West Virginia Central Credit Union
Verified rate book
Current West Virginia Central Credit Union rates
33 published offers verified as of August 4, 2026.
Mortgage rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 15 Year Mortgageother | 5.880% APR | 5.880% | — | Standard |
| 20 Year Mortgageother | 6.380% APR | 6.380% | — | Standard |
Auto & vehicle rates
19 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Auto Loanauto_any_36mo | 3.000% APR | 3.000% | 36 mo | Standard |
| 36-Month Auto Loanauto_any_36mo | 3.750% APR | 3.750% | 36 mo | Standard |
| New Auto Loanauto_new | 3.750% APR | 3.750% | new | Standard |
| 48-Month Auto Loanauto_any_48mo | 4.000% APR | 4.000% | 48 mo | Standard |
| 60-Month Auto Loanauto_any_60mo | 4.500% APR | 4.500% | 60 mo | Standard |
| 66-Month Auto Loanauto_any_66mo | 4.750% APR | 4.750% | 66 mo | Standard |
| Motorcycles / ATVs Loans (36 months)motorcycle_any_36mo | 4.750% APR | 4.750% | 36 mo | Standard |
| Boats & RVs (36 months)boat_any_36mo | 4.750% APR | 4.750% | 36 mo | Standard |
| Motorcycles / ATVs Loans (48 months)motorcycle_any_48mo | 5.000% APR | 5.000% | 48 mo | Standard |
| Boats & RVs (48 months)boat_any_48mo | 5.000% APR | 5.000% | 48 mo | Standard |
| 72-Month Auto Loanauto_any_72mo | 5.000% APR | 5.000% | 72 mo | Standard |
| Boats & RVs (60 months)boat_any_60mo | 5.500% APR | 5.500% | 60 mo | Standard |
| Motorcycles / ATVs Loans (60 months)motorcycle_any_60mo | 5.500% APR | 5.500% | 60 mo | Standard |
| 84-Month Auto Loanauto_any_84mo | 5.600% APR | 5.600% | 84 mo | Standard |
| Boats & RVs (66 months)boat_any_66mo | 5.750% APR | 5.750% | 66 mo | Standard |
| Motorcycles / ATVs Loans (66 months)motorcycle_any_66mo | 5.750% APR | 5.750% | 66 mo | Standard |
| Boats & RVs (72 months)boat_any_72mo | 6.000% APR | 6.000% | 72 mo | Standard |
| Boats & RVs (84 months)boat_any_84mo | 6.600% APR | 6.600% | 84 mo | Standard |
| Boats & RVs (85-120 months)boat_any_120mo | 7.100% APR | 7.100% | 120 mo | Standard |
Personal loan rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 24-Month Unsecured Personal Loanpersonal_unsecured_24mo | 8.300% APR | 8.300% | 24 mo | Standard |
| 36-Month Unsecured Personal Loanpersonal_unsecured_36mo | 8.800% APR | 8.800% | 36 mo | Standard |
| 48-Month Unsecured Personal Loanpersonal_unsecured_48mo | 9.300% APR | 9.300% | 48 mo | Standard |
| 60-Month Unsecured Personal Loanpersonal_unsecured_60mo | 9.800% APR | 9.800% | 60 mo | Standard |
| Overdraft Protection Line of Credit Requires minimum $50.00 monthly paymentsploc_variable | 15.000% APR | 15.000% | — | Standard |
Savings & CD rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Premium Savingssavings | 1.50% APY | 1.50% | — | Standard |
| 12-Month Certificatecd_12mo | 3.45% APY | 3.45% | 12 mo | Standard |
| Kasasa Cashsavings | 4.00% APY | 4.00% | — | Standard |
Equipment loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Miscellaneous Equipment Loans (36 months)equipment_36mo | 4.750% APR | 4.750% | — | Standard |
| Miscellaneous Equipment Loans (48 months)equipment_48mo | 5.000% APR | 5.000% | — | Standard |
| Miscellaneous Equipment Loans (60 months)equipment_60mo | 5.500% APR | 5.500% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 90 Day Noteother | 8.300% % | 8.300% | — | Standard |
As of August 4, 2026, West Virginia Central Credit Union offers mortgage rates from 5.88% APR. Vehicle loans available from 3% APR for 36 months. Personal loan rates from 8.3% APR. Savings and certificate yields up to 4.00% APY. Equipment loans from 4.75% APR.
Source: RateAPI.dev, verified from West Virginia Central Credit Union's official website
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About West Virginia Central Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 23.8K
- Assets
- $336.7M
- Founded
- 1969
- Locations reported
- 3
- NCUA charter
- 24888
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- First-time homebuyer program
- Bilingual services
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join West Virginia Central Credit Union
Membership eligibility from West Virginia Central Credit Union's own published criteria. How we verify this.
Community charter: live/work in Wood, Pleasants, Ritchie +3 more, WV, OH
- LocationWood, Pleasants, Ritchie, Wirt, Jackson, Washington — WV, OH
Cost to join: About $6 (a $1 membership fee plus a $5 minimum deposit).
Verified from West Virginia Central Credit Union's membership page. Final membership determination is always made by the credit union.
Work at West Virginia Central Credit Union?
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Frequently Asked Questions
What rates does West Virginia Central Credit Union offer?
West Virginia Central Credit Union currently offers mortgage, vehicle loan, and personal loan rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are West Virginia Central Credit Union rates updated?
RateAPI verifies West Virginia Central Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get West Virginia Central Credit Union's rate data?
Rate data is collected directly from West Virginia Central Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is West Virginia Central Credit Union's mortgage rate?
As of August 4, 2026, West Virginia Central Credit Union offers mortgage rates from 5.88% APR.
What are West Virginia Central Credit Union's auto, boat & motorcycle loan rates?
As of August 4, 2026, West Virginia Central Credit Union offers vehicle loans from 3% APR.
What is West Virginia Central Credit Union's personal loan rate?
As of August 4, 2026, West Virginia Central Credit Union offers personal loans from 8.3% APR.
What is West Virginia Central Credit Union's best CD rate?
As of August 4, 2026, West Virginia Central Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare West Virginia Central Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for West Virginia Central Credit Union
curl "https://api.rateapi.dev/credit-unions/west-virginia/west-virginia-central" \
-H "Authorization: Bearer YOUR_API_KEY"