Westconsin Credit Union

Menomonie, Wisconsin
Last verified: August 4, 2026
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Verified rate book

Current Westconsin Credit Union rates

48 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

14 offers
Westconsin Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
30-Year Fixed30 year fixed6.875% APR6.875%—Standard
15-Year Fixed15 year fixed6.375% APR6.375%—Standard
Jumbo Mortgage (Jumbo 5/6 mo. ARM)5 1 arm5.875% APR5.875%—Standard
Adjustable Rate Mortgages A (5/6 mo. ARM)5 1 arm5.875% APR5.875%—Standard
Adjustable Rate Mortgages A (7/6 mo. ARM)7 1 arm6.125% APR6.125%—Standard
Construction Mortgage (Construction 7/6 mo. ARM)7 1 arm6.125% APR6.125%—Standard
Jumbo Mortgage (Jumbo 7/6 mo. ARM)7 1 arm6.125% APR6.125%—Standard
10-Year Fixed10 year fixed6.250% APR6.250%—Standard
20-Year Fixed20 year fixed6.750% APR6.750%—Standard
WEST consin ARMs (WEST consin 5/6 mo. ARM)5 1 arm6.875% APR6.875%—Standard
Vacant Land (Vacant Land 3/6 mo. ARM)3 1 arm7.000% APR7.000%—Standard
WEST consin ARMs (WEST consin 7/6 mo. ARM)7 1 arm7.125% APR7.125%—Standard
Closed-end 2nd 7/6 mo. ARM7 1 arm7.375% APR7.375%—Standard
Vacant Land (Vacant Land 5/6 mo. ARM)5 1 arm7.375% APR7.375%—Standard

Auto & vehicle rates

26 offers
Westconsin Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Secured Vehicles | 2022 and Newer (Up to 24 Months)auto_any_24mo4.490% APR4.490%24 moStandard
Secured Vehicles | 2022 and Newer (Up to 36 Months)auto_any_36mo4.740% APR4.740%36 moStandard
Secured Vehicles | 2022 and Newer (Up to 48 Months)auto_any_48mo4.990% APR4.990%48 moStandard
Secured Vehicles | 2022 and Newer (Up to 60 Months)auto_any_60mo5.240% APR5.240%60 moStandard
Secured Vehicles | 2022 and Newer (Up to 72 Months)auto_any_72mo5.490% APR5.490%72 moStandard
Secured Vehicles | 2018 - 2021 (Up to 24 Months)auto_any_24mo5.490% APR5.490%24 moStandard
Secured Vehicles | 2019 and Newer (Up to 24 Months)auto_any_24mo5.490% APR5.490%24 moStandard
Secured Vehicles | 2018 - 2021 (Up to 36 Months)auto_any_36mo5.740% APR5.740%36 moStandard
Secured Vehicles | 2022 and Newer (Up to 84 Months**)auto_any_84mo5.740% APR5.740%84 moStandard
Secured Vehicles | 2019 and Newer (Up to 36 Months)auto_any_36mo5.740% APR5.740%36 moStandard
Secured Vehicles | 2018 - 2021 (Up to 48 Months)auto_any_48mo5.990% APR5.990%48 moStandard
Secured Vehicles | 2019 and Newer (Up to 48 Months)auto_any_48mo5.990% APR5.990%48 moStandard
Secured Vehicles | 2019 and Newer (Up to 60 Months)auto_any_60mo6.240% APR6.240%60 moStandard
Secured Vehicles | 2018 - 2021 (Up to 60 Months)auto_any_60mo6.240% APR6.240%60 moStandard
Secured Vehicles | 2018 - 2021 (Up to 72 Months**)auto_any_72mo6.490% APR6.490%72 moStandard
Secured Vehicles | 2019 and Newer (Up to 72 Months)auto_any_72mo6.490% APR6.490%72 moStandard
Secured Vehicles | 2019 and Newer (Up to 84 Months**)auto_any_84mo6.990% APR6.990%84 moStandard
Secured Vehicles | 2017 and Older (Up to 24 Months)auto_used_24mo7.490% APR7.490%24 mo · usedStandard
Secured Vehicles | 2017 and Older (Up to 36 Months)auto_used_36mo7.740% APR7.740%36 mo · usedStandard
Secured Vehicles | 2017 and Older (Up to 48 Months)auto_used_48mo7.990% APR7.990%48 mo · usedStandard
Secured Vehicles | 2017 and Older (Up to 60 Months)auto_used_60mo8.240% APR8.240%60 mo · usedStandard
Secured Vehicles | 2018 and Older (Up to 24 Months)auto_used_24mo8.240% APR8.240%24 mo · usedStandard
Secured Vehicles | 2018 and Older (Up to 36 Months)auto_used_36mo8.490% APR8.490%36 mo · usedStandard
Secured Vehicles | 2018 and Older (Up to 48 Months)auto_used_48mo8.740% APR8.740%48 mo · usedStandard
Secured Vehicles | 2018 and Older (Up to 60 Months)auto_used_60mo8.990% APR8.990%60 mo · usedStandard
Secured Vehicles | 2018 and Older (Up to 72 Months**)auto_used_72mo9.240% APR9.240%72 mo · usedStandard

HELOC rates

2 offers
Westconsin Credit Union heloc rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
3-Month Adjustable HELOCheloc_variable6.750% APR6.750%—Standard
5-Year Adjustable HELOCheloc_variable7.000% APR7.000%—Standard

Personal loan rates

2 offers
Westconsin Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Up to 48-Month Unsecured Personal Loanpersonal_unsecured_48mo11.500% APR11.500%48 moStandard
Up to 60-Month Unsecured Personal Loanpersonal_unsecured_60mo13.000% APR13.000%60 moStandard

Credit card rates

2 offers
Westconsin Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Platinum Visa Credit Cards (No Maximum)credit_card_platinum9.000% APR9.000%—Standard
Business Platinum Visa Credit Cardcredit_card_business9.900% APR9.900%—Standard

Savings & CD rates

2 offers
Westconsin Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
6-Month Certificatecd_6mo2.38% APY2.38%6 moStandard
12-Month Certificatecd_12mo4.01% APY4.01%12 moStandard

As of August 4, 2026, Westconsin Credit Union offers a 30-year fixed mortgage at 6.875% APR. Auto loans available from 4.49% APR for 24 months. HELOC rates from 6.75% APR. Personal loan rates from 11.5% APR. Credit card rates from 9% APR. Savings and certificate yields up to 4.01% APY.

Source: RateAPI.dev, verified from Westconsin Credit Union's official website

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About Westconsin Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
127.3K
Assets
$2.2B
Founded
1939
Locations reported
21
NCUA charter
66742
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Student scholarships
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

RoyalMenomonie East Office · Menomonie · WI · 54751Branch in the same ZIPSuperior ChoiceEau Claire · Eau Claire · WI · 54703About 20.3 miles awayMarineEau Claire · Eau Claire · WI · 54701About 21.6 miles awayCo-OpFall Creek · Fall Creek · WI · 54742About 33.0 miles awayConnexusChetek · Chetek · WI · 54728About 34.7 miles awayFirst AllianceLake City · Lake City · MN · 55041About 37.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Westconsin Credit Union

Membership eligibility from Westconsin Credit Union's own published criteria. How we verify this.

Community charter: live/work in Barron, Buffalo, Burnett +25 more, WI, MN

  • LocationBarron, Buffalo, Burnett, Chippewa, Clark, Dunn, Eau Claire, Jackson, Pepin, Pierce, Polk, Rusk, St. Croix, Sawyer, Taylor, Trempealeau, Washburn, Anoka, Chisago, Dakota, Goodhue, Hennepin, Isanti, Pine, Ramsey, Scott, Wabasha, Washington — WI, MN

Cost to join: About $5.

Verified from Westconsin Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Westconsin Credit Union?

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Frequently Asked Questions

What rates does Westconsin Credit Union offer?

Westconsin Credit Union currently offers mortgage, Auto loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Westconsin Credit Union rates updated?

RateAPI verifies Westconsin Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Westconsin Credit Union's rate data?

Rate data is collected directly from Westconsin Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Westconsin Credit Union's mortgage rate?

As of August 4, 2026, Westconsin Credit Union offers a 30-year fixed mortgage at 6.875% APR.

What are Westconsin Credit Union's auto loan rates?

As of August 4, 2026, Westconsin Credit Union offers auto loans from 4.49% APR.

What is Westconsin Credit Union's HELOC rate?

As of August 4, 2026, Westconsin Credit Union offers home equity lines of credit from 6.75% APR.

What is Westconsin Credit Union's personal loan rate?

As of August 4, 2026, Westconsin Credit Union offers personal loans from 11.5% APR.

What is Westconsin Credit Union's best CD rate?

As of August 4, 2026, Westconsin Credit Union offers savings and certificate (CD) yields up to 4.01% APY.

Related Rate Data

Compare Westconsin Credit Union's rates against national credit-union benchmarks.

More Wisconsin credit unionsMortgage rate benchmarkAuto loan rate benchmarkHELOC ratesPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

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# Get rates for Westconsin Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/westconsin" \
  -H "Authorization: Bearer YOUR_API_KEY"
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