California Community Credit Union

Sacramento, California
Last verified: August 4, 2026
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Verified rate book

Current California Community Credit Union rates

36 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
California Community Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
15-Year Fixed(3)15 year fixed5.930% APR5.930%Standard

Auto & vehicle rates

4 offers
California Community Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New or Used Auto / Van / Truck / SUV (Up to 60 Months)auto_any_60mo4.790% APR4.790%60 mo · anyStandard
Promotion Auto Loan plus $500.00auto4.790% APR4.790%Standard
New or Used Auto / Van / Truck / SUV (Up to 72 Months)auto_any_72mo5.090% APR5.090%72 mo · anyStandard
New or Used Auto / Van / Truck / SUV (Up to 84 Months)auto_any_84mo5.390% APR5.390%84 mo · anyStandard

HELOC rates

2 offers
California Community Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loanheloc4.990% APR4.990%Standard
Fixed Rate No-Fee Home Equity Loanheloc_fixed4.990% APR4.990%Standard

Personal loan rates

6 offers
California Community Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured8.900% APR8.900%Standard
Signature Loanpersonal_unsecured8.950% APR8.950%Standard
Signature / Line of Credit / Overdraft / Emergency Loan (Credit Builder)ploc_variable8.990% APR8.990%Standard
Signature / Line of Credit / Overdraft / Emergency Loan (Line of Credit)ploc_variable11.500% APR11.500%Standard
Overdraft LOC - $500 Maximumpersonal18.000% APR18.000%Standard
Signature / Line of Credit / Overdraft / Emergency Loan (Emergency Loan)ploc_variable18.000% APR18.000%Standard

Savings & CD rates

18 offers
California Community Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auxillary Savingssavings0.05% APY0.05%Standard
Money Market Accounts (Variable)money_market0.20% APY0.20%Standard
Up to 90% of Certificate Balancecd2.50% APY2.50%Standard
Term Account Dividend Rates (6 Month)cd_6mo3.02% APY3.02%6 moStandard
Jumbo Certificate Rates (6 Month)cd_6mo3.06% APY3.06%6 moStandard
Account Termsavings3.11% APY3.11%Standard
Term Account Dividend Rates (12 Month)cd_12mo3.11% APY3.11%12 moStandard
Jumbo Certificate Rates (12 Month)cd_12mo3.16% APY3.16%12 moStandard
Term Account Dividend Rates (24 Month)cd_24mo3.21% APY3.21%24 moStandard
Jumbo Certificate Rates (24 Month)cd_24mo3.26% APY3.26%24 moStandard
Term Account Dividend Rates (36 Month)cd_36mo3.31% APY3.31%36 moStandard
Jumbo Certificate Rates (36 Month)cd_36mo3.36% APY3.36%36 moStandard
Term Account Dividend Rates (48 Month)cd_48mo3.36% APY3.36%48 moStandard
Jumbo Certificate Rates (48 Month)cd_48mo3.41% APY3.41%48 moStandard
Term Account Dividend Rates (60 Month)cd_60mo3.41% APY3.41%60 moStandard
Jumbo Certificate Rates (60 Month)cd_60mo3.46% APY3.46%60 moStandard
Certificatecd3.50% APY3.50%Standard
Approximate Termsavings4.99% APY4.99%Standard

Other rates

5 offers
California Community Credit Union other rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
First-Time Buyer (Up to 60 Months)other8.990% %8.990%Standard
Minimum $500 - Maximum $2,500other8.990% %8.990%Standard
First-Time Buyer (Up to 72 Months)other9.090% %9.090%Standard
Minimum $500 - Maximum $15,000other11.500% %11.500%Standard
$2000 Maximumother18.000% %18.000%Standard

As of August 4, 2026, California Community Credit Union offers a 15-year fixed mortgage at 5.93% APR. Auto loans available from 4.79% APR for 60 months. HELOC rates from 4.99% APR. Personal loan rates from 8.9% APR. Savings and certificate yields up to 4.99% APY.

Source: RateAPI.dev, verified from California Community Credit Union's official website

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About California Community Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.1K
Assets
$79.9M
Founded
1939
Locations reported
3
NCUA charter
68321
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Financial education
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join California Community Credit Union

Membership eligibility from California Community Credit Union's own published criteria. How we verify this.

Community charter: live/work in Sacramento, Placer, Stanislaus

  • LocationSacramento, Placer, Stanislaus

Verified from California Community Credit Union's membership page. Final membership determination is always made by the credit union.

Work at California Community Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where California Community Credit Union ranks against California peers.

Frequently Asked Questions

What rates does California Community Credit Union offer?

California Community Credit Union currently offers mortgage, Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are California Community Credit Union rates updated?

RateAPI verifies California Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get California Community Credit Union's rate data?

Rate data is collected directly from California Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is California Community Credit Union's mortgage rate?

As of August 4, 2026, California Community Credit Union offers a 15-year fixed mortgage at 5.93% APR.

What are California Community Credit Union's auto loan rates?

As of August 4, 2026, California Community Credit Union offers auto loans from 4.79% APR.

What is California Community Credit Union's HELOC rate?

As of August 4, 2026, California Community Credit Union offers home equity lines of credit from 4.99% APR.

What is California Community Credit Union's personal loan rate?

As of August 4, 2026, California Community Credit Union offers personal loans from 8.9% APR.

What is California Community Credit Union's best CD rate?

As of August 4, 2026, California Community Credit Union offers savings and certificate (CD) yields up to 4.99% APY.

Related Rate Data

Compare California Community Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for California Community Credit Union
curl "https://api.rateapi.dev/credit-unions/california/california-community" \
  -H "Authorization: Bearer YOUR_API_KEY"