Published credit union deposit data
Best Savings Rates from New York credit unions — Live Credit Union APY
Compare current credit union savings APY with nationwide and state-level market benchmarks.
Deposits quote APY, not APR. Higher APY earns more, but eligibility, balance tiers, fees, and withdrawal terms still matter.
Live proprietary benchmark
What published credit union APYs show now
Higher is better for deposit APY. Counts are qualifying published observations, not account recommendations or affiliate offers. Savings tiers are compared at a $10,000 balance; restricted-audience and specialty/seasonal offers do not set the headline.
Data timestamp: . See the collection and ranking methodology.
How to read this page
Savings Rates from New York credit unions are compared by APY
Savings accounts are liquid deposit accounts without a fixed maturity. The benchmark uses published savings APY and ranks higher yields first; it does not treat a deposit yield as loan APR.
This page groups rates by institutions whose recorded home state is New York. It does not assert that every account is available statewide; membership and account eligibility still vary by institution.
Explore the deposit market
Compare products without mixing unlike yields
CD Rates from New York credit unionsCompare current credit union certificate of deposit APY with nationwide, state, and term-aware benchmarks.Savings Rates from New York credit unionsCompare current credit union savings APY with nationwide and state-level market benchmarks.Money Market Rates from New York credit unionsCompare current credit union money market APY with nationwide and state-level market benchmarks.
Methodology
Evidence first, no invented rates
The live module comes from benchmark mode on POST /v1/deposit-rates. RateAPI validates the returned product, state, and term against the requested page, requires a real upstream as_of timestamp, and withholds the module when the aggregate is empty, thin, malformed, or unavailable. Generic savings benchmarks compare tiers applicable at a $10,000 balance and keep explicitly restricted or specialty/seasonal products out of headline rankings while retaining them as contextual listings. Read the full RateAPI methodology or inspect the deposit API contract.
FAQ
Questions about Savings Rates from New York credit unions
What does the Savings Rates from New York credit unions benchmark measure?
It summarizes published credit union savings account APY that passes RateAPI's current-data and product-category filters. The live module reports the highest APY, median APY, full observed spread, rate-row count, institution count, and upstream data timestamp.
Are savings rates quoted as APY or APR?
Deposit accounts quote APY, or annual percentage yield, which includes compounding. APR describes borrowing cost. RateAPI never relabels a deposit yield as loan APR.
Does the highest APY mean the account is best for everyone?
No. APY is one comparison input. Minimum balance, membership eligibility, term, withdrawal limits, early-withdrawal penalties, tiers, and promotional conditions can change whether an account fits a saver.