Winsouth Credit Union
Verified rate book
Current Winsouth Credit Union rates
18 published offers verified as of August 4, 2026.
Mortgage rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.105% APR | 5.990% | — | Standard |
| 15-Year Fixed15 year fixed | 5.438% APR | 5.250% | — | Standard |
| 10-Year Fixed10 year fixed | 5.392% APR | 5.125% | — | Standard |
| 30 Year ARM 5 Year Fixed5 1 arm | 5.905% APR | 4.500% | — | Standard |
| 20-Year Fixed20 year fixed | 6.027% APR | 5.875% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Visa Classiccredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Club Account 66ira | 0.30% APY | 0.30% | — | Standard |
| 6-Month Certificatecd_6mo | 0.70% APY | 0.70% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 0.85% APY | 0.85% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 3.75% APY | 3.75% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.75% APY | 3.75% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.75% APY | 3.75% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.75% APY | 3.75% | 60 mo | Standard |
| 36-Month Certificatecd_36mo | 5.75% APY | 5.75% | 36 mo | Standard |
| 12-Month Certificatecd_12mo | 5.75% APY | 5.75% | 12 mo | Standard |
| 48-Month Certificatecd_48mo | 5.75% APY | 5.75% | 48 mo | Standard |
Other rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12 Month Specialother | 3.750% % | 3.750% | — | Standard |
| 6 Month Specialother | 3.900% % | 3.900% | — | Standard |
As of August 4, 2026, Winsouth Credit Union offers a 30-year fixed mortgage at 6.105% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 5.75% APY.
Source: RateAPI.dev, verified from Winsouth Credit Union's official website
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About Winsouth Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 35.8K
- Assets
- $468.9M
- Founded
- 1951
- Locations reported
- 9
- NCUA charter
- 68744
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Winsouth Credit Union
Membership eligibility from Winsouth Credit Union's own published criteria. How we verify this.
Community charter: live/work in Blount County, Calhoun County, Cherokee County +12 more
- LocationBlount County, Calhoun County, Cherokee County, Cleburne County, Cullman County, DeKalb County, Etowah County, Jackson County, Jefferson County, Madison County, Marshall County, Morgan County, Shelby County, St. Clair County, Talladega County
Verified from Winsouth Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Winsouth Credit Union?
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Frequently Asked Questions
What rates does Winsouth Credit Union offer?
Winsouth Credit Union currently offers mortgage, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Winsouth Credit Union rates updated?
RateAPI verifies Winsouth Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Winsouth Credit Union's rate data?
Rate data is collected directly from Winsouth Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Winsouth Credit Union's mortgage rate?
As of August 4, 2026, Winsouth Credit Union offers a 30-year fixed mortgage at 6.105% APR.
What is Winsouth Credit Union's best CD rate?
As of August 4, 2026, Winsouth Credit Union offers savings and certificate (CD) yields up to 5.75% APY.
Related Rate Data
Compare Winsouth Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Winsouth Credit Union rates
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# Get rates for Winsouth Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/winsouth" \
-H "Authorization: Bearer YOUR_API_KEY"