Mutual Savings Credit Union
Verified rate book
Current Mutual Savings Credit Union rates
29 published offers verified as of August 4, 2026.
Mortgage rates
21 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15 Year Amortization (Fixed-Rate)15 year fixed | 5.500% APR | 5.500% | — | Standard |
| 15-Year Fixed15 year fixed | 6.250% APR | 6.250% | — | Standard |
| 15 Year Amortization (5/1 ARM)5 1 arm | 4.750% APR | 4.750% | — | Standard |
| 30 Year Amortization (5/1 ARM)5 1 arm | 5.000% APR | 5.000% | — | Standard |
| 10 Year Amortization (Fixed-Rate)10 year fixed | 5.100% APR | 5.100% | — | Standard |
| 15 Year Amortization (7/1 ARM)7 1 arm | 5.250% APR | 5.250% | — | Standard |
| 15-Year Amortization 5/1 ARM5 1 arm | 5.500% APR | 5.500% | — | Standard |
| 30 Year Amortization (7/1 ARM)7 1 arm | 5.500% APR | 5.500% | — | Standard |
| 30 Year Amortization (10/1 ARM)10 1 arm | 5.750% APR | 5.750% | — | Standard |
| 10-Year Fixed10 year fixed | 5.850% APR | 5.850% | — | Standard |
| 15-Year Amortization 7/1 ARM7 1 arm | 6.000% APR | 6.000% | — | Standard |
| 30 Year Amortization (15/1 ARM)arm | 6.250% APR | 6.250% | — | Standard |
| 48 Month Termother | 4.250% APR | 4.250% | — | Standard |
| 60 Month Termother | 4.750% APR | 4.750% | — | Standard |
| 72 Month Termother | 4.950% APR | 4.950% | — | Standard |
| 84 Month Termother | 5.850% APR | 5.850% | — | Standard |
| 5 Year Amortization (Fixed-Rate)other | 6.000% APR | 6.000% | — | Standard |
| 7 Year Amortization (Fixed-Rate)other | 6.250% APR | 6.250% | — | Standard |
| Interest Only Payment*other | 6.750% APR | 6.750% | — | Standard |
| New - 84 Month Termother | 7.250% APR | 7.250% | — | Standard |
| Used - 60 Month Termother | 7.750% APR | 7.750% | — | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share or Certificate Secured - 60 Month Termpersonal_secured_60mo | 3.500% APR | 3.500% | 60 mo | Standard |
| Single Payment Signature Loan - 3 Month Termpersonal_unsecured_3mo | 13.500% APR | 13.500% | 3 mo | Standard |
| 24-Month Personal Line of Creditploc_variable | 13.500% APR | 13.500% | 24 mo | Standard |
| Closed End Signature Loan - 48 Month Termpersonal_unsecured_48mo | 13.500% APR | 13.500% | 48 mo | Standard |
| Closed End Signature Loan - 60 Month Termpersonal_unsecured_60mo | 14.500% APR | 14.500% | 60 mo | Standard |
Savings & CD rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Single Payment - 12 Month Termcd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
| Mutual Savings Credit Unionsavings | 3.50% APY | 3.50% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Breathe Easy Loan* - 12 Month Termother | 18.000% % | 18.000% | — | Standard |
As of August 4, 2026, Mutual Savings Credit Union offers a 15-year fixed mortgage at 5.5% APR. Personal loan rates from 3.5% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from Mutual Savings Credit Union's official website
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About Mutual Savings Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 19K
- Assets
- $244.5M
- Founded
- 1936
- Locations reported
- 7
- NCUA charter
- 60501
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online loan application
- Electronic statements
- Financial education
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Mutual Savings Credit Union
Membership eligibility from Mutual Savings Credit Union's own published criteria. How we verify this.
Community charter: live/work in Autauga, Bibb, Blount +10 more
- LocationAutauga, Bibb, Blount, Chilton, Clay, Coosa, Dallas, Jefferson, Shelby, St. Clair, Talladega, Tuscaloosa, Walker
Verified from Mutual Savings Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Mutual Savings Credit Union?
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Frequently Asked Questions
What rates does Mutual Savings Credit Union offer?
Mutual Savings Credit Union currently offers mortgage, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Mutual Savings Credit Union rates updated?
RateAPI verifies Mutual Savings Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Mutual Savings Credit Union's rate data?
Rate data is collected directly from Mutual Savings Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Mutual Savings Credit Union's mortgage rate?
As of August 4, 2026, Mutual Savings Credit Union offers a 15-year fixed mortgage at 5.5% APR.
What is Mutual Savings Credit Union's personal loan rate?
As of August 4, 2026, Mutual Savings Credit Union offers personal loans from 3.5% APR.
What is Mutual Savings Credit Union's best CD rate?
As of August 4, 2026, Mutual Savings Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare Mutual Savings Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Mutual Savings Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/mutual-savings" \
-H "Authorization: Bearer YOUR_API_KEY"