Em Credit Union
Verified rate book
Current Em Credit Union rates
3 published offers verified as of August 3, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 72-Month Auto Loan, Refinanceauto_any_72mo | 4.490% APR | 4.490% | 72 mo | Standard |
| 72-Month New Auto Loanauto_new_72mo | 4.490% APR | 4.490% | 72 mo · new | Standard |
| 84-Month New Auto Loanauto_new_84mo | 4.740% APR | 4.740% | 84 mo · new | Standard |
Auto loans available from 4.49% APR for 72 months.
Source: RateAPI.dev, verified from Em Credit Union's official website
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About Em Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.2K
- Assets
- $11.5M
- Founded
- 1952
- Locations reported
- 2
- NCUA charter
- 7715
- Charter type
- Federal credit union
Services and member support
- Electronic statements
- Credit-builder products
- Payday Alternative Loans I
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Em Credit Union
Membership eligibility from Em Credit Union's own published criteria. How we verify this.
Membership via employers (Empire Southwest)
- EmployerEmpire Southwest
Verified from Em Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Em Credit Union?
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Frequently Asked Questions
What rates does Em Credit Union offer?
Em Credit Union currently offers Auto loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Em Credit Union rates updated?
RateAPI verifies Em Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Em Credit Union's rate data?
Rate data is collected directly from Em Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Em Credit Union's auto loan rates?
As of August 3, 2026, Em Credit Union offers auto loans from 4.49% APR.
Related Rate Data
Compare Em Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Em Credit Union rates
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Use it via API
Access this data programmatically with our REST API
# Get rates for Em Credit Union
curl "https://api.rateapi.dev/credit-unions/arizona/em" \
-H "Authorization: Bearer YOUR_API_KEY"