Published credit union deposit data
Best Money Market Rates from North Carolina credit unions — Live Credit Union APY
Compare current credit union money market APY with nationwide and state-level market benchmarks.
Deposits quote APY, not APR. Higher APY earns more, but eligibility, balance tiers, fees, and withdrawal terms still matter.
Live proprietary benchmark
What published credit union APYs show now
Higher is better for deposit APY. Counts are qualifying published observations, not account recommendations or affiliate offers.
Data timestamp: . See the collection and ranking methodology.
How to read this page
Money Market Rates from North Carolina credit unions are compared by APY
Money market accounts are liquid deposit products that often use balance tiers. The live benchmark uses published money market APY rows and may include multiple qualifying balance tiers in the rate count.
This page groups rates by institutions whose recorded home state is North Carolina. It does not assert that every account is available statewide; membership and account eligibility still vary by institution.
Explore the deposit market
Compare products without mixing unlike yields
CD Rates from North Carolina credit unionsCompare current credit union certificate of deposit APY with nationwide, state, and term-aware benchmarks.Savings Rates from North Carolina credit unionsCompare current credit union savings APY with nationwide and state-level market benchmarks.Money Market Rates from North Carolina credit unionsCompare current credit union money market APY with nationwide and state-level market benchmarks.
Methodology
Evidence first, no invented rates
The live module comes from benchmark mode on POST /v1/deposit-rates. RateAPI validates the returned product, state, and term against the requested page, requires a real upstream as_of timestamp, and withholds the module when the aggregate is empty, thin, malformed, or unavailable. Generic savings benchmarks compare tiers applicable at a $10,000 balance and keep explicitly restricted or specialty/seasonal products out of headline rankings while retaining them as contextual listings. Read the full RateAPI methodology or inspect the deposit API contract.
FAQ
Questions about Money Market Rates from North Carolina credit unions
What does the Money Market Rates from North Carolina credit unions benchmark measure?
It summarizes published credit union money market account APY that passes RateAPI's current-data and product-category filters. The live module reports the highest APY, median APY, full observed spread, rate-row count, institution count, and upstream data timestamp.
Are money market rates quoted as APY or APR?
Deposit accounts quote APY, or annual percentage yield, which includes compounding. APR describes borrowing cost. RateAPI never relabels a deposit yield as loan APR.
Does the highest APY mean the account is best for everyone?
No. APY is one comparison input. Minimum balance, membership eligibility, term, withdrawal limits, early-withdrawal penalties, tiers, and promotional conditions can change whether an account fits a saver.