L R F D Credit Union

Little Rock, Arkansas
Last verified: August 4, 2026
Work at L R F D Credit Union? Claim this profile →

Verified rate book

Current L R F D Credit Union rates

22 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

13 offers
L R F D Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
36-Month New Auto Loanauto_new_36mo4.900% APR4.900%36 mo · newStandard
New Auto Loans (37 to 42 months)auto_new_42mo5.150% APR5.150%42 mo · newStandard
New Auto Loans (43 TO 48 months)auto_new_48mo5.450% APR5.450%48 mo · newStandard
New Auto Loans (49 to 60 months)auto_new_60mo5.750% APR5.750%60 mo · newStandard
New Auto Loans (61 to 72 months)auto_new_72mo6.100% APR6.100%72 mo · newStandard
48 Months $10,001.00- $20,000.00 Maxauto_any_48mo7.300% APR7.300%48 moStandard
36 Months 0 - $10,000.00auto_any_36mo7.300% APR7.300%36 moStandard
New Auto Loans (73 to 84 months)auto_new_84mo7.500% APR7.500%84 mo · newStandard
72 Months Up To $20,000auto_any_72mo8.150% APR8.150%72 moStandard
73 Months And Above Up To 144 Months Length Depends On Amountauto_any_73mo9.150% APR9.150%73 moStandard
60 Months <$15,000.00auto_any_60mo9.150% APR9.150%60 moStandard
85 to 120 months $30,001 and Aboveauto_any_120mo9.750% APR9.750%120 moStandard
61 To 84 Months $15,001 – $30,000auto_any_84mo9.750% APR9.750%84 moStandard

Personal loan rates

6 offers
L R F D Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Share Secured Loan (36months)personal_secured_36mo5.000% APR5.000%36 moStandard
Share Secured Loan (37 to 48 months)personal_secured_48mo5.250% APR5.250%48 moStandard
Share Secured Loan (49 to 60 months)personal_secured_60mo5.500% APR5.500%60 moStandard
36-Month Signature Loanpersonal_unsecured_36mo12.900% APR12.900%36 moStandard
Personal-Signature Unsecured (37 to 48 months)personal_unsecured_48mo13.900% APR13.900%48 moStandard
Personal-Signature Unsecured (49 to 60 months)personal_unsecured_60mo14.900% APR14.900%60 moStandard

Credit card rates

3 offers
L R F D Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Card Consolidation Loan (36 months)credit_card8.750% APR8.750%Standard
Credit Card Consolidation Loan (37 to 42 months)credit_card9.250% APR9.250%Standard
Credit Card Consolidation Loan (43 TO 54 months)credit_card9.750% APR9.750%Standard

Auto loans available from 4.9% APR for 36 months. Personal loan rates from 5% APR. Credit card rates from 8.75% APR.

Source: RateAPI.dev, verified from L R F D Credit Union's official website

Loading branch locator…

About L R F D Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
907
Assets
$16.8M
Founded
1950
Locations reported
3
NCUA charter
6725
Charter type
Federal credit union

Services and member support

  • Electronic statements

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join L R F D Credit Union

Membership eligibility from L R F D Credit Union's own published criteria. How we verify this.

Membership via employers (Little Rock Fire Department)

  • EmployerLittle Rock Fire Department

Cost to join: About $5.25 (a $0.25 membership fee plus a $5 minimum deposit).

Verified from L R F D Credit Union's membership page. Final membership determination is always made by the credit union.

Work at L R F D Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where L R F D Credit Union ranks against Arkansas peers.

Frequently Asked Questions

What rates does L R F D Credit Union offer?

L R F D Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are L R F D Credit Union rates updated?

RateAPI verifies L R F D Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get L R F D Credit Union's rate data?

Rate data is collected directly from L R F D Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are L R F D Credit Union's auto loan rates?

As of August 4, 2026, L R F D Credit Union offers auto loans from 4.9% APR.

What is L R F D Credit Union's personal loan rate?

As of August 4, 2026, L R F D Credit Union offers personal loans from 5% APR.

Related Rate Data

Compare L R F D Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track L R F D Credit Union rates

Get a free API key to query these rates programmatically, or get the daily email when Arkansas credit union rates move.

Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for L R F D Credit Union
curl "https://api.rateapi.dev/credit-unions/arkansas/l-r-f-d" \
  -H "Authorization: Bearer YOUR_API_KEY"