Kitsap Credit Union

Bremerton, Washington
Last verified: August 3, 2026
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Verified rate book

Current Kitsap Credit Union rates

31 published offers verified as of August 3, 2026.

How we verify rates

HELOC rates

2 offers
Kitsap Credit Union heloc rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Home Equity Loan (Fixed)heloc_fixed6.500% APR6.500%—Standard
HELOC (Variable)heloc_variable6.750% APR6.750%—Standard

Personal loan rates

2 offers
Kitsap Credit Union personal loan rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Personal Line of Creditploc_variable9.750% APR9.750%—Standard
36-Month Signature Loanpersonal_unsecured_36mo11.240% APR11.240%36 moStandard

Savings & CD rates

27 offers
Kitsap Credit Union savings & cd rates as of August 3, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market0.50% APY0.50%—Standard
Premium Money Marketmoney_market0.65% APY0.65%—Standard
Money Marketmoney_market0.75% APY0.75%—Standard
Money Marketmoney_market1.00% APY1.00%—Standard
Money Marketmoney_market1.10% APY1.10%—Standard
Money Marketmoney_market1.25% APY1.25%—Standard
Money Marketmoney_market1.40% APY1.40%—Standard
Premium Money Marketmoney_market2.00% APY2.00%—Standard
Premium Money Marketmoney_market2.40% APY2.40%—Standard
3-Month Certificatecd_3mo2.50% APY2.50%3 moStandard
Premium Money Marketmoney_market2.60% APY2.60%—Standard
6-Month Certificatecd_6mo2.70% APY2.70%6 moStandard
Premium Money Marketmoney_market2.75% APY2.75%—Standard
Premium Money Marketmoney_market2.85% APY2.85%—Standard
12 Month Bump Certificatecd_12mo2.90% APY2.90%12 moStandard
Business 6 Month Jumbo Certificatecd_6mo3.00% APY3.00%6 moStandard
12-Month Certificatecd_12mo3.00% APY3.00%12 moStandard
Premium Money Marketmoney_market3.00% APY3.00%—Standard
18-Month Certificatecd_18mo3.10% APY3.10%18 moStandard
36-Month Certificatecd_36mo3.10% APY3.10%36 moStandard
48-Month Certificatecd_48mo3.20% APY3.20%48 moStandard
10-Month Promotional Certificatecd_10mo3.25% APY3.25%10 moStandard
24 Month Add On Certificatecd_24mo3.25% APY3.25%24 moStandard
12 Month Jumbo Certificatecd_12mo3.30% APY3.30%12 moStandard
60-Month Certificatecd_60mo3.30% APY3.30%60 moStandard
24-Month Certificatecd_24mo3.60% APY3.60%24 moStandard
10-Month Promotional Jumbo Certificatecd_10mo3.60% APY3.60%10 moStandard

HELOC rates from 6.5% APR. Personal loan rates from 9.75% APR. Savings and certificate yields up to 3.60% APY.

Source: RateAPI.dev, verified from Kitsap Credit Union's official website

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About Kitsap Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
165.1K
Assets
$2.5B
Founded
1934
Locations reported
16
NCUA charter
68576
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • Financial counseling
  • Financial education
  • First-time homebuyer program
  • Bilingual services

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

ConnectionBremerton Office · Bremerton · WA · 98337Branch in the same ZIPNavy Federal Credit UnionPort Orchard WA · Port Orchard · WA · 98366About 3.2 miles awayPeninsula CommunityPort Orchard Branch · Port Orchard · WA · 98366-4207About 3.2 miles awayGesaBremerton Branch · Bremerton · WA · 98312About 5.7 miles awayBoeing EmployeesBainbridge Island NFC · Bainbridge Island · WA · 98110-3665About 7.7 miles awayVerityWest Seattle Branch · Seattle · WA · 98116About 11.3 miles away

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join Kitsap Credit Union

Membership eligibility from Kitsap Credit Union's own published criteria. How we verify this.

Community charter: live/work in WA

  • LocationWA
  • OccupationWork in Washington State

Verified from Kitsap Credit Union's membership page. Final membership determination is always made by the credit union.

Work at Kitsap Credit Union?

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Frequently Asked Questions

What rates does Kitsap Credit Union offer?

Kitsap Credit Union currently offers HELOC, and personal loan rates. The rates shown on this page were last verified August 3, 2026 directly from the credit union's official website.

How often are Kitsap Credit Union rates updated?

RateAPI verifies Kitsap Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 3, 2026.

Where does RateAPI get Kitsap Credit Union's rate data?

Rate data is collected directly from Kitsap Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is Kitsap Credit Union's HELOC rate?

As of August 3, 2026, Kitsap Credit Union offers home equity lines of credit from 6.5% APR.

What is Kitsap Credit Union's personal loan rate?

As of August 3, 2026, Kitsap Credit Union offers personal loans from 9.75% APR.

What is Kitsap Credit Union's best CD rate?

As of August 3, 2026, Kitsap Credit Union offers savings and certificate (CD) yields up to 3.60% APY.

Related Rate Data

Compare Kitsap Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsHELOC ratesPersonal loan ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

Track Kitsap Credit Union rates

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Use it via API

Access this data programmatically with our REST API

terminal
# Get rates for Kitsap Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/kitsap" \
  -H "Authorization: Bearer YOUR_API_KEY"
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