Southern Lakes Credit Union
Verified rate book
Current Southern Lakes Credit Union rates
46 published offers verified as of August 4, 2026.
Auto & vehicle rates
10 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Titled Vehicles (72 Months)auto_any_72mo | 4.907% APR | 4.907% | 72 mo | Standard |
| Titled Vehicles (Up to 60 Months)auto_any_60mo | 4.910% APR | 4.910% | 60 mo | Standard |
| Titled Vehicles (84 Months)auto_any_84mo | 5.405% APR | 5.405% | 84 mo | Standard |
| Titled RVs, Motor Homes, and Boats (Up to 60 Months)rv_any_60mo | 6.210% APR | 6.210% | 60 mo | Standard |
| Non-Titled Vehicles, ATVs, RVs, and Boats (Up to 60 Months)powersports_any_60mo | 6.460% APR | 6.460% | 60 mo | Standard |
| Titled RVs, Motor Homes, and Boats (72 Months)rv_any_72mo | 6.476% APR | 6.476% | 72 mo | Standard |
| Large Titled RVs, Motor Homes, and Boatsrv_any_84mo | 7.453% APR | 7.453% | 84 mo | Standard |
| Titled RVs, Motor Homes, and Boats (84 Months)rv_any_84mo | 7.465% APR | 7.465% | 84 mo | Standard |
| Large Titled RVs, Motor Homes, and Boatsrv_any_120mo | 8.192% APR | 8.192% | 120 mo | Standard |
| Large Titled RVs, Motor Homes, and Boatsrv_any_180mo | 9.191% APR | 9.191% | 180 mo | Standard |
HELOC rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Fixed Rate HELOC (Up to 80% LTV; 5 year draw then 10 year repayment)heloc_fixed | 6.240% APR | 6.240% | — | Standard |
| HELOC (Fixed)heloc_fixed | 6.830% APR | 6.240% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lifestyle Unsecured Loans (Up to 36 Months)personal_unsecured_36mo | 9.990% APR | 9.990% | 36 mo | Standard |
| Kwik Cash Line of Creditploc_variable | 10.990% APR | 10.990% | — | Standard |
Savings & CD rates
27 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Less than $2,000savings | 0.10% APY | 0.10% | — | Standard |
| Vacation Share Savingsshare_savings | 0.10% APY | 0.10% | — | Standard |
| $2,000 – $4,999.99savings | 0.10% APY | 0.10% | — | Standard |
| $5,000 – $7,499.99savings | 0.10% APY | 0.10% | — | Standard |
| $7,500 and Greatersavings | 0.10% APY | 0.10% | — | Standard |
| Health Savings Sharesavings | 0.10% APY | 0.10% | — | Standard |
| Tax Escrow Share Savingsshare_savings | 0.20% APY | 0.20% | — | Standard |
| Youth Share Savingsshare_savings | 0.25% APY | 0.25% | — | Eligibility restricted |
| Gold Seal Savers Sharesavings | 0.26% APY | 0.26% | — | Standard |
| Less than $10,000savings | 0.26% APY | 0.26% | — | Standard |
| Gold Seal Savers Sharesavings | 0.35% APY | 0.35% | — | Standard |
| Gold Seal Savers Sharesavings | 0.38% APY | 0.38% | — | Standard |
| Gold Seal Savers Sharesavings | 0.40% APY | 0.40% | — | Standard |
| Traditional IRA/Roth IRA Term Share Certificates (18 Months)ira_cd_18mo | 0.56% APY | 0.56% | 18 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 0.56% APY | 0.55% | 6 mo | Standard |
| Traditional IRA/Roth IRA Term Share Certificates (12 Months)ira_cd_12mo | 3.25% APY | 3.25% | 12 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.25% APY | 3.22% | 12 mo | Standard |
| Term Share Certificates (My CD)share_certificate | 3.25% APY | 3.22% | — | Standard |
| Traditional IRA/Roth IRA Term Share Certificates (36 Months)ira_cd_36mo | 3.50% APY | 3.47% | 36 mo | Standard |
| 48-Month Certificateshare_certificate_48mo | 3.50% APY | 3.47% | 48 mo | Standard |
| Traditional IRA/Roth IRA Term Share Certificates (48 Months)ira_cd_48mo | 3.50% APY | 3.47% | 48 mo | Standard |
| 18-Month Certificateshare_certificate_18mo | 3.50% APY | 3.46% | 18 mo | Standard |
| Traditional IRA/Roth IRA Term Share Certificates (24 Months)ira_cd_24mo | 3.50% APY | 3.47% | 24 mo | Standard |
| 24-Month Certificateshare_certificate_24mo | 3.50% APY | 3.47% | 24 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 3.50% APY | 3.47% | 36 mo | Standard |
| Traditional IRA/Roth IRA Term Share Certificates (60 Months)ira_cd_60mo | 3.75% APY | 3.71% | 60 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 3.75% APY | 3.71% | 60 mo | Standard |
Other rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| General Loan Offerother | 4.250% % | 4.250% | — | Standard |
| 84 Months (84 Months)other | 7.453% % | 7.453% | — | Standard |
| 84 Months (120 Months)other | 8.192% % | 8.192% | — | Standard |
| 84 Months (180 Months)other | 9.191% % | 9.191% | — | Standard |
| Fast Cash Loanother | 34.900% % | 34.900% | — | Standard |
Vehicle loans available from 4.907% APR for 72 months. HELOC rates from 6.24% APR. Personal loan rates from 9.99% APR. Savings and certificate yields up to 3.75% APY.
Source: RateAPI.dev, verified from Southern Lakes Credit Union's official website
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About Southern Lakes Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9.7K
- Assets
- $113.2M
- Founded
- 1935
- Locations reported
- 3
- NCUA charter
- 66707
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Financial education
- Bilingual services
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Southern Lakes Credit Union
Membership eligibility from Southern Lakes Credit Union's own published criteria. How we verify this.
Membership via employers (Kenosha Unified School District +10 more)
- LocationKenosha, Walworth, Milwaukee, Racine, Rock, Waukesha, Lake, McHenry
- EmployerKenosha Unified School District, Gateway Technical College, Carthage College, Kenosha News, United Communications Corporation, Modine Manufacturing Company, Pioneer Products, Inc., Petersen Machine, US Competition Arms, Inc., Letsch Mfg., Inc., Kolar Arms, Inc.
Cost to join: About $5.
Verified from Southern Lakes Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Southern Lakes Credit Union?
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Frequently Asked Questions
What rates does Southern Lakes Credit Union offer?
Southern Lakes Credit Union currently offers vehicle loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Southern Lakes Credit Union rates updated?
RateAPI verifies Southern Lakes Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Southern Lakes Credit Union's rate data?
Rate data is collected directly from Southern Lakes Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Southern Lakes Credit Union's auto, rv & powersports loan rates?
As of August 4, 2026, Southern Lakes Credit Union offers vehicle loans from 4.907% APR.
What is Southern Lakes Credit Union's HELOC rate?
As of August 4, 2026, Southern Lakes Credit Union offers home equity lines of credit from 6.24% APR.
What is Southern Lakes Credit Union's personal loan rate?
As of August 4, 2026, Southern Lakes Credit Union offers personal loans from 9.99% APR.
What is Southern Lakes Credit Union's best CD rate?
As of August 4, 2026, Southern Lakes Credit Union offers savings and certificate (CD) yields up to 3.75% APY.
Related Rate Data
Compare Southern Lakes Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Southern Lakes Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/southern-lakes" \
-H "Authorization: Bearer YOUR_API_KEY"