Gain Credit Union

Burbank, California
Last verified: August 4, 2026
Work at Gain Credit Union? Claim this profile →

Verified rate book

Current Gain Credit Union rates

41 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

8 offers
Gain Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Table data for Mortgage Rates Effective 4/16/2024 (30-Year Fixed - Conforming)30 year fixed6.625% APR6.625%Standard
Table data for Mortgage Rates Effective 4/16/2024 (30-Year Fixed - High Balance)30 year fixed6.875% APR6.875%Standard
Table data for Mortgage Rates Effective 4/16/2024 (15-Year Fixed - Conforming)15 year fixed6.000% APR6.000%Standard
Table data for Mortgage Rates Effective 4/16/2024 (5/6 ARM - Conforming 2)5 1 arm5.750% APR5.750%Standard
5/6 ARM - Conforming 25 1 arm5.750% APR5.750%Standard
Table data for Mortgage Rates Effective 4/16/2024 (5/6 ARM - Conforming 2)5 1 arm5.840% APR5.750%Standard
Table data for Mortgage Rates Effective 4/16/2024 (10-Year Fixed - Conforming)10 year fixed5.875% APR5.875%Standard
Table data for Mortgage Rates Effective 4/16/2024 (20-Year Fixed - Conforming)20 year fixed6.375% APR6.375%Standard

Auto & vehicle rates

10 offers
Gain Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (24 Months)auto_any_24mo4.990% APR4.990%24 moStandard
Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (36 Months)auto_any_36mo5.250% APR5.250%36 moStandard
Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (60 Months)auto_any_60mo5.490% APR5.490%60 moStandard
Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (48 Months)auto_any_48mo5.490% APR5.490%48 moStandard
Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (72 months)auto_any_72mo5.990% APR5.990%72 moStandard
Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (24 to 48 months)rv_any_48mo6.490% APR6.490%48 moStandard
Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (49 to 84 months)rv_any_84mo7.490% APR7.490%84 moStandard
Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (85 to 120 months)rv_any_120mo8.490% APR8.490%120 moStandard
Table data for Jump Start Auto Rates - Fixed Rate ( New to Seven Years Old ) Effective 01/01/2026 (60 months)auto_new_60mo12.000% APR12.000%60 mo · newStandard
Table data for Jump Start Auto Rates - Fixed Rate ( New to Seven Years Old ) Effective 01/01/2026 (72 months)auto_new_72mo13.000% APR13.000%72 mo · newStandard

HELOC rates

2 offers
Gain Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Table data for Gain Advantage HELOC - Variable Rate - Owner Occupied 08-04-2026 (80% or less)heloc_variable4.990% APR4.990%Standard
Table data for Express Home Equity Loan - Fixed Rate - Owner Occupied Effective 01/16/2024 (60 months)heloc_fixed7.250% APR7.250%Standard

Personal loan rates

2 offers
Gain Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Table data for Personal Loan Effective 01/01/2026 (Up to 60 months)personal_unsecured_60mo11.990% APR11.990%60 moStandard
Personal Line of Creditploc_variable11.990% APR11.990%Standard

Credit card rates

4 offers
Gain Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Rewards Mastercard (introductory)credit_card_rewards1.990% APR1.990%Introductory offer
Secured Credit Cardcredit_card_secured10.900% APR10.900%Standard
Classic Mastercardcredit_card10.900% APR10.900%Standard
Platinum Rewards Mastercard (non-introductory)credit_card_rewards12.250% APR12.250%Introductory offer

Savings & CD rates

12 offers
Gain Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 60 months - due at maturity of certificatecd_60mo2.00% APY2.00%60 moStandard
12-Month Certificatecd_12mo2.00% APY2.00%12 moStandard
24-Month Certificatecd_24mo3.99% APY3.99%24 moStandard
36-Month Certificatecd_36mo4.25% APY4.25%36 moStandard
60-Month Certificatecd_60mo4.75% APY4.75%60 moStandard
48-Month Certificatecd_48mo4.75% APY4.75%48 moStandard
72-Month Certificatecd_72mo4.99% APY4.99%72 moStandard
24-Month Certificatecd_24mo4.99% APY4.99%24 moStandard
36-Month Certificatecd_36mo5.25% APY5.25%36 moStandard
48-Month Certificatecd_48mo5.49% APY5.49%48 moStandard
60-Month Certificatecd_60mo5.49% APY5.49%60 moStandard
84-Month Certificatecd_84mo5.75% APY5.75%84 moStandard

Other rates

3 offers
Gain Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
80% Or Lessother0.250% %0.250%Standard
The Home of Great Ratesother3.990% %3.990%Standard
Open-endedother12.900% %12.900%Standard

As of August 4, 2026, Gain Credit Union offers a 30-year fixed mortgage at 6.625% APR. Vehicle loans available from 4.99% APR for 24 months. HELOC rates from 4.99% APR. Personal loan rates from 11.99% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 5.75% APY.

Source: RateAPI.dev, verified from Gain Credit Union's official website

Loading branch locator…

About Gain Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
20.4K
Assets
$439.3M
Founded
1940
Locations reported
2
NCUA charter
3943
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Gain Credit Union

Membership eligibility from Gain Credit Union's own published criteria. How we verify this.

Membership via employers (City of Burbank +13 more) or the Burbank City Employees Association, AFSCME 3143 +10 more ($10)

  • EmployerCity of Burbank, FotoKem Film and Video, Burbank Community YMCA, Buddy's All Stars, Inc., Handy Market Burbank, Deluxe Laboratories Entertainment Services Group Inc., Allied Barton Security Services, Kona Cutting, Inc., D. Bassett and Associates, Inc., Trunzo & Associates, Cumberland-Dauphin-Harrisburg Transit Authority, J & R Film Company/Moviola, Metropolitan Culinary Services, Valley Economic Development Center
  • AssociationBurbank City Employees Association, AFSCME 3143, Friends of the Burbank Public Library, Burbank Historical Society, Burbank Association of Realtors, Burbank City Charitable Giving Association, International Alliance of Theatrical Stage Employees IATSE Local 33, Autry Museum Docent Council, National Charity League (NCL, Inc.) Burbank Chapter, Pacoima Chamber of Commerce, Valley Industry and Commerce Association, Community Impact Fund (CIF)

Cost to join: About $10.

Verified from Gain Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Gain Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Gain Credit Union ranks against California peers.

Frequently Asked Questions

What rates does Gain Credit Union offer?

Gain Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Gain Credit Union rates updated?

RateAPI verifies Gain Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Gain Credit Union's rate data?

Rate data is collected directly from Gain Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Gain Credit Union's mortgage rate?

As of August 4, 2026, Gain Credit Union offers a 30-year fixed mortgage at 6.625% APR.

What are Gain Credit Union's auto & rv loan rates?

As of August 4, 2026, Gain Credit Union offers vehicle loans from 4.99% APR.

What is Gain Credit Union's HELOC rate?

As of August 4, 2026, Gain Credit Union offers home equity lines of credit from 4.99% APR.

What is Gain Credit Union's personal loan rate?

As of August 4, 2026, Gain Credit Union offers personal loans from 11.99% APR.

What is Gain Credit Union's best CD rate?

As of August 4, 2026, Gain Credit Union offers savings and certificate (CD) yields up to 5.75% APY.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Gain Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Gain Credit Union
curl "https://api.rateapi.dev/credit-unions/california/gain" \
  -H "Authorization: Bearer YOUR_API_KEY"