Spirit of Alaska Credit Union
Verified rate book
Current Spirit of Alaska Credit Union rates
28 published offers verified as of August 3, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Non-Commercial Vehiclesauto_any_96mo | 6.000% APR | 6.000% | 96 mo · any | Standard |
| Motorhomes, Travel Trailers Pickup Campers, Combo Boats and Trailer Packagesrv_any_180mo | 7.490% APR | 7.490% | 180 mo | Standard |
| Reconstruct Vehiclesauto_any_72mo | 7.990% APR | 7.990% | 72 mo | Standard |
| Classic Vehiclesauto_any_72mo | 8.000% APR | 8.000% | 72 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Other Collateralpersonal_secured_96mo | 7.990% APR | 7.990% | 96 mo | Standard |
| Signature/Personal Loanpersonal_unsecured_72mo | 10.990% APR | 10.990% | 72 mo | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 9.990% APR | 9.990% | — | Standard |
| Share Secured Visa Cardcredit_card_secured | 12.990% APR | 12.990% | — | Standard |
| Visa Classiccredit_card | 12.990% APR | 12.990% | — | Standard |
Savings & CD rates
17 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| e-Savingssavings | 0.11% APY | 0.11% | — | Standard |
| Business Savings & e-Savingssavings | 0.15% APY | 0.15% | — | Standard |
| IRA – Traditional, Conversion Roth, Roth, Educationira | 0.15% APY | 0.15% | — | Standard |
| e-Money Market/Money Marketmoney_market | 0.25% APY | 0.25% | — | Standard |
| e-Money Market/Money Marketmoney_market | 0.35% APY | 0.35% | — | Standard |
| e-Money Market/Money Marketmoney_market | 0.50% APY | 0.50% | — | Standard |
| e-Money Market/Money Marketmoney_market | 0.80% APY | 0.80% | — | Standard |
| e-Money Market/Money Marketmoney_market | 1.05% APY | 1.04% | — | Standard |
| e-Money Market/Money Marketmoney_market | 1.55% APY | 1.54% | — | Standard |
| 3-Month Certificatecd_3mo | 1.75% APY | 1.73% | 3 mo | Standard |
| 48-Month Certificatecd_48mo | 2.00% APY | 1.98% | 48 mo | Standard |
| 36-Month Certificatecd_36mo | 2.15% APY | 2.13% | 36 mo | Standard |
| 30-Month Certificatecd_30mo | 2.25% APY | 2.23% | 30 mo | Standard |
| 24-Month Certificatecd_24mo | 2.50% APY | 2.47% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 2.75% APY | 2.71% | 6 mo | Standard |
| 18-Month Certificatecd_18mo | 3.00% APY | 2.96% | 18 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.44% | 12 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Spirit Loyalty Rateother | 1.000% % | 1.000% | — | Standard |
| New & Used Power Toysother | 6.490% % | 6.490% | — | Standard |
Vehicle loans available from 6% APR for 96 months. Personal loan rates from 7.99% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Spirit of Alaska Credit Union's official website
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About Spirit of Alaska Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.2K
- Assets
- $200.8M
- Founded
- 1960
- Locations reported
- 4
- NCUA charter
- 13583
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Spirit of Alaska Credit Union
Membership eligibility from Spirit of Alaska Credit Union's own published criteria. How we verify this.
Membership via the Golden Valley Electric Association or occupations (Employees and students of public, private and parochial schools, high schools, and instit…
- LocationFairbanks North Star Borough
- AssociationGolden Valley Electric Association
- OccupationEmployees and students of public, private and parochial schools, high schools, and institutions of higher learning north of the Alaska Range
Verified from Spirit of Alaska Credit Union's membership page. Final membership determination is always made by the credit union.
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Frequently Asked Questions
What rates does Spirit of Alaska Credit Union offer?
Spirit of Alaska Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Spirit of Alaska Credit Union rates updated?
RateAPI verifies Spirit of Alaska Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Spirit of Alaska Credit Union's rate data?
Rate data is collected directly from Spirit of Alaska Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Spirit of Alaska Credit Union's auto & rv loan rates?
As of August 3, 2026, Spirit of Alaska Credit Union offers vehicle loans from 6% APR.
What is Spirit of Alaska Credit Union's personal loan rate?
As of August 3, 2026, Spirit of Alaska Credit Union offers personal loans from 7.99% APR.
What is Spirit of Alaska Credit Union's best CD rate?
As of August 3, 2026, Spirit of Alaska Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Spirit of Alaska Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Spirit of Alaska Credit Union
curl "https://api.rateapi.dev/credit-unions/alaska/spirit-of-alaska" \
-H "Authorization: Bearer YOUR_API_KEY"