 3.35% | 59 mo | Standard |
| TERMS 12 to 23 monthscd_23mo | 3.40% APY | 3.35% | 23 mo | Standard |
| 60-Month Certificatecd_60mo | 3.45% APY | 3.40% | 60 mo | Standard |
As of August 4, 2026, Ume Credit Union offers a 30-year fixed mortgage at 6.625% APR. Auto loans available from 4.25% APR for 24 months. Savings and certificate yields up to 3.45% APY.
Source: RateAPI.dev, verified from Ume Credit Union's official website
Loading branch locator…
About Ume Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 17.4K
- Assets
- $334.1M
- Founded
- 1940
- Locations reported
- 1
- NCUA charter
- 3945
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ume Credit Union
Membership eligibility from Ume Credit Union's own published criteria. How we verify this.
Community charter: live/work in Burbank
- Occupationstudent
Cost to join: About $5.
Verified from Ume Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ume Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ume Credit Union ranks against California peers.
Frequently Asked Questions
What rates does Ume Credit Union offer?
Ume Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ume Credit Union rates updated?
RateAPI verifies Ume Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ume Credit Union's rate data?
Rate data is collected directly from Ume Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ume Credit Union's mortgage rate?
As of August 4, 2026, Ume Credit Union offers a 30-year fixed mortgage at 6.625% APR.
What are Ume Credit Union's auto loan rates?
As of August 4, 2026, Ume Credit Union offers auto loans from 4.25% APR.
What is Ume Credit Union's best CD rate?
As of August 4, 2026, Ume Credit Union offers savings and certificate (CD) yields up to 3.45% APY.
Related Rate Data
Compare Ume Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Ume Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Ume Credit Union
curl "https://api.rateapi.dev/credit-unions/california/ume" \
-H "Authorization: Bearer YOUR_API_KEY"