Alcoa Community Credit Union
Verified rate book
Current Alcoa Community Credit Union rates
30 published offers verified as of August 4, 2026.
Auto & vehicle rates
11 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 48-Month Auto Loanauto_any_48mo | 3.900% APR | 3.900% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 4.300% APR | 4.300% | 60 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 4.750% APR | 4.750% | 72 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 4.990% APR | 4.990% | 84 mo | Standard |
| Boats/RV/Motorhomesboat_any_60mo | 6.500% APR | 6.500% | 60 mo | Standard |
| ATV/Motorcycle/Personal Watercraftpowersports_any_60mo | 7.100% APR | 7.100% | 60 mo | Standard |
| Boats/RV/Motorhomesboat_any_72mo | 7.250% APR | 7.250% | 72 mo | Standard |
| ATV/Motorcycle/Personal Watercraftpowersports_any_72mo | 7.450% APR | 7.450% | 72 mo | Standard |
| ATV/Motorcycle/Personal Watercraftpowersports_any_48mo | 9.750% APR | 9.750% | 48 mo | Standard |
| Boats/RV/Motorhomesboat_any_120mo | 10.000% APR | 10.000% | 120 mo | Standard |
| Boats/RV/Motorhomes (Up to 60 mths)boat_any_60mo | 11.000% APR | 11.000% | 60 mo | Standard |
Personal loan rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Unsecured Personal Loanpersonal_unsecured_12mo | 7.500% APR | 7.500% | 12 mo | Standard |
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 8.000% APR | 8.000% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 8.750% APR | 8.750% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.500% APR | 9.500% | 48 mo | Standard |
Savings & CD rates
13 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Savings Account - $0.01 to $9,999.99savings | 0.25% APY | 0.25% | — | Standard |
| Regular Savings Account - $10,000 and oversavings | 0.35% APY | 0.35% | — | Standard |
| Monthly Dividend Accounts - $0.01 to $19,999.99savings | 0.70% APY | 0.70% | — | Standard |
| Monthly Dividend Accounts > $20,000savings | 0.75% APY | 0.75% | — | Standard |
| Monthly Dividend Accounts > $50,000savings | 0.80% APY | 0.80% | — | Standard |
| Monthly Dividend Accounts > $100,000savings | 0.90% APY | 0.90% | — | Standard |
| Christmas Club Accountsavings | 1.00% APY | 1.00% | — | Specialty offer |
| IRAira | 1.25% APY | 1.25% | — | Standard |
| High-Yield Principal Rewardssavings | 3.00% APY | 3.00% | — | Standard |
| 6-Month Certificatecd_6mo | 3.00% APY | 3.00% | 6 mo | Standard |
| One Year Certificatecd_12mo | 3.20% APY | 3.20% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.35% APY | 3.35% | 24 mo | Standard |
| High-Yield Enhanced Rewardssavings | 6.00% APY | 6.00% | — | Standard |
Equipment loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Farm Equipment/Other Goodsequipment_60mo | 8.250% APR | 8.250% | — | Standard |
| Farm EquipmentOther Goods (Up to 48 mths max)other | 11.750% APR | 11.750% | — | Standard |
Vehicle loans available from 3.9% APR for 48 months. Personal loan rates from 7.5% APR. Savings and certificate yields up to 6.00% APY. Equipment loans from 8.25% APR.
Source: RateAPI.dev, verified from Alcoa Community Credit Union's official website
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About Alcoa Community Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.1K
- Assets
- $68.7M
- Founded
- 1957
- Locations reported
- 2
- NCUA charter
- 11913
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Alcoa Community Credit Union
Membership eligibility from Alcoa Community Credit Union's own published criteria. How we verify this.
Community charter: live/work in Saline, Garland, Grant +12 more
- LocationSaline, Garland, Grant, Perry, Hot Spring, Clark, Conway, Dallas, Faulkner, Lonoke, Montgomery, Pulaski, Van Buren, Yell, Pike
Cost to join: About $5.
Verified from Alcoa Community Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alcoa Community Credit Union?
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Frequently Asked Questions
What rates does Alcoa Community Credit Union offer?
Alcoa Community Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alcoa Community Credit Union rates updated?
RateAPI verifies Alcoa Community Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alcoa Community Credit Union's rate data?
Rate data is collected directly from Alcoa Community Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Alcoa Community Credit Union's auto, boat & powersports loan rates?
As of August 4, 2026, Alcoa Community Credit Union offers vehicle loans from 3.9% APR.
What is Alcoa Community Credit Union's personal loan rate?
As of August 4, 2026, Alcoa Community Credit Union offers personal loans from 7.5% APR.
What is Alcoa Community Credit Union's best CD rate?
As of August 4, 2026, Alcoa Community Credit Union offers savings and certificate (CD) yields up to 6.00% APY.
Related Rate Data
Compare Alcoa Community Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Alcoa Community Credit Union
curl "https://api.rateapi.dev/credit-unions/arkansas/alcoa-community" \
-H "Authorization: Bearer YOUR_API_KEY"