Published credit union deposit data

Best Money Market Rates from Virginia credit unions — Live Credit Union APY

Compare current credit union money market APY with nationwide and state-level market benchmarks.

Deposit rate API

Deposits quote APY, not APR. Higher APY earns more, but eligibility, balance tiers, fees, and withdrawal terms still matter.

Live proprietary benchmark

What published credit union APYs show now

Higher is better for deposit APY. Counts are qualifying published observations, not account recommendations or affiliate offers.

Best observed APY4.00%Highest qualifying published yield
Median APY2.52%Middle observed rate
Market spread390 bps0.10% to 4.00%
Credit unions9Institutions in this aggregate
Rate observations14Qualifying published rows

Data timestamp: . See the collection and ranking methodology.

How to read this page

Money Market Rates from Virginia credit unions are compared by APY

Money market accounts are liquid deposit products that often use balance tiers. The live benchmark uses published money market APY rows and may include multiple qualifying balance tiers in the rate count.

This page groups rates by institutions whose recorded home state is Virginia. It does not assert that every account is available statewide; membership and account eligibility still vary by institution.

Methodology

Evidence first, no invented rates

The live module comes from benchmark mode on POST /v1/deposit-rates. RateAPI validates the returned product, state, and term against the requested page, requires a real upstream as_of timestamp, and withholds the module when the aggregate is empty, thin, malformed, or unavailable. Generic savings benchmarks compare tiers applicable at a $10,000 balance and keep explicitly restricted or specialty/seasonal products out of headline rankings while retaining them as contextual listings. Read the full RateAPI methodology or inspect the deposit API contract.

FAQ

Questions about Money Market Rates from Virginia credit unions

What does the Money Market Rates from Virginia credit unions benchmark measure?

It summarizes published credit union money market account APY that passes RateAPI's current-data and product-category filters. The live module reports the highest APY, median APY, full observed spread, rate-row count, institution count, and upstream data timestamp.

Are money market rates quoted as APY or APR?

Deposit accounts quote APY, or annual percentage yield, which includes compounding. APR describes borrowing cost. RateAPI never relabels a deposit yield as loan APR.

Does the highest APY mean the account is best for everyone?

No. APY is one comparison input. Minimum balance, membership eligibility, term, withdrawal limits, early-withdrawal penalties, tiers, and promotional conditions can change whether an account fits a saver.