Riverfall Credit Union
Verified rate book
Current Riverfall Credit Union rates
27 published offers verified as of August 4, 2026.
Mortgage rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 5.750% APR | 5.750% | — | Standard |
| Adjustable Rate 1 st Mortgage Fixed for 7 years, then adjustable annually7 1 arm | 6.000% APR | 6.000% | — | Standard |
| Fixed Rate 1 st Mortgage Unimproved Property/Landother | 7.250% APR | 7.250% | — | Standard |
| Fixed Rate 1st Mortgage - Landother | 7.250% APR | 7.250% | — | Standard |
| Fixed Rate 2 nd Mortgage Traditional Home Improvement Loanother | 8.250% APR | 8.250% | — | Standard |
| Fixed Rate 2nd Mortgageother | 8.250% APR | 8.250% | — | Standard |
| Fixed Rate 1 st Mortgage Traditional Home Purchase or Refinanceother | 5.750% APR | 5.750% | — | Standard |
Auto & vehicle rates
6 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month New Auto Loan (2021 and Newer)auto_new_84mo | 4.490% APR | 4.490% | 84 mo · new | Standard |
| 84-Month New Auto Loan (2021–2026)auto_new_84mo | 4.490% APR | 4.490% | 84 mo · new | Standard |
| Auto Loanauto | 4.740% APR | 4.740% | — | Standard |
| 60-Month Used Auto Loan (2016–2020)auto_used_60mo | 6.490% APR | 6.490% | 60 mo · used | Standard |
| Recreationalpowersports_any_120mo | 6.750% APR | 6.750% | 120 mo | Standard |
| 36-Month Used Auto Loan (2015)auto_used_36mo | 7.990% APR | 7.990% | 36 mo · used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Adjustable Rate HELOC Rate adjusted quarterly, level paymentsheloc_variable | 3.250% APR | 3.250% | — | Advertised floor |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 36-Month Personal Loanpersonal_unsecured_36mo | 10.490% APR | 10.490% | 36 mo | Standard |
| Overdraft Line of Creditpersonal | 18.000% APR | 18.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.900% APR | 12.900% | — | Standard |
Savings & CD rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Member Savingssavings | 0.25% APY | 0.25% | — | Standard |
| IRA, SEP, Roth, Educationalira | 0.50% APY | 0.50% | — | Standard |
| Money Marketmoney_market | 0.75% APY | 0.75% | — | Standard |
| Money Marketmoney_market | 1.00% APY | 1.00% | — | Standard |
| Money Marketmoney_market | 1.25% APY | 1.25% | — | Standard |
| Money Marketmoney_market | 3.00% APY | 3.00% | — | Standard |
| Share & IRA Certificateira_cd_24mo | 3.45% APY | 3.45% | 24 mo | Standard |
| Share & IRA Certificateira_cd_18mo | 3.60% APY | 3.60% | 18 mo | Standard |
| Share & IRA Certificateira_cd_12mo | 3.65% APY | 3.65% | 12 mo | Standard |
| Share & IRA Certificateira_cd_6mo | 3.70% APY | 3.70% | 6 mo | Standard |
As of August 4, 2026, Riverfall Credit Union offers a 15-year fixed mortgage at 5.75% APR. Vehicle loans available from 4.49% APR for 84 months. Personal loan rates from 10.49% APR. Credit card rates from 12.9% APR. Savings and certificate yields up to 3.70% APY.
Source: RateAPI.dev, verified from Riverfall Credit Union's official website
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About Riverfall Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 14.3K
- Assets
- $196.9M
- Founded
- 1953
- Locations reported
- 4
- NCUA charter
- 60942
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Riverfall Credit Union
Membership eligibility from Riverfall Credit Union's own published criteria. How we verify this.
Community charter: live/work in Bibb, Fayette, Greene +3 more
- LocationBibb, Fayette, Greene, Hale, Pickens, Tuscaloosa
Cost to join: About $5.
Verified from Riverfall Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Riverfall Credit Union?
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Frequently Asked Questions
What rates does Riverfall Credit Union offer?
Riverfall Credit Union currently offers mortgage, vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Riverfall Credit Union rates updated?
RateAPI verifies Riverfall Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Riverfall Credit Union's rate data?
Rate data is collected directly from Riverfall Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Riverfall Credit Union's mortgage rate?
As of August 4, 2026, Riverfall Credit Union offers a 15-year fixed mortgage at 5.75% APR.
What are Riverfall Credit Union's auto & powersports loan rates?
As of August 4, 2026, Riverfall Credit Union offers vehicle loans from 4.49% APR.
What is Riverfall Credit Union's personal loan rate?
As of August 4, 2026, Riverfall Credit Union offers personal loans from 10.49% APR.
What is Riverfall Credit Union's best CD rate?
As of August 4, 2026, Riverfall Credit Union offers savings and certificate (CD) yields up to 3.70% APY.
Related Rate Data
Compare Riverfall Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Riverfall Credit Union
curl "https://api.rateapi.dev/credit-unions/alabama/riverfall" \
-H "Authorization: Bearer YOUR_API_KEY"