The State Credit Union
Verified rate book
Current The State Credit Union rates
19 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 84-Month Auto Loan (2021–2023)auto_any_84mo | 5.990% APR | 5.990% | 84 mo | Standard |
| 84-Month Auto Loan (2018–2020)auto_any_84mo | 6.240% APR | 6.240% | 84 mo | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Share-Secured Loanpersonal_secured | 4.000% APR | 4.000% | — | Standard |
| Line of Credit/Share Draft OD/Signaturesploc_variable | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| $1,500 To $2,999savings | 0.05% APY | 0.05% | — | Standard |
| > $3,000savings | 0.05% APY | 0.05% | — | Standard |
| $100 To $9,999savings | 0.20% APY | 0.20% | — | Standard |
| $10,000 To $19,999savings | 0.40% APY | 0.40% | — | Standard |
| Vacation Savingssavings | 0.50% APY | 0.50% | — | Specialty offer |
| $20,000 To $34,999savings | 0.60% APY | 0.60% | — | Standard |
| $35,000 To $49,999savings | 0.70% APY | 0.70% | — | Standard |
| > $50,000savings | 0.80% APY | 0.80% | — | Standard |
| Christmas Savingssavings | 1.00% APY | 1.00% | — | Specialty offer |
| 91 Daysavings | 2.50% APY | 2.50% | — | Standard |
| 36-Month Certificatecd_36mo | 2.50% APY | 2.50% | 36 mo | Standard |
| 24-Month Certificatecd_24mo | 2.75% APY | 2.75% | 24 mo | Standard |
| 6-Month Certificatecd_6mo | 3.10% APY | 3.10% | 6 mo | Standard |
| 12-Month Certificatecd_12mo | 3.50% APY | 3.50% | 12 mo | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Vacation/Christmasother | 5.000% % | 5.000% | — | Standard |
Auto loans available from 5.99% APR for 84 months. Personal loan rates from 4% APR. Savings and certificate yields up to 3.50% APY.
Source: RateAPI.dev, verified from The State Credit Union's official website
Loading branch locator…
About The State Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 8.4K
- Assets
- $94.9M
- Founded
- 1988
- Locations reported
- 2
- NCUA charter
- 67222
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join The State Credit Union
Membership eligibility from The State Credit Union's own published criteria. How we verify this.
Membership via employers (Employees of the state of West Virginia +2 more) or occupations (Students at public universities and colleges)
- LocationWV
- EmployerEmployees of the state of West Virginia, Employees of county boards of education of the state of West Virginia, Employees of this Credit Union
- OccupationStudents at public universities and colleges
Verified from The State Credit Union's membership page. Final membership determination is always made by the credit union.
Work at The State Credit Union?
This page is seen by prospective members comparing rates — and by the AI assistants they ask. Claim this profile to correct or update rates, add missing products, and get your free rate scorecard showing where The State Credit Union ranks against West Virginia peers.
Frequently Asked Questions
What rates does The State Credit Union offer?
The State Credit Union currently offers Auto loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are The State Credit Union rates updated?
RateAPI verifies The State Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get The State Credit Union's rate data?
Rate data is collected directly from The State Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are The State Credit Union's auto loan rates?
As of August 4, 2026, The State Credit Union offers auto loans from 5.99% APR.
What is The State Credit Union's personal loan rate?
As of August 4, 2026, The State Credit Union offers personal loans from 4% APR.
What is The State Credit Union's best CD rate?
As of August 4, 2026, The State Credit Union offers savings and certificate (CD) yields up to 3.50% APY.
Related Rate Data
Compare The State Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack The State Credit Union rates
Get a free API key to query these rates programmatically, or get the daily email when West Virginia credit union rates move.
Use it via API
Access this data programmatically with our REST API
# Get rates for The State Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/the-state" \
-H "Authorization: Bearer YOUR_API_KEY"