Nikkei Credit Union
Verified rate book
Current Nikkei Credit Union rates
14 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1st Lien 5/1 ARM5 1 arm | 6.000% APR | 6.000% | — | Standard |
| Junior Lien 5/1 ARM5 1 arm | 6.500% APR | 6.500% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Up to 96-Month New Auto Loanauto_new_96mo | 4.500% APR | 4.500% | 96 mo · new | Standard |
| Up to 156-Month New RV Loanrv_new_156mo | 6.500% APR | 6.500% | 156 mo · new | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 13.000% APR | 13.000% | 60 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Revolving Creditcredit_card | 13.000% APR | 13.000% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Individual Retirement Accounts (Traditional and Roth)ira | 0.05% APY | 0.05% | — | Standard |
| Money Marketmoney_market | 0.05% APY | 0.05% | — | Standard |
| Savingssavings | 0.05% APY | 0.05% | — | Standard |
| 12 Months with 2 Withdrawalscd_12mo | 2.75% APY | 2.75% | 12 mo | Standard |
| 36-Month Certificatecd_36mo | 3.05% APY | 3.05% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 3.05% APY | 3.05% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 3.15% APY | 3.15% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.15% APY | 3.15% | 12 mo | Standard |
As of August 4, 2026, Nikkei Credit Union offers a 5 1 arm mortgage at 6% APR. Vehicle loans available from 4.5% APR for 96 months. Personal loan rates from 13% APR. Credit card rates from 13% APR. Savings and certificate yields up to 3.15% APY.
Source: RateAPI.dev, verified from Nikkei Credit Union's official website
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About Nikkei Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.8K
- Assets
- $80.6M
- Founded
- 1951
- Locations reported
- 2
- NCUA charter
- 65059
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Nikkei Credit Union
Membership eligibility from Nikkei Credit Union's own published criteria. How we verify this.
Membership criteria are published on Nikkei Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Nikkei Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Nikkei Credit Union offer?
Nikkei Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Nikkei Credit Union rates updated?
RateAPI verifies Nikkei Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Nikkei Credit Union's rate data?
Rate data is collected directly from Nikkei Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Nikkei Credit Union's mortgage rate?
As of August 4, 2026, Nikkei Credit Union offers a 5 1 arm mortgage at 6% APR.
What are Nikkei Credit Union's auto & rv loan rates?
As of August 4, 2026, Nikkei Credit Union offers vehicle loans from 4.5% APR.
What is Nikkei Credit Union's personal loan rate?
As of August 4, 2026, Nikkei Credit Union offers personal loans from 13% APR.
What is Nikkei Credit Union's best CD rate?
As of August 4, 2026, Nikkei Credit Union offers savings and certificate (CD) yields up to 3.15% APY.
Related Rate Data
Compare Nikkei Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Nikkei Credit Union rates
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# Get rates for Nikkei Credit Union
curl "https://api.rateapi.dev/credit-unions/california/nikkei" \
-H "Authorization: Bearer YOUR_API_KEY"