Ravenswood Credit Union
Verified rate book
Current Ravenswood Credit Union rates
9 published offers verified as of August 4, 2026.
Auto & vehicle rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates Lending and Savings (New Auto)auto_new | 3.000% APR | 3.000% | new | Standard |
| Rates Lending and Savings (Used Auto)auto_used | 4.000% APR | 4.000% | used | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates Lending and Savings (Home Equity)heloc | 6.250% APR | 6.250% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates Lending and Savings (Shared Secured)personal_secured | 6.000% APR | 6.000% | — | Standard |
| Rates Lending and Savings (Unsecured)personal_unsecured | 8.990% APR | 8.990% | — | Standard |
Savings & CD rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Rates Lending and Savings (Regular Shares)savings | 0.25% APY | 0.25% | — | Standard |
| Rates Lending and Savings (2-Year Certificate)cd_24mo | 2.00% APY | 2.00% | 24 mo | Standard |
| Rates Lending and Savings (IRA)ira | 3.00% APY | 3.00% | — | Standard |
| Rates Lending and Savings (1-Year Certificate)cd_12mo | 4.00% APY | 4.00% | 12 mo | Standard |
Auto loans available from 3% APR. HELOC rates from 6.25% APR. Personal loan rates from 6% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Ravenswood Credit Union's official website
Latest available market position · Snapshot August 1, 2026
Ravenswood Credit Union statewide rate position
This dated snapshot compares the credit union's best published rate in each tracked product with other WV credit unions in the same product market. Products may age out of the current rate book until they are verified again.
| Product | Published rate | State rank | State best | State median | Position vs. median |
|---|---|---|---|---|---|
| New Auto Loan (best offer, cars) | 3.00% APR | #1 of 25 · top 4% | 3.00% | 4.50% | 150 bp better than state median |
| Used Auto Loan (best offer, cars) | 4.00% APR | #3 of 24 · top 13% | 2.99% | 5.15% | 115 bp better than state median |
| Personal Loan (unsecured, best offer) | 8.99% APR | #15 of 37 · top 41% | 5.00% | 9.00% | 1 bp better than state median |
| 12-Month CD (best APY) | 4.00% APY | #1 of 9 · top 12% | 4.00% | 3.45% | 55 bp better than state median |
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About Ravenswood Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 5.4K
- Assets
- $51.3M
- Founded
- 1959
- Locations reported
- 2
- NCUA charter
- 13321
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Ravenswood Credit Union
Membership eligibility from Ravenswood Credit Union's own published criteria. How we verify this.
Community charter: live/work in Jackson County
- LocationJackson County
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from Ravenswood Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Ravenswood Credit Union?
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Frequently Asked Questions
What rates does Ravenswood Credit Union offer?
Ravenswood Credit Union currently offers Auto loan, HELOC, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Ravenswood Credit Union rates updated?
RateAPI verifies Ravenswood Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Ravenswood Credit Union's rate data?
Rate data is collected directly from Ravenswood Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Ravenswood Credit Union's auto loan rates?
As of August 4, 2026, Ravenswood Credit Union offers auto loans from 3% APR.
What is Ravenswood Credit Union's HELOC rate?
As of August 4, 2026, Ravenswood Credit Union offers home equity lines of credit from 6.25% APR.
What is Ravenswood Credit Union's personal loan rate?
As of August 4, 2026, Ravenswood Credit Union offers personal loans from 6% APR.
What is Ravenswood Credit Union's best CD rate?
As of August 4, 2026, Ravenswood Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Ravenswood Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Ravenswood Credit Union rates
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# Get rates for Ravenswood Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/ravenswood" \
-H "Authorization: Bearer YOUR_API_KEY"