Alabama One Credit Union
Verified rate book
Current Alabama One Credit Union rates
34 published offers verified as of August 4, 2026.
Mortgage rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 30-Year Fixed30 year fixed | 6.500% APR | 6.500% | — | Standard |
| 15-Year Fixed15 year fixed | 5.625% APR | 5.625% | — | Standard |
| 10-Year Fixed10 year fixed | 5.500% APR | 5.500% | — | Standard |
| 20-Year Fixed20 year fixed | 5.750% APR | 5.750% | — | Standard |
Savings & CD rates
22 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $5,000 - $499,999.99 ***savings | 1.00% APY | 1.00% | — | Standard |
| $100,000 - $249,999.99 **savings | 1.00% APY | 1.00% | — | Standard |
| $25,000 - $99,999.99 **savings | 1.00% APY | 1.00% | — | Standard |
| $250,000 - $499,999.99 **savings | 1.00% APY | 1.00% | — | Standard |
| $10,000 - $24,999.99 **savings | 1.00% APY | 1.00% | — | Standard |
| $1,000 - $9,999.99savings | 1.00% APY | 1.00% | — | Standard |
| Little ONE Membership Savingssavings | 1.00% APY | 1.00% | — | Standard |
| $500,000 And Greatersavings | 2.50% APY | 2.50% | — | Standard |
| Certificates of Deposit Accounts 1 (60 Month)cd_60mo | 3.36% APY | 3.36% | 60 mo | Standard |
| Certificates of Deposit Accounts 1 (36 Month)cd_36mo | 3.41% APY | 3.41% | 36 mo | Standard |
| Certificates of Deposit Accounts 1 (48 Month)cd_48mo | 3.41% APY | 3.41% | 48 mo | Standard |
| Certificates of Deposit Accounts 1 (24 Month)cd_24mo | 3.45% APY | 3.45% | 24 mo | Standard |
| Certificates of Deposit Accounts 1 (18 Month)cd_18mo | 3.50% APY | 3.50% | 18 mo | Standard |
| Certificate IRA (Traditional & Roth) 1 (60 Month)ira_cd_60mo | 3.56% APY | 3.56% | 60 mo | Standard |
| 12-Month Certificatecd_12mo | 3.60% APY | 3.60% | 12 mo | Standard |
| Certificate IRA (Traditional & Roth) 1 (48 Month)ira_cd_48mo | 3.61% APY | 3.61% | 48 mo | Standard |
| Certificate IRA (Traditional & Roth) 1 (36 Month)ira_cd_36mo | 3.61% APY | 3.61% | 36 mo | Standard |
| Certificate IRA (Traditional & Roth) 1 (24 Month)ira_cd_24mo | 3.65% APY | 3.65% | 24 mo | Standard |
| Certificate IRA (Traditional & Roth) 1 (18 Month)ira_cd_18mo | 3.70% APY | 3.70% | 18 mo | Standard |
| Certificates of Deposit Accounts 1 (6 Month)cd_6mo | 3.70% APY | 3.70% | 6 mo | Standard |
| Certificate IRA (Traditional & Roth) 1 (12 Month)ira_cd_12mo | 3.80% APY | 3.80% | 12 mo | Standard |
| Certificate IRA (Traditional & Roth) 1 (6 Month)ira_cd_6mo | 3.90% APY | 3.90% | 6 mo | Standard |
Other rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| ≤ 70% CLTV**other | 0.500% % | 0.500% | — | Standard |
| Ascend Fund ****other | 3.500% % | 3.500% | — | Standard |
| 70.01-80% CLTV**other | 6.500% % | 6.500% | — | Standard |
| 80.01-90% CLTV**other | 7.000% % | 7.000% | — | Standard |
| 90.01-100% CLTV**other | 7.500% % | 7.500% | — | Standard |
| 70.01%-80% CLTV**other | 7.750% % | 7.750% | — | Standard |
| 80.01%-90% CLTV**other | 8.250% % | 8.250% | — | Standard |
| 90.01%-100% CLTV**other | 8.750% % | 8.750% | — | Standard |
As of August 4, 2026, Alabama One Credit Union offers a 30-year fixed mortgage at 6.5% APR. Savings and certificate yields up to 3.90% APY.
Source: RateAPI.dev, verified from Alabama One Credit Union's official website
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About Alabama One Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 97.4K
- Assets
- $1.5B
- Founded
- 1951
- Locations reported
- 31
- NCUA charter
- 68595
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Alabama One Credit Union
Membership eligibility from Alabama One Credit Union's own published criteria. How we verify this.
Membership criteria are published on Alabama One Credit Union's website. Check the membership page below to confirm whether you qualify.
Verified from Alabama One Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Alabama One Credit Union?
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Frequently Asked Questions
What rates does Alabama One Credit Union offer?
Alabama One Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Alabama One Credit Union rates updated?
RateAPI verifies Alabama One Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Alabama One Credit Union's rate data?
Rate data is collected directly from Alabama One Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Alabama One Credit Union's mortgage rate?
As of August 4, 2026, Alabama One Credit Union offers a 30-year fixed mortgage at 6.5% APR.
What is Alabama One Credit Union's best CD rate?
As of August 4, 2026, Alabama One Credit Union offers savings and certificate (CD) yields up to 3.90% APY.
Related Rate Data
Compare Alabama One Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Alabama One Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/alabama-one" \
-H "Authorization: Bearer YOUR_API_KEY"