Credit Union 1

Anchorage, Alaska
Last verified: August 3, 2026
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Verified rate book

Current Credit Union 1 rates

24 published offers verified as of August 3, 2026.

How we verify rates

Mortgage rates

6 offers
Credit Union 1 mortgage rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
30-year fixed First Time Homebuyer30 year fixed5.560% APR5.375%Standard
30-Year Fixed30 year fixed6.448% APR6.250%Standard
15-year fixed First Time Homebuyer15 year fixed5.436% APR5.125%Standard
15-Year Fixed15 year fixed6.071% APR5.750%Standard
20-Year Fixed20 year fixed7.020% APR6.750%Standard
20-Year Fixed Non-Owner Occupied20 year fixed7.529% APR7.125%Standard

Auto & vehicle rates

7 offers
Credit Union 1 auto & vehicle rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Cars and Trucksauto5.400% APR5.400%Standard
Motorcycle Loanmotorcycle6.800% APR6.800%Standard
ATV, Snowmachine and Watercraftpowersports6.800% APR6.800%Standard
Motorhomes (RVs), Travel Trailers, Truck/Camper Combo, 5 th Wheels/ Toy Haulerrv7.500% APR7.500%Standard
Boats/Vesselsboat7.500% APR7.500%Standard
Boats and Vesselsboat7.500% APR7.500%Standard
12-Year Fixed Unimproved/Recreationalpowersports_any_144mo8.556% APR8.250%144 moStandard

HELOC rates

3 offers
Credit Union 1 heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Equity Advantage HELOCheloc_variable7.000% APR7.000%Standard
Home Equity 2nd Deed of Trustheloc7.850% APR7.750%Standard
20-Year Home Equity Loan (Fixed)heloc_fixed7.850% APR7.750%Standard

Personal loan rates

2 offers
Credit Union 1 personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured11.500% APR11.500%Standard
Quick Loanpersonal24.000% APR24.000%Standard

Credit card rates

5 offers
Credit Union 1 credit card rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Credit Cardcredit_card_platinum8.950% APR8.950%Standard
Gold Credit Cardcredit_card10.250% APR10.250%Standard
Classic Credit Cardcredit_card11.950% APR11.950%Standard
Secured Credit Cardcredit_card_secured13.900% APR13.900%Standard
Chrome Credit Cardcredit_card16.500% APR16.500%Standard

Other rates

1 offer
Credit Union 1 other rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Non-Owner Occupied 1st Deed of Trustother7.529% %7.125%Standard

As of August 3, 2026, Credit Union 1 offers a 30-year fixed mortgage at 5.56% APR. Vehicle loans available from 5.4% APR. HELOC rates from 7% APR. Personal loan rates from 11.5% APR. Credit card rates from 8.95% APR.

Source: RateAPI.dev, verified from Credit Union 1's official website

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About Credit Union 1

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
96.1K
Assets
$1.5B
Founded
1982
Locations reported
15
NCUA charter
66157
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • First-time homebuyer program
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Credit Union 1

Membership eligibility from Credit Union 1's own published criteria. How we verify this.

Community charter: live/work in AK

  • LocationAK

Verified from Credit Union 1's membership page. Final membership determination is always made by the credit union.

Work at Credit Union 1?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Credit Union 1 ranks against Alaska peers.

Frequently Asked Questions

What rates does Credit Union 1 offer?

Credit Union 1 currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Credit Union 1 rates updated?

RateAPI verifies Credit Union 1's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Credit Union 1's rate data?

Rate data is collected directly from Credit Union 1's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Credit Union 1's mortgage rate?

As of August 3, 2026, Credit Union 1 offers a 30-year fixed mortgage at 5.56% APR.

What are Credit Union 1's auto, rv, boat, motorcycle & powersports loan rates?

As of August 3, 2026, Credit Union 1 offers vehicle loans from 5.4% APR.

What is Credit Union 1's HELOC rate?

As of August 3, 2026, Credit Union 1 offers home equity lines of credit from 7% APR.

What is Credit Union 1's personal loan rate?

As of August 3, 2026, Credit Union 1 offers personal loans from 11.5% APR.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Credit Union 1
curl "https://api.rateapi.dev/credit-unions/alaska/credit-union-1" \
  -H "Authorization: Bearer YOUR_API_KEY"