Modesto's First Credit Union

Modesto, California
Last verified: August 4, 2026
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Verified rate book

Current Modesto's First Credit Union rates

9 published offers verified as of August 4, 2026.

How we verify rates

Savings & CD rates

9 offers
Modesto's First Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Draftsavings0.10% APY0.10%—Standard
Club Accountsavings0.75% APY0.75%—Specialty offer
Regular Sharesavings0.75% APY0.75%—Standard
Youth Shares**savings2.02% APY2.00%—Eligibility restricted
6-Month Certificateshare_certificate_6mo3.00% APY2.97%6 moStandard
12-Month Certificateshare_certificate_12mo3.25% APY3.21%12 moStandard
36-Month Certificateshare_certificate_36mo3.50% APY3.46%36 moStandard
12-Month Certificateshare_certificate_12mo3.75% APY3.70%12 moStandard
24-Month Certificateshare_certificate_24mo3.75% APY3.70%24 moStandard

Savings and certificate yields up to 3.75% APY.

Source: RateAPI.dev, verified from Modesto's First Credit Union's official website

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About Modesto's First Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
3.5K
Assets
$72.2M
Founded
1940
Locations reported
1
NCUA charter
4022
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services
  • Student scholarships
  • Credit-builder products
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

MocseJ Street · Modesto · CA · 95354-1013Branch in the same ZIPOrganized LaborModesto First Credit Union · Modesto · CA · 95354Branch in the same ZIPValley FirstJ Street · Modesto · CA · 95354Branch in the same ZIPSelf-HelpModesto · Modesto · CA · 95351About 2.1 miles awayRolling FROLLING F CREDIT UNION · TURLOCK · CA · 95382-2471About 9.9 miles awayMerced School EmployeesDelhi High School Hawk Branch · Delhi · CA · 95315About 18.2 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Modesto's First Credit Union

Membership eligibility from Modesto's First Credit Union's own published criteria. How we verify this.

Membership via employers (City of Modesto +5 more) or the Stanislaus Medical Society +4 more

  • EmployerCity of Modesto, Modesto Irrigation District, Stanislaus Consolidated Fire Department, Turlock Fire Department, AT&T, Four Star Recovery
  • AssociationStanislaus Medical Society, Habitat for Humanity, Stanislaus County, Children’s Crisis Center, Stanislaus County, The Modesto USBC Organization, Conquer 24-Hour Gym

Cost to join: About $5.

Verified from Modesto's First Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does Modesto's First Credit Union offer?

Modesto's First Credit Union is a credit union in California. Rate data is currently being verified.

How often are Modesto's First Credit Union rates updated?

RateAPI verifies Modesto's First Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Modesto's First Credit Union's rate data?

Rate data is collected directly from Modesto's First Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Modesto's First Credit Union's best CD rate?

As of August 4, 2026, Modesto's First Credit Union offers savings and certificate (CD) yields up to 3.75% APY.

Related Rate Data

Compare Modesto's First Credit Union's rates against national credit-union benchmarks.

More California credit unionsHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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