Family Savings Credit Union

Rainbow City, Alabama
Last verified: August 3, 2026
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Verified rate book

Current Family Savings Credit Union rates

6 published offers verified as of August 3, 2026.

How we verify rates

HELOC rates

1 offer
Family Savings Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.000% APR5.000%Standard

Savings & CD rates

5 offers
Family Savings Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
IRAira0.45% APY0.45%Standard
NGAGE Savingssavings0.50% APY0.50%Standard
NGAGE Savingssavings1.50% APY1.50%Standard
Money Marketmoney_market2.75% APY2.75%Standard
NGAGE Spendingsavings3.00% APY3.00%Standard

HELOC rates from 5% APR. Savings and certificate yields up to 3.00% APY.

Source: RateAPI.dev, verified from Family Savings Credit Union's official website

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About Family Savings Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
78.4K
Assets
$1.2B
Founded
1951
Locations reported
17
NCUA charter
68628
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Family Savings Credit Union

Membership eligibility from Family Savings Credit Union's own published criteria. How we verify this.

Community charter: live/work in Etowah, Marshall, DeKalb +10 more, AL

  • LocationEtowah, Marshall, DeKalb, Jackson, Cherokee, Calhoun, Cleburne, Madison, Blount, St. Clair, Morgan, Cullman, Talladega — AL

Verified from Family Savings Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Family Savings Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Family Savings Credit Union ranks against Alabama peers.

Frequently Asked Questions

What rates does Family Savings Credit Union offer?

Family Savings Credit Union currently offers HELOC rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Family Savings Credit Union rates updated?

RateAPI verifies Family Savings Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Family Savings Credit Union's rate data?

Rate data is collected directly from Family Savings Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Family Savings Credit Union's HELOC rate?

As of August 3, 2026, Family Savings Credit Union offers home equity lines of credit from 5% APR.

What is Family Savings Credit Union's best CD rate?

As of August 3, 2026, Family Savings Credit Union offers savings and certificate (CD) yields up to 3.00% APY.

Related Rate Data

Compare Family Savings Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Family Savings Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/family-savings" \
  -H "Authorization: Bearer YOUR_API_KEY"