Waterfront Credit Union
Verified rate book
Current Waterfront Credit Union rates
26 published offers verified as of August 3, 2026.
Auto & vehicle rates
5 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New & Used Autos (2021 & Newer)auto_any_84mo | 3.640% APR | 3.640% | 84 mo · any | Advertised floor |
| Auto Loanauto | 3.640% APR | 3.640% | — | Standard |
| 72-Month Used Auto Loan (2020 and Older)auto_used_72mo | 4.740% APR | 4.740% | 72 mo · used | Standard |
| Motorcycles & ATVs (2016 & Newer)motorcycle_any_84mo | 5.740% APR | 5.740% | 84 mo | Standard |
| Recreational Vehicles (2016 & Newer) & Boats (2011 & Newer)rv_any_180mo | 6.040% APR | 6.040% | 180 mo | Standard |
HELOC rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| HELOC (Variable)heloc_variable | 6.750% APR | 6.750% | — | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 60-Month Signature Loanpersonal_unsecured_60mo | 9.740% APR | 9.740% | 60 mo | Standard |
| Personal Line of Creditploc_variable | 10.990% APR | 10.990% | — | Standard |
| 12-Month Credit Builder Loanpersonal_unsecured_12mo | 18.000% APR | 18.000% | 12 mo | Standard |
Credit card rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VISA Classic Credit Cardcredit_card | 9.900% APR | 9.900% | — | Standard |
| Visa Classiccredit_card | 9.900% APR | 9.900% | — | Standard |
Savings & CD rates
14 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRAira | 0.05% APY | 0.05% | — | Standard |
| Save to Winsavings | 0.05% APY | 0.05% | — | Standard |
| Regular Share Accountshare_savings | 0.05% APY | 0.05% | — | Standard |
| 24-Month Certificateshare_certificate_24mo | 2.53% APY | 2.50% | 24 mo | Standard |
| 36-Month IRA Certificateira_cd_36mo | 2.53% APY | 2.50% | 36 mo | Standard |
| 60-Month Certificateshare_certificate_60mo | 2.53% APY | 2.50% | 60 mo | Standard |
| 36-Month Certificateshare_certificate_36mo | 2.53% APY | 2.50% | 36 mo | Standard |
| 24-Month IRA Certificateira_cd_24mo | 2.53% APY | 2.50% | 24 mo | Standard |
| 60-Month IRA Certificateira_cd_60mo | 2.53% APY | 2.50% | 60 mo | Standard |
| 12-Month Certificateshare_certificate_12mo | 3.04% APY | 3.00% | 12 mo | Standard |
| 12-Month IRA Certificateira_cd_12mo | 3.05% APY | 3.00% | 12 mo | Standard |
| 6-Month Certificateshare_certificate_6mo | 3.56% APY | 3.50% | 6 mo | Standard |
| 3-Month Certificateshare_certificate_3mo | 3.82% APY | 3.75% | 3 mo | Standard |
| High-Yield Savings Accountsavings | 4.07% APY | 2.50% | — | Standard |
Other rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Union Dues Loanother | 18.000% % | 18.000% | — | Standard |
Vehicle loans available from 3.64% APR. HELOC rates from 6.75% APR. Personal loan rates from 9.74% APR. Credit card rates from 9.9% APR. Savings and certificate yields up to 4.07% APY.
Source: RateAPI.dev, verified from Waterfront Credit Union's official website
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About Waterfront Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 6.6K
- Assets
- $93.6M
- Founded
- 1964
- Locations reported
- 2
- NCUA charter
- 16178
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Bilingual services
- Student scholarships
- Credit-builder products
- Payday Alternative Loans II
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Waterfront Credit Union
Membership eligibility from Waterfront Credit Union's own published criteria. How we verify this.
Membership via the Union members from any of the groups listed on our Our Unions page
- AssociationUnion members from any of the groups listed on our Our Unions page
Verified from Waterfront Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Waterfront Credit Union?
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Frequently Asked Questions
What rates does Waterfront Credit Union offer?
Waterfront Credit Union currently offers vehicle loan, HELOC, personal loan, and credit card rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.
How often are Waterfront Credit Union rates updated?
RateAPI verifies Waterfront Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.
Where does RateAPI get Waterfront Credit Union's rate data?
Rate data is collected directly from Waterfront Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Waterfront Credit Union's auto, rv & motorcycle loan rates?
As of August 3, 2026, Waterfront Credit Union offers vehicle loans from 3.64% APR.
What is Waterfront Credit Union's HELOC rate?
As of August 3, 2026, Waterfront Credit Union offers home equity lines of credit from 6.75% APR.
What is Waterfront Credit Union's personal loan rate?
As of August 3, 2026, Waterfront Credit Union offers personal loans from 9.74% APR.
What is Waterfront Credit Union's best CD rate?
As of August 3, 2026, Waterfront Credit Union offers savings and certificate (CD) yields up to 4.07% APY.
Related Rate Data
Compare Waterfront Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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# Get rates for Waterfront Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/waterfront" \
-H "Authorization: Bearer YOUR_API_KEY"