Redwood Credit Union

Santa Rosa, California
Last verified: August 4, 2026
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Verified rate book

Current Redwood Credit Union rates

59 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

43 offers
Redwood Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Jumbo 30-Year Fixed30 year fixed6.375% APR6.375%—Standard
Jumbo 30-Year Fixed30 year fixed6.500% APR6.500%—Standard
30-Year Fixed30 year fixed6.625% APR6.625%—Standard
30-Year Fixed30 year fixed6.750% APR6.750%—Standard
15-Year Fixed15 year fixed6.000% APR6.000%—Standard
Jumbo 15-Year Fixed15 year fixed6.000% APR6.000%—Standard
15-Year Fixed15 year fixed6.125% APR6.125%—Standard
Jumbo 15-Year Fixed15 year fixed6.125% APR6.125%—Standard
15-Year Fixed, Refinance15 year fixed6.250% APR6.250%—Standard
15-Year Fixed, Refinance15 year fixed6.375% APR6.375%—Standard
15 Year Fixed High Balance15 year fixed7.375% APR7.375%—Standard
3y/6m Adjustable Jumboarm5.500% APR5.500%—Standard
5y Adjustable Jumboarm5.625% APR5.625%—Standard
3y/6m Adjustable Jumboarm5.625% APR5.625%—Standard
3y/6m Adjustablearm5.750% APR5.750%—Standard
5y Adjustable Jumboarm5.750% APR5.750%—Standard
5y Adjustablearm5.875% APR5.875%—Standard
3y/6m Adjustablearm5.875% APR5.875%—Standard
7y/6m Adjustable Jumboarm5.875% APR5.875%—Standard
3y/6m Adjustable Refiarm5.875% APR5.875%—Standard
5y Adjustable Refiarm6.000% APR6.000%—Standard
10-Year Fixed10 year fixed6.000% APR6.000%—Standard
5y Adjustablearm6.000% APR6.000%—Standard
3y/6m Adjustable Refiarm6.000% APR6.000%—Standard
7y/6m Adjustable Jumboarm6.000% APR6.000%—Standard
10-Year Fixed, Refinance10 year fixed6.125% APR6.125%—Standard
10-Year Fixed10 year fixed6.125% APR6.125%—Standard
7y/6m Adjustablearm6.125% APR6.125%—Standard
5y Adjustable Refiarm6.125% APR6.125%—Standard
10y/6m Adjustable Jumboarm6.125% APR6.125%—Standard
10y/6m Adjustable Jumboarm6.250% APR6.250%—Standard
10y/6m Adjustablearm6.250% APR6.250%—Standard
7y/6m Adjustablearm6.250% APR6.250%—Standard
7y/6m Adjustable Refiarm6.250% APR6.250%—Standard
10-Year Fixed, Refinance10 year fixed6.250% APR6.250%—Standard
20-Year Fixed20 year fixed6.375% APR6.375%—Standard
10y/6m Adjustable Refiarm6.375% APR6.375%—Standard
7y/6m Adjustable Refiarm6.375% APR6.375%—Standard
10y/6m Adjustablearm6.375% APR6.375%—Standard
10y/6m Adjustable Refiarm6.500% APR6.500%—Standard
20-Year Fixed20 year fixed6.500% APR6.500%—Standard
20-Year Fixed, Refinance20 year fixed6.500% APR6.500%—Standard
20-Year Fixed, Refinance20 year fixed6.625% APR6.625%—Standard

Auto & vehicle rates

8 offers
Redwood Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month New Auto Loanauto_new_36mo4.390% APR4.390%36 mo · newStandard
36-Month Used Auto Loanauto_used_36mo4.640% APR4.640%36 mo · usedStandard
60-Month New Auto Loanauto_new_60mo4.790% APR4.790%60 mo · newStandard
72-Month New Auto Loanauto_new_72mo5.090% APR5.090%72 mo · newStandard
60-Month Used Auto Loanauto_used_60mo5.290% APR5.290%60 mo · usedStandard
72-Month Used Auto Loanauto_used_72mo5.590% APR5.590%72 mo · usedStandard
84-Month New Auto Loanauto_new_84mo5.590% APR5.590%84 mo · newStandard
84-Month Used Auto Loanauto_used_84mo6.090% APR6.090%84 mo · usedStandard

Other rates

8 offers
Redwood Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Name : 36 Monthsother4.390% %4.390%—Standard
Term : 36 Monthsother4.390% %4.390%—Standard
Term : 60 Monthsother4.790% %4.790%—Standard
Name : 60 Monthsother4.790% %4.790%—Standard
Term : 72 Monthsother5.090% %5.090%—Standard
Name : 72 Monthsother5.090% %5.090%—Standard
Name : 84 Monthsother5.590% %5.590%—Standard
Term : 84 Monthsother5.590% %5.590%—Standard

As of August 4, 2026, Redwood Credit Union offers a 30-year fixed mortgage at 6.375% APR (0.25 points). Auto loans available from 4.39% APR for 36 months.

Source: RateAPI.dev, verified from Redwood Credit Union's official website

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About Redwood Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
417.4K
Assets
$9.9B
Founded
1950
Locations reported
24
NCUA charter
60793
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Community FirstFulton · Santa Rosa · CA · 95403Branch in the same ZIPCorporate America FamilySanta Rosa · Santa Rosa · CA · 95403Branch in the same ZIPFirst TechnologySanta Rosa Community Experience Center · Santa Rosa · CA · 95403-4802Branch in the same ZIPSonomaSonoma Federal Credit Union · Santa Rosa · CA · 95404-4110About 3.8 miles awayPatelcoSANTA ROSA · Santa Rosa · CA · 95401About 4.3 miles awaySilveradoSilverado Home Office · Angwin · CA · 94508-0330About 17.7 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Redwood Credit Union

Membership eligibility from Redwood Credit Union's own published criteria. How we verify this.

Community charter: live/work in Sonoma, Lake, Marin +5 more

  • LocationSonoma, Lake, Marin, Napa, Mendocino, San Francisco, Solano, Contra Costa

Verified from Redwood Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Redwood Credit Union?

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Frequently Asked Questions

What rates does Redwood Credit Union offer?

Redwood Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Redwood Credit Union rates updated?

RateAPI verifies Redwood Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Redwood Credit Union's rate data?

Rate data is collected directly from Redwood Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Redwood Credit Union's mortgage rate?

As of August 4, 2026, Redwood Credit Union offers a 30-year fixed mortgage at 6.375% APR.

What are Redwood Credit Union's auto loan rates?

As of August 4, 2026, Redwood Credit Union offers auto loans from 4.39% APR.

Related Rate Data

Compare Redwood Credit Union's rates against national credit-union benchmarks.

More California credit unionsMortgage rate benchmarkAuto loan rate benchmarkHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

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