Cabrillo Credit Union

San Diego, California

Last verified: August 4, 2026

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Verified rate book

Current Cabrillo Credit Union rates

124 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

8 offers

Cabrillo Credit Union mortgage rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
30-Year Fixed30 year fixed	6.750% APR	6.750%	—	Standard
Jumbo 30-Year Fixed30 year fixed	6.750% APR	6.750%	—	Standard
15-Year Fixed15 year fixed	6.375% APR	6.375%	—	Standard
Conventional (5/6 ARM)5 1 arm	6.250% APR	6.250%	—	Standard
Conventional (7/6 ARM)7 1 arm	6.500% APR	6.500%	—	Standard
20-Year Fixed20 year fixed	6.625% APR	6.625%	—	Standard
Conventional (10/6 ARM)10 1 arm	6.750% APR	6.750%	—	Standard
Mortgageother	6.250% APR	6.250%	—	Standard

Auto & vehicle rates

15 offers

Cabrillo Credit Union auto & vehicle rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Auto Loanauto	4.540% APR	4.540%	—	Standard
New Auto Loan (2022 and Newer)auto_new	4.540% APR	4.540%	new	Standard
72-Month Used Auto Loan (2015–2021)auto_used_72mo	5.490% APR	5.490%	72 mo · used	Standard
48-Month Used Auto Loan (2015 and Newer)auto_used_48mo	5.490% APR	5.490%	48 mo · used	Standard
84-Month New Auto Loan (2022 and Newer)auto_new_84mo	5.790% APR	5.790%	84 mo · new	Standard
New Motorcycle Loan (2018 and Newer)motorcycle_new	6.400% APR	6.400%	new	Standard
Motorcycle Loan (2018 and Newer)motorcycle	6.400% APR	6.400%	—	Standard
New Auto Loan (2018 and Newer)auto_new	6.400% APR	6.400%	new	Standard
75-Month New Motorcycle Loan (2018 and Newer)motorcycle_new_75mo	7.900% APR	7.900%	75 mo · new	Standard
*Boats & RVs (2018 and newer)**boat	7.900% APR	7.900%	—	Standard
Boats & RVs (New (2018 and newer))boat_new	7.900% APR	7.900%	new	Standard
75-Month Motorcycle Loan (2018 and Newer)motorcycle_any_75mo	7.900% APR	7.900%	75 mo	Standard
New Boat & RV Loanboat_new_36mo	7.900% APR	7.900%	36 mo · new	Standard
*Boats & RVs (2018 and newer)**boat_any_120mo	9.150% APR	9.150%	120 mo	Standard
Boats & RVs (New (2018 and newer))boat_new_120mo	9.150% APR	9.150%	120 mo · new	Standard

HELOC rates

1 offer

Cabrillo Credit Union heloc rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
HELOC (Variable)heloc_variable	8.750% APR	8.750%	—	Standard

Personal loan rates

4 offers

Cabrillo Credit Union personal loan rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Unsecured Personal Loanpersonal_unsecured	8.740% APR	8.740%	—	Standard
Personal Loanpersonal	8.740% APR	8.740%	—	Standard
Overdraft (revolving)personal	9.650% APR	9.650%	—	Standard
Unsecured (Overdraft (revolving))personal_unsecured	9.650% APR	9.650%	—	Standard

Credit card rates

1 offer

Cabrillo Credit Union credit card rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Credit Cardcredit_card	6.750% APR	6.750%	—	Standard

Savings & CD rates

95 offers

Cabrillo Credit Union savings & cd rates as of August 4, 2026
Product	Published	Rate	Term / condition	Status
Pay Yourself Savingssavings	0.05% APY	0.05%	—	Standard
Money Marketmoney_market	0.15% APY	0.15%	—	Standard
Money Marketmoney_market	0.20% APY	0.20%	—	Standard
Money Marketmoney_market	0.30% APY	0.30%	—	Standard
3-Month Certificate ($2,000–$9,999)share_certificate_3mo	0.35% APY	0.35%	3 mo	Standard
Certificatecd	0.35% APY	0.35%	—	Standard
3-Month Certificate ($10,000–$49,999)share_certificate_3mo	0.40% APY	0.40%	3 mo	Standard
3-Month Certificate ($50,000+)share_certificate_3mo	0.45% APY	0.45%	3 mo	Standard
Money Marketmoney_market	0.50% APY	0.50%	—	Standard
6-Month Certificate ($2,000–$9,999)share_certificate_6mo	2.80% APY	2.80%	6 mo	Standard
6-Month Certificate ($2,000–$9,999)cd_6mo	2.80% APY	2.80%	6 mo	Standard
6-Month Certificate ($10,000–$49,999)share_certificate_6mo	2.82% APY	2.82%	6 mo	Standard
6-Month Certificate ($10,000–$49,999)cd_6mo	2.82% APY	2.82%	6 mo	Standard
6-Month Certificatecd_6mo	2.82% APY	2.82%	6 mo	Standard
6-Month Certificateshare_certificate_6mo	2.84% APY	2.80%	6 mo	Standard
($2,000 - $9,999) (6 Months)cd_84mo	2.84% APY	2.84%	84 mo	Standard
6-Month Certificate ($50,000+)cd_6mo	2.85% APY	2.85%	6 mo	Standard
6-Month Certificate ($50,000+)share_certificate_6mo	2.85% APY	2.85%	6 mo	Standard
6-Month Certificateshare_certificate_6mo	2.86% APY	2.82%	6 mo	Standard
($10,000 - $49,999) (6 Months)cd_75mo	2.86% APY	2.86%	75 mo	Standard
($50,000+) (6 Months)cd_120mo	2.89% APY	2.89%	120 mo	Standard
12-Month Certificate ($2,000–$9,999)cd_12mo	3.15% APY	3.15%	12 mo	Standard
12-Month Certificate ($2,000–$9,999)share_certificate_12mo	3.15% APY	3.15%	12 mo	Standard
12-Month Certificateshare_certificate_12mo	3.20% APY	3.15%	12 mo	Standard
12-Month Certificate ($10,000–$49,999)share_certificate_12mo	3.20% APY	3.20%	12 mo	Standard
($2,000 - $9,999) (12 Months)cd_84mo	3.20% APY	3.20%	84 mo	Standard
12-Month Certificate ($10,000–$49,999)cd_12mo	3.20% APY	3.20%	12 mo	Standard
12-Month Certificatecd_12mo	3.20% APY	3.20%	12 mo	Standard
12-Month Certificate ($50,000+)cd_12mo	3.25% APY	3.25%	12 mo	Standard
($10,000 - $49,999) (12 Months)cd_75mo	3.25% APY	3.25%	75 mo	Standard
24-Month Certificate ($2,000–$9,999)share_certificate_24mo	3.25% APY	3.25%	24 mo	Standard
12-Month Certificateshare_certificate_12mo	3.25% APY	3.20%	12 mo	Standard
24-Month Certificatecd_24mo	3.25% APY	3.25%	24 mo	Standard
24-Month Certificate ($2,000–$9,999)cd_24mo	3.25% APY	3.25%	24 mo	Standard
12-Month Certificate ($50,000+)share_certificate_12mo	3.25% APY	3.25%	12 mo	Standard
24-Month Certificate ($10,000–$49,999)share_certificate_24mo	3.30% APY	3.30%	24 mo	Standard
($50,000+) (12 Months)cd_120mo	3.30% APY	3.30%	120 mo	Standard
24-Month Certificate ($10,000–$49,999)cd_24mo	3.30% APY	3.30%	24 mo	Standard
($2,000 - $9,999) (24 Months)cd_84mo	3.30% APY	3.30%	84 mo	Standard
24-Month Certificateshare_certificate_24mo	3.30% APY	3.25%	24 mo	Standard
36-Month Certificate ($2,000–$9,999)cd_36mo	3.35% APY	3.35%	36 mo	Standard
24-Month Certificate ($50,000+)share_certificate_24mo	3.35% APY	3.35%	24 mo	Standard
36-Month Certificatecd_36mo	3.35% APY	3.35%	36 mo	Standard
($10,000 - $49,999) (24 Months)cd_75mo	3.35% APY	3.35%	75 mo	Standard
36-Month Certificate ($2,000–$9,999)share_certificate_36mo	3.35% APY	3.35%	36 mo	Standard
24-Month Certificateshare_certificate_24mo	3.35% APY	3.30%	24 mo	Standard
24-Month Certificate ($50,000+)cd_24mo	3.35% APY	3.35%	24 mo	Standard
36-Month Certificate ($10,000–$49,999)share_certificate_36mo	3.40% APY	3.40%	36 mo	Standard
36-Month Certificate ($10,000–$49,999)cd_36mo	3.40% APY	3.40%	36 mo	Standard
($50,000+) (24 Months)cd_120mo	3.40% APY	3.40%	120 mo	Standard
($2,000 - $9,999) (36 Months)cd_84mo	3.40% APY	3.40%	84 mo	Standard
36-Month Certificateshare_certificate_36mo	3.40% APY	3.35%	36 mo	Standard
48-Month Certificate ($2,000–$9,999)cd_48mo	3.45% APY	3.45%	48 mo	Standard
36-Month Certificate ($50,000+)share_certificate_36mo	3.45% APY	3.45%	36 mo	Standard
48-Month Certificatecd_48mo	3.45% APY	3.45%	48 mo	Standard
48-Month Certificate ($2,000–$9,999)share_certificate_48mo	3.45% APY	3.45%	48 mo	Standard
($10,000 - $49,999) (36 Months)cd_75mo	3.45% APY	3.45%	75 mo	Standard
36-Month Certificateshare_certificate_36mo	3.45% APY	3.40%	36 mo	Standard
36-Month Certificate ($50,000+)cd_36mo	3.45% APY	3.45%	36 mo	Standard
48-Month Certificate ($10,000–$49,999)cd_48mo	3.50% APY	3.50%	48 mo	Standard
($2,000 - $9,999) (48 Months)cd_84mo	3.50% APY	3.50%	84 mo	Standard
($50,000+) (36 Months)cd_120mo	3.50% APY	3.50%	120 mo	Standard
48-Month Certificate ($10,000–$49,999)share_certificate_48mo	3.50% APY	3.50%	48 mo	Standard
48-Month Certificateshare_certificate_48mo	3.50% APY	3.45%	48 mo	Standard
($10,000 - $49,999) (48 Months)cd_75mo	3.55% APY	3.55%	75 mo	Standard
48-Month Certificate ($50,000+)cd_48mo	3.55% APY	3.55%	48 mo	Standard
48-Month Certificate ($50,000+)share_certificate_48mo	3.55% APY	3.55%	48 mo	Standard
48-Month Certificateshare_certificate_48mo	3.55% APY	3.50%	48 mo	Standard
48-Month Certificateshare_certificate_48mo	3.60% APY	3.55%	48 mo	Standard
($50,000+) (48 Months)cd_120mo	3.60% APY	3.60%	120 mo	Standard
18-Month Certificatecd_18mo	3.74% APY	3.74%	18 mo	Standard
18-Month Certificate ($2,000–$9,999)cd_18mo	3.74% APY	3.74%	18 mo	Standard
18-Month Certificate ($2,000–$9,999)share_certificate_18mo	3.74% APY	3.74%	18 mo	Standard
18-Month Certificate ($10,000–$49,999)cd_18mo	3.78% APY	3.78%	18 mo	Standard
18-Month Certificate ($10,000–$49,999)share_certificate_18mo	3.78% APY	3.78%	18 mo	Standard
($2,000 - $9,999) (18 Months)cd_84mo	3.80% APY	3.80%	84 mo	Standard
18-Month Certificateshare_certificate_18mo	3.80% APY	3.74%	18 mo	Standard
60-Month Certificate ($2,000–$9,999)cd_60mo	3.83% APY	3.83%	60 mo	Standard
18-Month Certificate ($50,000+)share_certificate_18mo	3.83% APY	3.83%	18 mo	Standard
60-Month Certificatecd_60mo	3.83% APY	3.83%	60 mo	Standard
18-Month Certificate ($50,000+)cd_18mo	3.83% APY	3.83%	18 mo	Standard
60-Month Certificate ($2,000–$9,999)share_certificate_60mo	3.83% APY	3.83%	60 mo	Standard
18-Month Certificateshare_certificate_18mo	3.85% APY	3.78%	18 mo	Standard
($10,000 - $49,999) (18 Months)cd_75mo	3.85% APY	3.85%	75 mo	Standard
60-Month Certificate ($10,000–$49,999)cd_60mo	3.88% APY	3.88%	60 mo	Standard
60-Month Certificate ($10,000–$49,999)share_certificate_60mo	3.88% APY	3.88%	60 mo	Standard
($50,000+) (18 Months)cd_120mo	3.90% APY	3.90%	120 mo	Standard
($2,000 - $9,999) (60 Months)cd_84mo	3.90% APY	3.90%	84 mo	Standard
60-Month Certificateshare_certificate_60mo	3.90% APY	3.83%	60 mo	Standard
60-Month Certificate ($50,000+)cd_60mo	3.93% APY	3.93%	60 mo	Standard
60-Month Certificate ($50,000+)share_certificate_60mo	3.93% APY	3.93%	60 mo	Standard
($10,000 - $49,999) (60 Months)cd_75mo	3.95% APY	3.95%	75 mo	Standard
60-Month Certificateshare_certificate_60mo	3.95% APY	3.88%	60 mo	Standard
($50,000+) (60 Months)cd_120mo	4.00% APY	4.00%	120 mo	Standard
60-Month Certificateshare_certificate_60mo	4.00% APY	3.93%	60 mo	Standard

As of August 4, 2026, Cabrillo Credit Union offers a 30-year fixed mortgage at 6.75% APR. Vehicle loans available from 4.54% APR. HELOC rates from 8.75% APR. Personal loan rates from 8.74% APR. Credit card rates from 6.75% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Cabrillo Credit Union's official website

Branch locator

Cabrillo Credit Union locations

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About Cabrillo Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members: 29.1K
Assets: $571.8M
Founded: 1955
Locations reported: 8
NCUA charter: 68409
Charter type: Federally insured state-chartered credit union

Services and member support

Online membership application
Online loan application
Open an account online
Electronic statements
Mobile check deposit
Mobile payments
Financial counseling
Financial education
Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

California CoastSpectrum Center · San Diego · CA · 92123-1407Branch in the same ZIP CaliforniaKearny Mesa · San Diego · CA · 92123Branch in the same ZIP Carolina FoothillsSymitar · San Diego · CA · 92123Branch in the same ZIP CertifiedSan Diego Branch · San Diego · CA · 92123Branch in the same ZIP DixiesJack Henry & Associates · San Diego · CA · 92123-1507Branch in the same ZIP GuardianSymitar · San Diego · CA · 92123-1507Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Cabrillo Credit Union

Membership eligibility from Cabrillo Credit Union's own published criteria. How we verify this.

Membership via employers (Border Patrol +2 more) or the Fraternal Order of Retired Border Patrol Officers

LocationSan Diego County
EmployerBorder Patrol, Sharp Healthcare, City of Carlsbad
AssociationFraternal Order of Retired Border Patrol Officers

Cost to join: About $5.

Verified from Cabrillo Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Cabrillo Credit Union?

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Frequently Asked Questions

What rates does Cabrillo Credit Union offer?

Cabrillo Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Cabrillo Credit Union rates updated?

RateAPI verifies Cabrillo Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Cabrillo Credit Union's rate data?

Rate data is collected directly from Cabrillo Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Cabrillo Credit Union's mortgage rate?

As of August 4, 2026, Cabrillo Credit Union offers a 30-year fixed mortgage at 6.75% APR.

What are Cabrillo Credit Union's auto, boat & motorcycle loan rates?

As of August 4, 2026, Cabrillo Credit Union offers vehicle loans from 4.54% APR.

What is Cabrillo Credit Union's HELOC rate?

As of August 4, 2026, Cabrillo Credit Union offers home equity lines of credit from 8.75% APR.

What is Cabrillo Credit Union's personal loan rate?

As of August 4, 2026, Cabrillo Credit Union offers personal loans from 8.74% APR.

What is Cabrillo Credit Union's best CD rate?

As of August 4, 2026, Cabrillo Credit Union offers savings and certificate (CD) yields up to 4.00% APY.

Related Rate Data

Compare Cabrillo Credit Union's rates against national credit-union benchmarks.

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Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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