Electric Cooperatives Credit Union
Verified rate book
Current Electric Cooperatives Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loanauto_new | 4.500% APR | 4.500% | new | Standard |
| Campers/Boatsrv | 5.250% APR | 5.250% | — | Standard |
| Used Auto Loanauto_used | 5.500% APR | 5.500% | used | Standard |
| ATV's/Motorcyclespowersports | 6.990% APR | 6.990% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Personal Line of Creditploc_variable | 11.500% APR | 11.500% | — | Standard |
| Personal/Signaturepersonal_unsecured | 14.500% APR | 14.500% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Checkingmoney_market | 1.01% APY | 1.00% | — | Standard |
| Health Savings Accountsavings | 1.01% APY | 1.00% | — | Standard |
| IRAira | 1.25% APY | 1.25% | — | Standard |
Vehicle loans available from 4.5% APR. Personal loan rates from 11.5% APR. Savings and certificate yields up to 1.25% APY.
Source: RateAPI.dev, verified from Electric Cooperatives Credit Union's official website
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About Electric Cooperatives Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.6K
- Assets
- $18.8M
- Founded
- 1979
- Locations reported
- 2
- NCUA charter
- 23361
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Electric Cooperatives Credit Union
Membership eligibility from Electric Cooperatives Credit Union's own published criteria. How we verify this.
Membership criteria are published on Electric Cooperatives Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Electric Cooperatives Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Electric Cooperatives Credit Union?
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Frequently Asked Questions
What rates does Electric Cooperatives Credit Union offer?
Electric Cooperatives Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Electric Cooperatives Credit Union rates updated?
RateAPI verifies Electric Cooperatives Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Electric Cooperatives Credit Union's rate data?
Rate data is collected directly from Electric Cooperatives Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Electric Cooperatives Credit Union's auto, rv & powersports loan rates?
As of August 4, 2026, Electric Cooperatives Credit Union offers vehicle loans from 4.5% APR.
What is Electric Cooperatives Credit Union's personal loan rate?
As of August 4, 2026, Electric Cooperatives Credit Union offers personal loans from 11.5% APR.
What is Electric Cooperatives Credit Union's best CD rate?
As of August 4, 2026, Electric Cooperatives Credit Union offers savings and certificate (CD) yields up to 1.25% APY.
Related Rate Data
Compare Electric Cooperatives Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Electric Cooperatives Credit Union rates
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# Get rates for Electric Cooperatives Credit Union
curl "https://api.rateapi.dev/credit-unions/arkansas/electric-cooperatives" \
-H "Authorization: Bearer YOUR_API_KEY"