Mac Credit Union

Fairbanks, Alaska
Last verified: August 4, 2026
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Verified rate book

Current Mac Credit Union rates

13 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

5 offers
Mac Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
120-Month New Auto Loanauto_new_120mo6.390% APR6.390%120 mo · newStandard
96-Month Used Auto Loanauto_used_96mo6.490% APR6.490%96 mo · usedStandard
Motorcycle / Off Roadmotorcycle_any_96mo6.990% APR6.990%96 moStandard
180-Month Boat Loanboat_any_180mo8.990% APR8.990%180 moStandard
RV, Camper, Truck/Camper Comborv_any_240mo8.990% APR8.990%240 moStandard

Personal loan rates

1 offer
Mac Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Personal Loanpersonal11.990% APR11.990%Standard

Savings & CD rates

6 offers
Mac Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Certificatecd_6mo2.26% APY2.25%6 moStandard
48-Month Certificatecd_48mo2.50% APY2.50%48 moStandard
24-Month Certificatecd_24mo2.50% APY2.50%24 moStandard
36-Month Certificatecd_36mo3.00% APY3.00%36 moStandard
18-Month Certificatecd_18mo3.47% APY3.50%18 moStandard
12-Month Certificatecd_12mo3.50% APY3.50%12 moStandard

Equipment loan rates

1 offer
Mac Credit Union equipment loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Equipment Loanequipment7.990% APR7.990%Standard

Vehicle loans available from 6.39% APR for 120 months. Personal loan rates from 11.99% APR. Savings and certificate yields up to 3.50% APY. Equipment loans from 7.99% APR.

Source: RateAPI.dev, verified from Mac Credit Union's official website

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About Mac Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
18.2K
Assets
$175.9M
Founded
1952
Locations reported
5
NCUA charter
8080
Charter type
Federal credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Mac Credit Union

Membership eligibility from Mac Credit Union's own published criteria. How we verify this.

Membership criteria are published on Mac Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Mac Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Mac Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Mac Credit Union ranks against Alaska peers.

Frequently Asked Questions

What rates does Mac Credit Union offer?

Mac Credit Union currently offers vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Mac Credit Union rates updated?

RateAPI verifies Mac Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Mac Credit Union's rate data?

Rate data is collected directly from Mac Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Mac Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, Mac Credit Union offers vehicle loans from 6.39% APR.

What is Mac Credit Union's personal loan rate?

As of August 4, 2026, Mac Credit Union offers personal loans from 11.99% APR.

What is Mac Credit Union's best CD rate?

As of August 4, 2026, Mac Credit Union offers savings and certificate (CD) yields up to 3.50% APY.

Related Rate Data

Compare Mac Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Mac Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Mac Credit Union
curl "https://api.rateapi.dev/credit-unions/alaska/mac" \
  -H "Authorization: Bearer YOUR_API_KEY"