Ripple Credit Union
Verified rate book
Current Ripple Credit Union rates
23 published offers verified as of August 4, 2026.
Mortgage rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15-Year Fixed15 year fixed | 6.250% APR | 6.250% | — | Standard |
| 5/1 ARM5 1 arm | 6.000% APR | 6.000% | — | Standard |
| Home Mortgageother | 6.000% APR | 6.000% | — | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Savings & CD rates
12 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Regular Savings Accountsavings | 0.15% APY | 0.15% | — | Standard |
| IRA Open Deposit Accountira | 0.15% APY | 0.15% | — | Standard |
| Christmas Savingssavings | 0.25% APY | 0.25% | — | Specialty offer |
| Three Month Certificateshare_certificate | 1.00% APY | 1.00% | — | Standard |
| Six Month Certificateshare_certificate | 1.75% APY | 1.75% | — | Standard |
| One Year Certificateshare_certificate | 2.65% APY | 2.65% | — | Standard |
| Two Year Certificateshare_certificate | 3.50% APY | 3.50% | — | Standard |
| 36-Month Certificatecd_36mo | 3.99% APY | 3.99% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.99% APY | 3.99% | 48 mo | Standard |
| 60-Month Certificatecd_60mo | 3.99% APY | 3.99% | 60 mo | Standard |
| 72-Month Certificatecd_72mo | 3.99% APY | 3.99% | 72 mo | Standard |
| 84-Month Certificatecd_84mo | 5.49% APY | 5.49% | 84 mo | Standard |
Other rates
7 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates as low as (36 months)other | 3.990% % | 3.990% | — | Standard |
| Rates as low as (72 months)other | 3.990% % | 3.990% | — | Standard |
| Rates as low as (60 months)other | 3.990% % | 3.990% | — | Standard |
| Rates as low as (48 months)other | 3.990% % | 3.990% | — | Standard |
| Rates as low as (84 months)other | 5.490% % | 5.490% | — | Standard |
| Rates as low as (Term)other | 6.240% % | 6.240% | — | Standard |
| Rates as low as (120 months*)other | 6.740% % | 6.740% | — | Standard |
As of August 4, 2026, Ripple Credit Union offers a 15-year fixed mortgage at 6.25% APR. HELOC rates from 6.75% APR. Savings and certificate yields up to 5.49% APY.
Source: RateAPI.dev, verified from Ripple Credit Union's official website
Loading branch locator…
About Ripple Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 2.4K
- Assets
- $38.7M
- Founded
- 1960
- Locations reported
- 1
- NCUA charter
- 66683
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ripple Credit Union
Membership eligibility from Ripple Credit Union's own published criteria. How we verify this.
Community charter: live/work in Winnebago, Fond du Lac, Outagamie, WI
- LocationWinnebago, Fond du Lac, Outagamie — WI
Verified from Ripple Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ripple Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where Ripple Credit Union ranks against Wisconsin peers.
Frequently Asked Questions
What rates does Ripple Credit Union offer?
Ripple Credit Union currently offers mortgage, and HELOC rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ripple Credit Union rates updated?
RateAPI verifies Ripple Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ripple Credit Union's rate data?
Rate data is collected directly from Ripple Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Ripple Credit Union's mortgage rate?
As of August 4, 2026, Ripple Credit Union offers a 15-year fixed mortgage at 6.25% APR.
What is Ripple Credit Union's HELOC rate?
As of August 4, 2026, Ripple Credit Union offers home equity lines of credit from 6.75% APR.
What is Ripple Credit Union's best CD rate?
As of August 4, 2026, Ripple Credit Union offers savings and certificate (CD) yields up to 5.49% APY.
Related Rate Data
Compare Ripple Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Ripple Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when Wisconsin credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for Ripple Credit Union
curl "https://api.rateapi.dev/credit-unions/wisconsin/ripple" \
-H "Authorization: Bearer YOUR_API_KEY"