Aod Credit Union
Verified rate book
Current Aod Credit Union rates
6 published offers verified as of August 3, 2026.
Mortgage rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 1/1 Adjustable-rate Mortgage (ARM)5 1 arm | 4.310% APR | 4.310% | — | Standard |
Auto & vehicle rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Auto Loanauto_any_36mo | 4.650% APR | 4.650% | 36 mo | Standard |
Personal loan rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Personal Loanpersonal_unsecured_36mo | 11.200% APR | 11.200% | 36 mo | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 9.950% APR | 9.950% | — | Standard |
Savings & CD rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 8-Month Certificatecd_8mo | 1.89% APY | 1.89% | 8 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rec Loanother | 6.650% % | 6.650% | — | Standard |
As of August 3, 2026, Aod Credit Union offers a 5 1 arm mortgage at 4.31% APR. Auto loans available from 4.65% APR for 36 months. Personal loan rates from 11.2% APR. Credit card rates from 9.95% APR. Savings and certificate yields up to 1.89% APY.
Source: RateAPI.dev, verified from Aod Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Aod Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other AL credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 2.74% APR | #1 of 22 · top 5% | 2.74% | 4.50% | 176 bp better than state median |
| Used Auto Loan (best offer, cars) | 2.94% APR | #1 of 26 · top 4% | 2.94% | 5.35% | 241 bp better than state median |
| Personal Loan (unsecured, best offer) | 11.20% APR | #31 of 43 · top 73% | 4.00% | 10.00% | 120 bp behind state median |
| 12-Month CD (best APY) | 0.12% APY | #14 of 14 · top 100% | 3.82% | 3.50% | 338 bp behind state median |
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About Aod Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 37.8K
- Assets
- $462M
- Founded
- 1950
- Locations reported
- 6
- NCUA charter
- 6680
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Aod Credit Union
Membership eligibility from Aod Credit Union's own published criteria. How we verify this.
Membership criteria are published on Aod Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Aod Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Aod Credit Union?
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Frequently Asked Questions
What rates does Aod Credit Union offer?
Aod Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Aod Credit Union rates updated?
RateAPI verifies Aod Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Aod Credit Union's rate data?
Rate data is collected directly from Aod Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Aod Credit Union's mortgage rate?
As of August 3, 2026, Aod Credit Union offers a 5 1 arm mortgage at 4.31% APR.
What are Aod Credit Union's auto loan rates?
As of August 3, 2026, Aod Credit Union offers auto loans from 4.65% APR.
What is Aod Credit Union's personal loan rate?
As of August 3, 2026, Aod Credit Union offers personal loans from 11.2% APR.
What is Aod Credit Union's best CD rate?
As of August 3, 2026, Aod Credit Union offers savings and certificate (CD) yields up to 1.89% APY.
Related Rate Data
Compare Aod Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Aod Credit Union rates
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Use it via API
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# Get rates for Aod Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/aod" \
-H "Authorization: Bearer YOUR_API_KEY"