Banner Credit Union

Phoenix, Arizona
Last verified: August 4, 2026
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Verified rate book

Current Banner Credit Union rates

37 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

17 offers
Banner Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Find the perfect AUTO LOANauto4.990% APR4.990%Standard
RV‘s / Boats / ATV’srv_any_24mo6.500% APR6.500%24 moStandard
New / Used Motorcyclemotorcycle_any_24mo6.750% APR6.750%24 mo · anyStandard
RV‘s / Boats / ATV’srv_any_36mo6.750% APR6.750%36 moStandard
Auto Loanauto6.990% APR6.990%Standard
RV‘s / Boats / ATV’srv_any_48mo7.000% APR7.000%48 moStandard
New / Used Motorcyclemotorcycle_any_36mo7.000% APR7.000%36 mo · anyStandard
New / Used Motorcyclemotorcycle_any_48mo7.250% APR7.250%48 mo · anyStandard
RV‘s / Boats / ATV’srv_any_60mo7.250% APR7.250%60 moStandard
RV‘s / Boats / ATV’srv_any_72mo7.500% APR7.500%72 moStandard
New / Used Motorcyclemotorcycle_any_60mo7.500% APR7.500%60 mo · anyStandard
RV‘s / Boats / ATV’srv_any_84mo7.750% APR7.750%84 moStandard
New / Used Motorcyclemotorcycle_any_72mo7.750% APR7.750%72 mo · anyStandard
RV‘s / Boats / ATV’srv_any_96mo8.000% APR8.000%96 moStandard
New / Used Motorcyclemotorcycle_any8.000% APR8.000%anyStandard
RV‘s / Boats / ATV’srv_any_108mo8.250% APR8.250%108 moStandard
RV‘s / Boats / ATV’srv8.500% APR8.500%Standard

HELOC rates

2 offers
Banner Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity / Second Mortgage ***heloc_fixed7.000% APR7.000%Standard
Now is the time to get a HOME EQUITY LOANheloc_fixed7.500% APR7.500%Standard

Personal loan rates

1 offer
Banner Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Convenient service for your PERSONAL LOANpersonal_unsecured10.990% APR10.990%Standard

Savings & CD rates

17 offers
Banner Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Checking $500 Minimumsavings0.01% APY0.01%Standard
Regular Shares $75 Minimumsavings0.10% APY0.10%Standard
Savingssavings0.65% APY0.65%Standard
MAXIMIZERsavings1.30% APY1.30%Standard
36-Month Certificate ($500–$9,999)cd_36mo2.91% APY2.91%36 moStandard
36-Month Certificate ($10,000+)cd_36mo2.96% APY2.96%36 moStandard
30-Month Certificate ($500–$9,999)cd_30mo3.15% APY3.15%30 moStandard
30-Month Certificate ($10,000+)cd_30mo3.20% APY3.20%30 moStandard
18-Month Certificate ($500–$9,999)cd_18mo3.40% APY3.40%18 moStandard
24-Month Certificate ($500–$9,999)cd_24mo3.40% APY3.40%24 moStandard
24-Month Certificate ($10,000+)cd_24mo3.45% APY3.45%24 moStandard
18-Month Certificate ($10,000+)cd_18mo3.45% APY3.45%18 moStandard
See All Types Rates DEPOSIT RATESsavings3.50% APY3.50%Standard
6-Month Certificate ($500–$9,999)cd_6mo3.64% APY3.64%6 moStandard
12-Month Certificate ($500–$9,999)cd_12mo3.64% APY3.64%12 moStandard
6-Month Certificate ($10,000+)cd_6mo3.69% APY3.69%6 moStandard
12-Month Certificate ($10,000+)cd_12mo3.69% APY3.69%12 moStandard

Vehicle loans available from 4.99% APR. HELOC rates from 7% APR. Personal loan rates from 10.99% APR. Savings and certificate yields up to 3.69% APY.

Source: RateAPI.dev, verified from Banner Credit Union's official website

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About Banner Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
6.6K
Assets
$65.4M
Founded
1957
Locations reported
5
NCUA charter
11680
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Banner Credit Union

Membership eligibility from Banner Credit Union's own published criteria. How we verify this.

Membership via employers (Banner Health System +1 more)

  • EmployerBanner Health System, small employee groups affiliated with health care providers

Verified from Banner Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Banner Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Banner Credit Union ranks against Arizona peers.

Frequently Asked Questions

What rates does Banner Credit Union offer?

Banner Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Banner Credit Union rates updated?

RateAPI verifies Banner Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Banner Credit Union's rate data?

Rate data is collected directly from Banner Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Banner Credit Union's auto, rv & motorcycle loan rates?

As of August 4, 2026, Banner Credit Union offers vehicle loans from 4.99% APR.

What is Banner Credit Union's HELOC rate?

As of August 4, 2026, Banner Credit Union offers home equity lines of credit from 7% APR.

What is Banner Credit Union's personal loan rate?

As of August 4, 2026, Banner Credit Union offers personal loans from 10.99% APR.

What is Banner Credit Union's best CD rate?

As of August 4, 2026, Banner Credit Union offers savings and certificate (CD) yields up to 3.69% APY.

Related Rate Data

Compare Banner Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Banner Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Banner Credit Union
curl "https://api.rateapi.dev/credit-unions/arizona/banner" \
  -H "Authorization: Bearer YOUR_API_KEY"