Express Credit Union
Verified rate book
Current Express Credit Union rates
18 published offers verified as of August 4, 2026.
Auto & vehicle rates
4 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| New Auto Loan (2024 & Newer) - Includes EV loanauto_new | 5.740% APR | 5.740% | new | Standard |
| Used Car Loan (2023-1999) - Includes EV loanauto_used | 5.990% APR | 5.990% | used | Standard |
| RV/Boat/Trailerrv | 6.240% APR | 6.240% | — | Standard |
| Motorcycle/ATVmotorcycle | 6.740% APR | 6.740% | — | Standard |
Personal loan rates
2 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Unsecured Personal Loanpersonal_unsecured | 10.740% APR | 10.740% | — | Standard |
| Holiday Loanpersonal | 12.000% APR | 12.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Credit Cardcredit_card | 12.000% APR | 12.000% | — | Standard |
Savings & CD rates
8 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 12-Month Certificatecd_12mo | 1.50% APY | 1.50% | 12 mo | Standard |
| 12 months Social Impact Certificate 2cd_12mo | 2.00% APY | 1.98% | 12 mo | Standard |
| 24-Month Certificatecd_24mo | 2.50% APY | 2.47% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 2.80% APY | 2.77% | 36 mo | Standard |
| 60-Month Certificatecd_60mo | 2.85% APY | 2.81% | 60 mo | Standard |
| 48-Month Certificatecd_48mo | 2.85% APY | 2.81% | 48 mo | Standard |
| 6-Month Certificatecd_6mo | 3.00% APY | 2.96% | 6 mo | Standard |
| 12 months Social Impact Certificate 3cd_12mo | 3.25% APY | 3.20% | 12 mo | Standard |
Other rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Member Advance Loanother | 10.000% % | 10.000% | — | Standard |
| Citizenship Loanother | 11.990% % | 11.990% | — | Standard |
| Suspended License Loanother | 14.000% % | 14.000% | — | Standard |
Vehicle loans available from 5.74% APR. Personal loan rates from 10.74% APR. Credit card rates from 12% APR. Savings and certificate yields up to 3.25% APY.
Source: RateAPI.dev, verified from Express Credit Union's official website
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About Express Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 3.7K
- Assets
- $22.8M
- Founded
- 1934
- Locations reported
- 1
- NCUA charter
- 68273
- Charter type
- Federally insured state-chartered credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Mobile payments
- Financial counseling
- Financial education
- Bilingual services
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Express Credit Union
Membership eligibility from Express Credit Union's own published criteria. How we verify this.
Community charter: live/work in WA
- LocationWA
Verified from Express Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Express Credit Union?
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Frequently Asked Questions
What rates does Express Credit Union offer?
Express Credit Union currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Express Credit Union rates updated?
RateAPI verifies Express Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Express Credit Union's rate data?
Rate data is collected directly from Express Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Express Credit Union's auto, rv & motorcycle loan rates?
As of August 4, 2026, Express Credit Union offers vehicle loans from 5.74% APR.
What is Express Credit Union's personal loan rate?
As of August 4, 2026, Express Credit Union offers personal loans from 10.74% APR.
What is Express Credit Union's best CD rate?
As of August 4, 2026, Express Credit Union offers savings and certificate (CD) yields up to 3.25% APY.
Related Rate Data
Compare Express Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Express Credit Union rates
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# Get rates for Express Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/express" \
-H "Authorization: Bearer YOUR_API_KEY"