Desert Financial Credit Union
Verified rate book
Current Desert Financial Credit Union rates
10 published offers verified as of August 4, 2026.
Mortgage rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Jumbo 30-year fixed as low as30 year fixed | 6.785% APR | 6.785% | — | Standard |
| 30-Year Fixed As Low As30 year fixed | 6.825% APR | 6.825% | — | Standard |
| 15-Year Fixed As Low As15 year fixed | 6.227% APR | 6.227% | — | Standard |
| 5/6 ARM as low as5 1 arm | 6.490% APR | 6.490% | — | Standard |
| Down paymentother | 5.000% APR | 5.000% | — | Standard |
| Mortgage loans as low asother | 6.227% APR | 6.227% | — | Standard |
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New auto loans as low asauto_new | 5.840% APR | 5.840% | new | Standard |
| Used auto loans as low asauto_used | 5.840% APR | 5.840% | used | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Savings Certificates as high ascd | 3.50% APY | 3.50% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Introductory rateother | 5.990% % | 5.990% | — | Introductory offer |
As of August 4, 2026, Desert Financial Credit Union offers a 30-year fixed mortgage at 6.785% APR. Auto loans available from 5.84% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Desert Financial Credit Union's official website
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About Desert Financial Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 511.4K
- Assets
- $9.8B
- Founded
- 1939
- Locations reported
- 51
- NCUA charter
- 68713
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Desert Financial Credit Union
Membership eligibility from Desert Financial Credit Union's own published criteria. How we verify this.
Membership via employers (Desert Financial)
- LocationAZ
- EmployerDesert Financial
Cost to join: About $25.
Verified from Desert Financial Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Desert Financial Credit Union?
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Frequently Asked Questions
What rates does Desert Financial Credit Union offer?
Desert Financial Credit Union currently offers mortgage, and Auto loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Desert Financial Credit Union rates updated?
RateAPI verifies Desert Financial Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Desert Financial Credit Union's rate data?
Rate data is collected directly from Desert Financial Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Desert Financial Credit Union's mortgage rate?
As of August 4, 2026, Desert Financial Credit Union offers a 30-year fixed mortgage at 6.785% APR.
What are Desert Financial Credit Union's auto loan rates?
As of August 4, 2026, Desert Financial Credit Union offers auto loans from 5.84% APR.
What is Desert Financial Credit Union's best CD rate?
As of August 4, 2026, Desert Financial Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Desert Financial Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Desert Financial Credit Union rates
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# Get rates for Desert Financial Credit Union
curl "https://api.rateapi.dev/credit-unions/arizona/desert-financial" \
-H "Authorization: Bearer YOUR_API_KEY"