Sacramento Credit Union
Verified rate book
Current Sacramento Credit Union rates
17 published offers verified as of August 4, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.000% APR | 6.000% | — | Standard |
| 15-Year Fixed15 year fixed | 5.375% APR | 5.375% | — | Standard |
| 5/1 ARM5 1 arm | 5.607% APR | 5.500% | — | Standard |
| 7/1 ARM7 1 arm | 5.735% APR | 5.625% | — | Standard |
| 20-Year Fixed20 year fixed | 5.750% APR | 5.750% | — | Standard |
| 10/1 ARM10 1 arm | 5.968% APR | 5.875% | — | Standard |
| 10-Year Fixed10 year fixed | 6.690% APR | 6.690% | — | Standard |
| 5 Year Fixedother | 5.690% APR | 5.690% | — | Standard |
| 2 Year Fixedother | 5.690% APR | 5.690% | — | Standard |
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 144-Month Used Auto Loanauto_used_144mo | 6.790% APR | 6.790% | 144 mo · used | Standard |
| 144-Month New Auto Loanauto_new_144mo | 6.790% APR | 6.790% | 144 mo · new | Standard |
| 72-Month New Auto Loanauto_new_72mo | 7.190% APR | 7.190% | 72 mo · new | Standard |
| 60-Month Used Auto Loanauto_used_60mo | 7.240% APR | 7.240% | 60 mo · used | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Certificatecd_60mo | 4.99% APY | 4.99% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 4.99% APY | 4.99% | 48 mo | Standard |
| 72-Month Certificatecd_72mo | 5.09% APY | 5.09% | 72 mo | Standard |
| 84-Month Certificatecd_84mo | 5.49% APY | 5.49% | 84 mo | Standard |
As of August 4, 2026, Sacramento Credit Union offers a 30-year fixed mortgage at 6% APR. Auto loans available from 6.79% APR for 144 months. Savings and certificate yields up to 5.49% APY.
Source: RateAPI.dev, verified from Sacramento Credit Union's official website
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About Sacramento Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 31.1K
- Assets
- $851.9M
- Founded
- 1935
- Locations reported
- 8
- NCUA charter
- 62641
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Sacramento Credit Union
Membership eligibility from Sacramento Credit Union's own published criteria. How we verify this.
Community charter: live/work in El Dorado, Placer, Sacramento +4 more
- LocationEl Dorado, Placer, Sacramento, Solano, Sutter, Yolo, Yuba
Cost to join: About $25.
Verified from Sacramento Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Sacramento Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Sacramento Credit Union ranks against California peers.
Frequently Asked Questions
What rates does Sacramento Credit Union offer?
Sacramento Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Sacramento Credit Union rates updated?
RateAPI verifies Sacramento Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Sacramento Credit Union's rate data?
Rate data is collected directly from Sacramento Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Sacramento Credit Union's mortgage rate?
As of August 4, 2026, Sacramento Credit Union offers a 30-year fixed mortgage at 6% APR.
What are Sacramento Credit Union's auto loan rates?
As of August 4, 2026, Sacramento Credit Union offers auto loans from 6.79% APR.
What is Sacramento Credit Union's best CD rate?
As of August 4, 2026, Sacramento Credit Union offers savings and certificate (CD) yields up to 5.49% APY.
Related Rate Data
Compare Sacramento Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Sacramento Credit Union rates
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# Get rates for Sacramento Credit Union
curl "https://api.rateapi.dev/credit-unions/california/sacramento" \
-H "Authorization: Bearer YOUR_API_KEY"