Schools Credit Union

Torrance, California
Last verified: August 4, 2026
Work at Schools Credit Union? Claim this profile →

Verified rate book

Current Schools Credit Union rates

5 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

1 offer
Schools Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.690% APR4.690%Standard

HELOC rates

1 offer
Schools Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable4.990% APR4.990%Standard

Credit card rates

1 offer
Schools Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card6.490% APR6.490%Standard

Savings & CD rates

2 offers
Schools Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
20-Month Certificatecd_20mo3.93% APY3.93%20 moStandard
Certificatecd5.90% APY5.90%Standard

Auto loans available from 4.69% APR. HELOC rates from 4.99% APR. Credit card rates from 6.49% APR. Savings and certificate yields up to 5.90% APY.

Source: RateAPI.dev, verified from Schools Credit Union's official website

Loading branch locator…

About Schools Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
17.3K
Assets
$192.7M
Founded
1939
Locations reported
2
NCUA charter
3526
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Bilingual services
  • Credit-builder products
  • Payday Alternative Loans I

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Schools Credit Union

Membership eligibility from Schools Credit Union's own published criteria. How we verify this.

Membership criteria are published on Schools Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Schools Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Schools Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Schools Credit Union ranks against California peers.

Frequently Asked Questions

What rates does Schools Credit Union offer?

Schools Credit Union currently offers Auto loan, HELOC, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Schools Credit Union rates updated?

RateAPI verifies Schools Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Schools Credit Union's rate data?

Rate data is collected directly from Schools Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Schools Credit Union's auto loan rates?

As of August 4, 2026, Schools Credit Union offers auto loans from 4.69% APR.

What is Schools Credit Union's HELOC rate?

As of August 4, 2026, Schools Credit Union offers home equity lines of credit from 4.99% APR.

What is Schools Credit Union's best CD rate?

As of August 4, 2026, Schools Credit Union offers savings and certificate (CD) yields up to 5.90% APY.

Related Rate Data

Compare Schools Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Schools Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when California credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Schools Credit Union
curl "https://api.rateapi.dev/credit-unions/california/schools" \
  -H "Authorization: Bearer YOUR_API_KEY"