Coosa Pines Credit Union
Verified rate book
Current Coosa Pines Credit Union rates
44 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.600% APR | 5.600% | — | Standard |
| 5/15 ARM (Adjustable Rate Mortgage)arm | 4.500% APR | 4.500% | — | Standard |
| 1st Mortgageother | 4.500% APR | 4.500% | — | Standard |
| 1st Mortgage Onlyother | 4.600% APR | 4.600% | — | Standard |
| 2nd Mortgageother | 6.500% APR | 6.500% | — | Standard |
| 1st or 2nd Mortgageother | 6.500% APR | 6.500% | — | Standard |
| Fixed Rate Loanother | 7.950% APR | 7.950% | — | Standard |
Auto & vehicle rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 2026, 2025, 2024 (Mileage less than 30k)auto | 4.600% APR | 4.600% | — | Standard |
| 2026, 2025 Or Newerauto | 6.250% APR | 6.250% | — | Standard |
| Used Auto Loan (2018)auto_used | 6.250% APR | 6.250% | used | Standard |
| Auto Loan (2007–2017)auto | 7.100% APR | 7.100% | — | Standard |
| Models 2006 & Older and Antiqueauto_used | 7.400% APR | 7.400% | used | Standard |
| 2026, 2025 or Newerauto | 7.500% APR | 7.500% | — | Standard |
| Used Auto Loan (2017 and Older)auto_used | 7.900% APR | 7.900% | used | Standard |
| Used Auto Loan (2014–2024)auto_used | 8.500% APR | 8.500% | used | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Monthly Paymentspersonal | 10.500% APR | 10.500% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.500% APR | 10.500% | — | Standard |
| Personal Line of Creditploc_variable | 10.950% APR | 10.950% | — | Standard |
Credit card rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Annual Percentage Rate (APR) for Purchasescredit_card | 9.950% APR | 9.950% | — | Standard |
| APR for Balance Transferscredit_card_balance_transfer | 9.950% APR | 9.950% | — | Standard |
| Platinum Credit Cardcredit_card_platinum | 9.950% APR | 9.950% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Checkingsavings | 0.10% APY | 0.10% | — | Standard |
| Club Accounts (Christmas & Vacation Club)savings | 0.55% APY | 0.55% | — | Specialty offer |
| Source: U.S. Department of Laborsavings | 1.60% APY | 1.60% | — | Standard |
| Traditional and Roth IRAsira | 2.00% APY | 2.00% | — | Standard |
| 48-Month IRA Certificateira_cd_48mo | 2.75% APY | 2.75% | 48 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.75% APY | 2.75% | 60 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 2.75% APY | 2.75% | 36 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 3.00% APY | 3.00% | 24 mo | Standard |
| Fourthsavings | 3.00% APY | 3.00% | — | Standard |
| U.S. Treasury Billssavings | 3.30% APY | 3.30% | — | Standard |
| 6-Month IRA Certificateira_cd_6mo | 3.50% APY | 3.50% | 6 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.75% APY | 3.75% | 12 mo | Standard |
| 8-Month IRA Certificateira_cd_8mo | 4.00% APY | 4.00% | 8 mo | Standard |
| Long-Term Government Bondssavings | 5.10% APY | 5.10% | — | Standard |
Other rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 10-Year U.S. Inflation: Average 1.9%other | 0.100% % | 0.100% | — | Standard |
| Inflationother | 2.900% % | 2.900% | — | Standard |
| As Low As $19.46other | 6.250% % | 6.250% | — | Standard |
| As Low As $16.82other | 6.500% % | 6.500% | — | Standard |
| As Low As $15.35other | 7.500% % | 7.500% | — | Standard |
| As Low As $24.38other | 7.900% % | 7.900% | — | Standard |
| As Low As $12.14other | 8.000% % | 8.000% | — | Standard |
| U.S. Large-Company Stocksother | 10.300% % | 10.300% | — | Standard |
| U.S. Small-Company Stocksother | 11.800% % | 11.800% | — | Standard |
As of August 4, 2026, Coosa Pines Credit Union offers a 15-year fixed mortgage at 5.6% APR. Auto loans available from 4.6% APR. Personal loan rates from 10.5% APR. Credit card rates from 9.95% APR. Savings and certificate yields up to 5.10% APY.
Source: RateAPI.dev, verified from Coosa Pines Credit Union's official website
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About Coosa Pines Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 25.8K
- Assets
- $413.6M
- Founded
- 1950
- Locations reported
- 5
- NCUA charter
- 6774
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
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Who Can Join Coosa Pines Credit Union
Membership eligibility from Coosa Pines Credit Union's own published criteria. How we verify this.
Membership criteria are published on Coosa Pines Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationSaint Clair, Shelby, Talladega — AL
Verified from Coosa Pines Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Coosa Pines Credit Union?
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Frequently Asked Questions
What rates does Coosa Pines Credit Union offer?
Coosa Pines Credit Union currently offers mortgage, Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Coosa Pines Credit Union rates updated?
RateAPI verifies Coosa Pines Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Coosa Pines Credit Union's rate data?
Rate data is collected directly from Coosa Pines Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Coosa Pines Credit Union's mortgage rate?
As of August 4, 2026, Coosa Pines Credit Union offers a 15-year fixed mortgage at 5.6% APR.
What are Coosa Pines Credit Union's auto loan rates?
As of August 4, 2026, Coosa Pines Credit Union offers auto loans from 4.6% APR.
What is Coosa Pines Credit Union's personal loan rate?
As of August 4, 2026, Coosa Pines Credit Union offers personal loans from 10.5% APR.
What is Coosa Pines Credit Union's best CD rate?
As of August 4, 2026, Coosa Pines Credit Union offers savings and certificate (CD) yields up to 5.10% APY.
Related Rate Data
Compare Coosa Pines Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Coosa Pines Credit Union
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