Verve, A Credit Union

Oshkosh, Wisconsin
Last verified: July 29, 2026
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Verified rate book

Current Verve, A Credit Union rates

23 published offers verified as of July 29, 2026.

How we verify rates

Auto & vehicle rates

6 offers
Verve, A Credit Union auto & vehicle rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loan Rates, Includes Titled Vehiclesauto4.590% APR4.490%Standard
Recreational Loans Titledpowersports4.590% APR4.490%Standard
Auto Loanauto4.610% APR4.490%Standard
Titled Recreational Loanpowersports4.610% APR4.490%Standard
Recreational Loans Non-Titledpowersports4.930% APR4.740%Standard
Non-Titled Recreational Loanpowersports5.360% APR5.240%Standard

HELOC rates

1 offer
Verve, A Credit Union heloc rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
HELOC (Variable)heloc_variable5.750% APR5.750%Standard

Personal loan rates

2 offers
Verve, A Credit Union personal loan rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
Signature Loanpersonal_unsecured8.880% APR8.880%Standard
Signature Loanpersonal_unsecured8.880% APR8.490%Standard

Savings & CD rates

14 offers
Verve, A Credit Union savings & cd rates as of July 29, 2026
ProductPublishedRateTerm / conditionStatus
IRA Money Marketira0.05% APY0.05%Standard
Verve Premier Checking (Non-Qualified)savings0.10% APY0.10%Standard
Add-On Certificatecd0.20% APY0.20%Standard
Verve Optimum Checking (Non-Qualified)savings0.25% APY0.25%Standard
Verve Optimum Checkingsavings0.48% APY0.48%Standard
Verve Optimum Money Market (Non-Bundled)money_market0.50% APY0.50%Standard
Verve Optimum Money Market (Bundled)money_market0.75% APY0.75%Standard
Share/IRA Certificateira_cd2.25% APY2.23%Standard
12-month Share/IRA Certificateira_cd_12mo2.25% APY2.25%12 moStandard
Verve Optimum Checking (Qualified)savings2.50% APY2.50%Standard
18-month Share/IRA Certificateira_cd_18mo2.50% APY2.50%18 moStandard
24-month Share/IRA Certificateira_cd_24mo2.75% APY2.75%24 moStandard
Share/IRA Certificateira_cd4.10% APY4.02%Standard
13-month Share/IRA Certificateira_cd_13mo4.10% APY4.10%13 moStandard

Vehicle loans available from 4.59% APR. HELOC rates from 5.75% APR. Personal loan rates from 8.88% APR. Savings and certificate yields up to 4.10% APY.

Source: RateAPI.dev, verified from Verve, A Credit Union's official website

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About Verve, A Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
63.2K
Assets
$1.6B
Founded
1938
Locations reported
20
NCUA charter
66777
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Bilingual services
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Verve, A Credit Union

Membership eligibility from Verve, A Credit Union's own published criteria. How we verify this.

Membership criteria are published on Verve, A Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from Verve, A Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Verve, A Credit Union?

This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Verve, A Credit Union ranks against Wisconsin peers.

Frequently Asked Questions

What rates does Verve, A Credit Union offer?

Verve, A Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified July 29, 2026 directly from the credit union's official website.

How often are Verve, A Credit Union rates updated?

RateAPI verifies Verve, A Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified July 29, 2026.

Where does RateAPI get Verve, A Credit Union's rate data?

Rate data is collected directly from Verve, A Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Verve, A Credit Union's auto & powersports loan rates?

As of July 29, 2026, Verve, A Credit Union offers vehicle loans from 4.59% APR.

What is Verve, A Credit Union's HELOC rate?

As of July 29, 2026, Verve, A Credit Union offers home equity lines of credit from 5.75% APR.

What is Verve, A Credit Union's personal loan rate?

As of July 29, 2026, Verve, A Credit Union offers personal loans from 8.88% APR.

What is Verve, A Credit Union's best CD rate?

As of July 29, 2026, Verve, A Credit Union offers savings and certificate (CD) yields up to 4.10% APY.

Related Rate Data

Compare Verve, A Credit Union's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for Verve, A Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/verve-a-credit-union" \
  -H "Authorization: Bearer YOUR_API_KEY"