Premier America Credit Union
Verified rate book
Current Premier America Credit Union rates
30 published offers verified as of August 4, 2026.
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 240-Month New RV Loanrv_new_240mo | 7.740% APR | 7.740% | 240 mo · new | Standard |
| Used RV- 10 years or newerrv_used_240mo | 7.740% APR | 7.740% | 240 mo · used | Standard |
| New Motorcycles- Excludes dirt bikesmotorcycle_new_66mo | 10.850% APR | 10.850% | 66 mo · new | Standard |
| Used Motorcycles (2020-2026)- Excludes dirt bikesmotorcycle_used_66mo | 11.850% APR | 11.850% | 66 mo · used | Standard |
| 84-Month New Boat Loanboat_new_84mo | 11.850% APR | 11.850% | 84 mo · new | Standard |
| Used Boats- 10 years or newerboat_used_84mo | 12.600% APR | 12.600% | 84 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Home Equity/Equity Express (Closed-End Loan)heloc | 8.000% APR | 8.000% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Certificate-Secured Loanpersonal_secured | 3.000% APR | 3.000% | — | Standard |
| HomeLine (Line of Credit)³ploc_variable | 5.990% APR | 5.990% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 9.240% APR | 9.240% | — | Standard |
Credit card rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Secured Credit Cardcredit_card_secured | 11.990% APR | 11.990% | — | Standard |
| Signature Mastercard®credit_card_platinum | 11.990% APR | 11.990% | — | Standard |
| Premier Business Mastercard®credit_card_business | 14.990% APR | 14.990% | — | Standard |
| Advantage Mastercard®credit_card | 14.990% APR | 14.990% | — | Standard |
| Credit Builder Mastercard®credit_card | 16.990% APR | 16.990% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Business Advantage Money Market Accountmoney_market | 0.15% APY | 0.15% | — | Standard |
| Advantage IRA Money Marketira | 0.15% APY | 0.15% | — | Standard |
| Youth Smart Savingssavings | 0.50% APY | 0.50% | — | Eligibility restricted |
| 3-Month Certificatecd_3mo | 2.75% APY | 2.72% | 3 mo | Standard |
| 6-Month Certificatecd_6mo | 2.95% APY | 2.95% | 6 mo | Standard |
| 18-Month Certificatecd_18mo | 3.00% APY | 2.96% | 18 mo | Standard |
| 24-Month Certificatecd_24mo | 3.00% APY | 2.96% | 24 mo | Standard |
| 48-Month Certificatecd_48mo | 3.00% APY | 2.96% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.00% APY | 2.96% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 3.00% APY | 2.96% | 36 mo | Standard |
| 6-Month Certificatecd_6mo | 3.05% APY | 3.01% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.25% APY | 3.20% | 12 mo | Standard |
| Premier Plus Checking²savings | 3.50% APY | 3.50% | — | Standard |
| 14-Month (Promotional, in-branch only) 2cd_14mo | 4.00% APY | 3.93% | 14 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 84 Months 4other | 5.990% % | 5.990% | — | Standard |
Vehicle loans available from 7.74% APR for 240 months. HELOC rates from 8% APR. Personal loan rates from 3% APR. Credit card rates from 11.99% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Premier America Credit Union's official website
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About Premier America Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 117.4K
- Assets
- $3.3B
- Founded
- 1957
- Locations reported
- 21
- NCUA charter
- 68428
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Premier America Credit Union
Membership eligibility from Premier America Credit Union's own published criteria. How we verify this.
Membership criteria are published on Premier America Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Premier America Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Premier America Credit Union?
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Frequently Asked Questions
What rates does Premier America Credit Union offer?
Premier America Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Premier America Credit Union rates updated?
RateAPI verifies Premier America Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Premier America Credit Union's rate data?
Rate data is collected directly from Premier America Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Premier America Credit Union's rv, boat & motorcycle loan rates?
As of August 4, 2026, Premier America Credit Union offers vehicle loans from 7.74% APR.
What is Premier America Credit Union's HELOC rate?
As of August 4, 2026, Premier America Credit Union offers home equity lines of credit from 8% APR.
What is Premier America Credit Union's personal loan rate?
As of August 4, 2026, Premier America Credit Union offers personal loans from 3% APR.
What is Premier America Credit Union's best CD rate?
As of August 4, 2026, Premier America Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Premier America Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Premier America Credit Union rates
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# Get rates for Premier America Credit Union
curl "https://api.rateapi.dev/credit-unions/california/premier-america" \
-H "Authorization: Bearer YOUR_API_KEY"