Arizona Central Credit Union

Phoenix, Arizona
Last verified: August 3, 2026
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Verified rate book

Current Arizona Central Credit Union rates

10 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

3 offers
Arizona Central Credit Union mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
15 Year Termother6.000% APR6.000%Standard
10 Year Termother6.250% APR6.250%Standard
30 Year Termother6.750% APR6.750%Standard

HELOC rates

2 offers
Arizona Central Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Closed Endheloc6.535% APR6.535%Standard
HELOC (Variable)heloc_variable6.750% APR6.750%Standard

Personal loan rates

5 offers
Arizona Central Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Home Improvementpersonal_unsecured7.000% APR7.000%Standard
You-Name-It Loan ™ Up to 12 Monthspersonal_unsecured_12mo9.990% APR9.990%12 moStandard
You-Name-It Loan ™ Up to 36 Monthspersonal_unsecured_36mo10.990% APR10.990%36 moStandard
Personal Line of Creditploc_variable11.650% APR11.650%Standard
You-Name-It Loan ™ Up to 60 Monthspersonal_unsecured_60mo12.400% APR12.400%60 moStandard

As of August 3, 2026, Arizona Central Credit Union offers mortgage rates from 6% APR. HELOC rates from 6.535% APR. Personal loan rates from 7% APR.

Source: RateAPI.dev, verified from Arizona Central Credit Union's official website

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About Arizona Central Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
46.8K
Assets
$733.7M
Founded
1939
Locations reported
11
NCUA charter
62881
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Arizona Central Credit Union

Membership eligibility from Arizona Central Credit Union's own published criteria. How we verify this.

Membership criteria are published on Arizona Central Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Arizona Central Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Arizona Central Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Arizona Central Credit Union ranks against Arizona peers.

Frequently Asked Questions

What rates does Arizona Central Credit Union offer?

Arizona Central Credit Union currently offers mortgage, HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Arizona Central Credit Union rates updated?

RateAPI verifies Arizona Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Arizona Central Credit Union's rate data?

Rate data is collected directly from Arizona Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Arizona Central Credit Union's mortgage rate?

As of August 3, 2026, Arizona Central Credit Union offers mortgage rates from 6% APR.

What is Arizona Central Credit Union's HELOC rate?

As of August 3, 2026, Arizona Central Credit Union offers home equity lines of credit from 6.535% APR.

What is Arizona Central Credit Union's personal loan rate?

As of August 3, 2026, Arizona Central Credit Union offers personal loans from 7% APR.

Related Rate Data

Compare Arizona Central Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Arizona Central Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Arizona Central Credit Union
curl "https://api.rateapi.dev/credit-unions/arizona/arizona-central" \
  -H "Authorization: Bearer YOUR_API_KEY"