Gain Credit Union
Verified rate book
Current Gain Credit Union rates
41 published offers verified as of August 4, 2026.
Mortgage rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Table data for Mortgage Rates Effective 4/16/2024 (30-Year Fixed - Conforming)30 year fixed | 6.625% APR | 6.625% | — | Standard |
| Table data for Mortgage Rates Effective 4/16/2024 (30-Year Fixed - High Balance)30 year fixed | 6.875% APR | 6.875% | — | Standard |
| Table data for Mortgage Rates Effective 4/16/2024 (15-Year Fixed - Conforming)15 year fixed | 6.000% APR | 6.000% | — | Standard |
| Table data for Mortgage Rates Effective 4/16/2024 (5/6 ARM - Conforming 2)5 1 arm | 5.750% APR | 5.750% | — | Standard |
| 5/6 ARM - Conforming 25 1 arm | 5.750% APR | 5.750% | — | Standard |
| Table data for Mortgage Rates Effective 4/16/2024 (5/6 ARM - Conforming 2)5 1 arm | 5.840% APR | 5.750% | — | Standard |
| Table data for Mortgage Rates Effective 4/16/2024 (10-Year Fixed - Conforming)10 year fixed | 5.875% APR | 5.875% | — | Standard |
| Table data for Mortgage Rates Effective 4/16/2024 (20-Year Fixed - Conforming)20 year fixed | 6.375% APR | 6.375% | — | Standard |
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (24 Months)auto_any_24mo | 4.990% APR | 4.990% | 24 mo | Standard |
| Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (36 Months)auto_any_36mo | 5.250% APR | 5.250% | 36 mo | Standard |
| Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (60 Months)auto_any_60mo | 5.490% APR | 5.490% | 60 mo | Standard |
| Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (48 Months)auto_any_48mo | 5.490% APR | 5.490% | 48 mo | Standard |
| Table data for Car, Truck, SUV, Van* - Fixed Rate for Vehicles Four to Nine Years Old Effective 01/01/2026 (72 months)auto_any_72mo | 5.990% APR | 5.990% | 72 mo | Standard |
| Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (24 to 48 months)rv_any_48mo | 6.490% APR | 6.490% | 48 mo | Standard |
| Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (49 to 84 months)rv_any_84mo | 7.490% APR | 7.490% | 84 mo | Standard |
| Table data for Recreational Vehicle - Fixed Rate Effective 01/01/2026 (85 to 120 months)rv_any_120mo | 8.490% APR | 8.490% | 120 mo | Standard |
| Table data for Jump Start Auto Rates - Fixed Rate ( New to Seven Years Old ) Effective 01/01/2026 (60 months)auto_new_60mo | 12.000% APR | 12.000% | 60 mo · new | Standard |
| Table data for Jump Start Auto Rates - Fixed Rate ( New to Seven Years Old ) Effective 01/01/2026 (72 months)auto_new_72mo | 13.000% APR | 13.000% | 72 mo · new | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Table data for Gain Advantage HELOC - Variable Rate - Owner Occupied 08-04-2026 (80% or less)heloc_variable | 4.990% APR | 4.990% | — | Standard |
| Table data for Express Home Equity Loan - Fixed Rate - Owner Occupied Effective 01/16/2024 (60 months)heloc_fixed | 7.250% APR | 7.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Table data for Personal Loan Effective 01/01/2026 (Up to 60 months)personal_unsecured_60mo | 11.990% APR | 11.990% | 60 mo | Standard |
| Personal Line of Creditploc_variable | 11.990% APR | 11.990% | — | Standard |
Credit card rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Rewards Mastercard (introductory)credit_card_rewards | 1.990% APR | 1.990% | — | Introductory offer |
| Secured Credit Cardcredit_card_secured | 10.900% APR | 10.900% | — | Standard |
| Classic Mastercardcredit_card | 10.900% APR | 10.900% | — | Standard |
| Platinum Rewards Mastercard (non-introductory)credit_card_rewards | 12.250% APR | 12.250% | — | Introductory offer |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 60 months - due at maturity of certificatecd_60mo | 2.00% APY | 2.00% | 60 mo | Standard |
| 12-Month Certificatecd_12mo | 2.00% APY | 2.00% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.99% APY | 3.99% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 4.25% APY | 4.25% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 4.75% APY | 4.75% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 4.75% APY | 4.75% | 48 mo | Standard |
| 72-Month Certificatecd_72mo | 4.99% APY | 4.99% | 72 mo | Standard |
| 24-Month Certificatecd_24mo | 4.99% APY | 4.99% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 5.25% APY | 5.25% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 5.49% APY | 5.49% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 5.49% APY | 5.49% | 60 mo | Standard |
| 84-Month Certificatecd_84mo | 5.75% APY | 5.75% | 84 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 80% Or Lessother | 0.250% % | 0.250% | — | Standard |
| The Home of Great Ratesother | 3.990% % | 3.990% | — | Standard |
| Open-endedother | 12.900% % | 12.900% | — | Standard |
As of August 4, 2026, Gain Credit Union offers a 30-year fixed mortgage at 6.625% APR. Vehicle loans available from 4.99% APR for 24 months. HELOC rates from 4.99% APR. Personal loan rates from 11.99% APR. Credit card rates from 10.9% APR. Savings and certificate yields up to 5.75% APY.
Source: RateAPI.dev, verified from Gain Credit Union's official website
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About Gain Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 20.4K
- Assets
- $439.3M
- Founded
- 1940
- Locations reported
- 2
- NCUA charter
- 3943
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Gain Credit Union
Membership eligibility from Gain Credit Union's own published criteria. How we verify this.
Membership via employers (City of Burbank +13 more) or the Burbank City Employees Association, AFSCME 3143 +10 more ($10)
- EmployerCity of Burbank, FotoKem Film and Video, Burbank Community YMCA, Buddy's All Stars, Inc., Handy Market Burbank, Deluxe Laboratories Entertainment Services Group Inc., Allied Barton Security Services, Kona Cutting, Inc., D. Bassett and Associates, Inc., Trunzo & Associates, Cumberland-Dauphin-Harrisburg Transit Authority, J & R Film Company/Moviola, Metropolitan Culinary Services, Valley Economic Development Center
- AssociationBurbank City Employees Association, AFSCME 3143, Friends of the Burbank Public Library, Burbank Historical Society, Burbank Association of Realtors, Burbank City Charitable Giving Association, International Alliance of Theatrical Stage Employees IATSE Local 33, Autry Museum Docent Council, National Charity League (NCL, Inc.) Burbank Chapter, Pacoima Chamber of Commerce, Valley Industry and Commerce Association, Community Impact Fund (CIF)
Cost to join: About $10.
Verified from Gain Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Gain Credit Union?
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Frequently Asked Questions
What rates does Gain Credit Union offer?
Gain Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Gain Credit Union rates updated?
RateAPI verifies Gain Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Gain Credit Union's rate data?
Rate data is collected directly from Gain Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Gain Credit Union's mortgage rate?
As of August 4, 2026, Gain Credit Union offers a 30-year fixed mortgage at 6.625% APR.
What are Gain Credit Union's auto & rv loan rates?
As of August 4, 2026, Gain Credit Union offers vehicle loans from 4.99% APR.
What is Gain Credit Union's HELOC rate?
As of August 4, 2026, Gain Credit Union offers home equity lines of credit from 4.99% APR.
What is Gain Credit Union's personal loan rate?
As of August 4, 2026, Gain Credit Union offers personal loans from 11.99% APR.
What is Gain Credit Union's best CD rate?
As of August 4, 2026, Gain Credit Union offers savings and certificate (CD) yields up to 5.75% APY.
Related Rate Data
Compare Gain Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Gain Credit Union
curl "https://api.rateapi.dev/credit-unions/california/gain" \
-H "Authorization: Bearer YOUR_API_KEY"