Prescott Credit Union

Prescott, Arizona
Last verified: August 3, 2026
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Verified rate book

Current Prescott Credit Union rates

29 published offers verified as of August 3, 2026.

How we verify rates

Auto & vehicle rates

12 offers
Prescott Credit Union auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
84-Month New Auto Loanauto_new_84mo4.950% APR4.950%84 mo · newStandard
84-Month New Auto Loanauto_new_84mo5.200% APR5.200%84 mo · newStandard
84-Month Used Auto Loanauto_used_84mo5.250% APR5.250%84 mo · usedStandard
84-Month Used Auto Loanauto_used_84mo5.500% APR5.500%84 mo · usedStandard
New Motorcycle/ATVmotorcycle_new_84mo6.450% APR6.450%84 mo · newStandard
New Motorcycle/ATVmotorcycle_new_84mo6.700% APR6.700%84 mo · newStandard
Used Motorcycle/ATVmotorcycle_used_84mo6.990% APR6.990%84 mo · usedStandard
Used Motorcycle/ATVmotorcycle_used_84mo7.240% APR7.240%84 mo · usedStandard
New RV/Boatsrv_new_240mo7.450% APR7.450%240 mo · newStandard
New RV/Boatsrv_new_240mo7.700% APR7.700%240 mo · newStandard
Used RV/Boatsrv_used_240mo8.200% APR8.200%240 mo · usedStandard
Used RV/Boatsrv_used_240mo8.450% APR8.450%240 mo · usedStandard

Personal loan rates

5 offers
Prescott Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
60-Month Debt Consolidation Loanpersonal_unsecured_60mo9.300% APR9.300%60 moStandard
72-Month Debt Consolidation Loanpersonal_unsecured_72mo9.500% APR9.500%72 moStandard
60-Month Signature Loanpersonal_unsecured_60mo11.000% APR11.000%60 moStandard
Revolving Line of Creditploc_variable17.450% APR17.450%—Standard
Emergency Loanpersonal18.000% APR18.000%—Standard

Credit card rates

1 offer
Prescott Credit Union credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card14.000% APR14.000%—Standard

Savings & CD rates

10 offers
Prescott Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Savingssavings0.40% APY0.40%—Standard
Savingssavings0.50% APY0.50%—Standard
48-Month Certificatecd_48mo2.20% APY2.20%48 moStandard
60-Month Certificatecd_60mo2.20% APY2.20%60 moStandard
36-Month Certificatecd_36mo2.20% APY2.20%36 moStandard
30-Month Certificatecd_30mo2.51% APY2.51%30 moStandard
24-Month Certificatecd_24mo2.56% APY2.56%24 moStandard
18-Month Certificatecd_18mo2.71% APY2.71%18 moStandard
12-Month Certificatecd_12mo2.83% APY2.83%12 moStandard
6-Month Certificatecd_6mo2.95% APY2.95%6 moStandard

Other rates

1 offer
Prescott Credit Union other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Over Draft line Creditother14.250% %14.250%—Standard

Vehicle loans available from 4.95% APR for 84 months. Personal loan rates from 9.3% APR. Credit card rates from 14% APR. Savings and certificate yields up to 2.95% APY.

Source: RateAPI.dev, verified from Prescott Credit Union's official website

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About Prescott Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
1.3K
Assets
$11M
Founded
1937
Locations reported
2
NCUA charter
2460
Charter type
Federal credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Payday Alternative Loans I
  • Payday Alternative Loans II

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Credit Union WestPrescott · Prescott · AZ · 86301About 3.6 miles awayDesert FinancialWillow Creek · Prescott · AZ · 86301About 3.6 miles awayOneazPRESCOTT GURLEY · PRESCOTT · AZ · 86301About 3.6 miles awayCopper StateAnthem · Anthem · AZ · 85086About 53.8 miles awayFarmers InsuranceFarmers Insurance Group Federal Credit Union · Phoenix · AZ · 85085About 59.2 miles awayArizona FinancialSurprise Branch · Surprise · AZ · 85374About 62.9 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Prescott Credit Union

Membership eligibility from Prescott Credit Union's own published criteria. How we verify this.

Membership criteria are published on Prescott Credit Union's website. Check the membership page below to confirm whether you qualify.

Cost to join: About $10.

Verified from Prescott Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Prescott Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Prescott Credit Union ranks against Arizona peers.

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Frequently Asked Questions

What rates does Prescott Credit Union offer?

Prescott Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Prescott Credit Union rates updated?

RateAPI verifies Prescott Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Prescott Credit Union's rate data?

Rate data is collected directly from Prescott Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Prescott Credit Union's auto, rv & motorcycle loan rates?

As of August 3, 2026, Prescott Credit Union offers vehicle loans from 4.95% APR.

What is Prescott Credit Union's personal loan rate?

As of August 3, 2026, Prescott Credit Union offers personal loans from 9.3% APR.

What is Prescott Credit Union's best CD rate?

As of August 3, 2026, Prescott Credit Union offers savings and certificate (CD) yields up to 2.95% APY.

Related Rate Data

Compare Prescott Credit Union's rates against national credit-union benchmarks.

More Arizona credit unionsAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Prescott Credit Union
curl "https://api.rateapi.dev/credit-unions/arizona/prescott" \
  -H "Authorization: Bearer YOUR_API_KEY"
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