American Lake Credit Union

Lakewood, Washington
Last verified: August 4, 2026
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Verified rate book

Current American Lake Credit Union rates

47 published offers verified as of August 4, 2026.

How we verify rates

Mortgage rates

1 offer
American Lake Credit Union mortgage rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
New & Used purchase or refinanceother4.990% APR4.990%—Standard

Auto & vehicle rates

5 offers
American Lake Credit Union auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Auto Loanauto4.990% APR4.990%—Standard
84-Month Auto Loanauto_any_84mo4.990% APR4.990%84 moStandard
72-Month Motorcycle Loanmotorcycle_any_72mo6.940% APR6.940%72 moStandard
180-Month RV Loanrv_any_180mo6.940% APR6.940%180 moStandard
180-Month Boat Loanboat_any_180mo8.690% APR8.690%180 moStandard

Personal loan rates

3 offers
American Lake Credit Union personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificate-Secured Loanpersonal_secured3.000% APR3.000%—Standard
Personal loans up to $10,000personal_unsecured_72mo9.490% APR9.490%72 moStandard
72-Month Unsecured Personal Loanpersonal_unsecured_72mo9.490% APR9.490%72 moStandard

Credit card rates

2 offers
American Lake Credit Union credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card9.990% APR9.990%—Standard
Cash Advances & Balance Transferscredit_card_balance_transfer9.990% APR9.990%—Standard

Savings & CD rates

36 offers
American Lake Credit Union savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Money Marketmoney_market0.60% APY0.60%—Standard
18-Month IRA Certificateira_cd_18mo1.40% APY1.39%18 moStandard
30-Month IRA Certificateira_cd_30mo1.50% APY1.49%30 moStandard
18-Month IRA Certificateira_cd_18mo1.50% APY1.49%18 moStandard
6 Month Veterans Family Fundcd_6mo1.50% APY1.50%6 moStandard
30-Month IRA Certificateira_cd_30mo1.60% APY1.59%30 moStandard
60-Month IRA Certificateira_cd_60mo1.70% APY1.69%60 moStandard
60-Month IRA Certificateira_cd_60mo1.80% APY1.78%60 moStandard
36-Month Certificatecd_36mo2.00% APY1.98%36 moStandard
36-Month Certificatecd_36mo2.05% APY2.03%36 moStandard
60-Month Certificatecd_60mo2.10% APY2.08%60 moStandard
60-Month Certificatecd_60mo2.15% APY2.13%60 moStandard
2 Year Certificate - Bump Featurecd_24mo2.30% APY2.28%24 moStandard
24-Month Certificatecd_24mo2.30% APY2.28%24 moStandard
2 Year Certificate - Bump Featurecd_24mo2.35% APY2.33%24 moStandard
24-Month Certificatecd_24mo2.35% APY2.35%24 moStandard
6-Month Certificatecd_6mo2.37% APY2.37%6 moStandard
6-Month Certificatecd_6mo2.40% APY2.37%6 moStandard
2 Year Certificate - Bump Featurecd_24mo2.40% APY2.37%24 moStandard
24-Month Certificatecd_24mo2.40% APY2.37%24 moStandard
6-Month Certificatecd_6mo2.45% APY2.42%6 moStandard
24-Month Certificatecd_24mo2.45% APY2.42%24 moStandard
6-Month Certificatecd_6mo2.50% APY2.47%6 moStandard
1 Year Certificate - Bump Featurecd_12mo2.81% APY2.81%12 moStandard
1 Year Certificate - Bump Featurecd_12mo2.85% APY2.81%12 moStandard
1 Year Certificate - Bump Featurecd_12mo2.90% APY2.86%12 moStandard
1 Year Certificate - Bump Featurecd_12mo2.95% APY2.91%12 moStandard
90 Day Certificatecd2.96% APY2.96%—Standard
15 Months Certificates 7cd_15mo2.96% APY2.96%15 moStandard
90 Day Certificatecd3.00% APY2.96%—Standard
Maximum amount is 90% of certificate balancecd3.00% APY3.00%—Standard
12-Month Certificatecd_12mo3.00% APY2.96%12 moStandard
10 Months Certificates 7cd_10mo3.30% APY3.30%10 moStandard
Certificateshare_certificate3.35% APY3.35%—Standard
Spring CDcd_10mo3.35% APY3.35%10 moStandard
Rates as high assavings3.35% APY3.35%—Standard

As of August 4, 2026, American Lake Credit Union offers refinance mortgage rates from 4.99% APR. Vehicle loans available from 4.99% APR. Personal loan rates from 3% APR. Credit card rates from 9.99% APR. Savings and certificate yields up to 3.35% APY.

Source: RateAPI.dev, verified from American Lake Credit Union's official website

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About American Lake Credit Union

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4.6K
Assets
$58.6M
Founded
1948
Locations reported
2
NCUA charter
68371
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online loan application
  • Electronic statements
  • Mobile check deposit
  • Financial counseling
  • Financial education
  • Bilingual services
  • Credit-builder products

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Other credit unions with branches nearby

Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.

America's Credit Union, ALakewood · Lakewood · WA · 98499Branch in the same ZIPBoeing EmployeesLakewood NFC · Lakewood · WA · 98499Branch in the same ZIPHarborstoneAdministrative Office · Lakewood · WA · 98499-1510Branch in the same ZIPNavy Federal Credit UnionLakewood WA · Lakewood · WA · 98499Branch in the same ZIPPeakLAKEWOOD · TACOMA · WA · 98499Branch in the same ZIPSoundLakewood Branch · Lakewood · WA · 98499Branch in the same ZIP

Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.

Who Can Join American Lake Credit Union

Membership eligibility from American Lake Credit Union's own published criteria. How we verify this.

Membership criteria are published on American Lake Credit Union's website. Check the membership page below to confirm whether you qualify.

Verified from American Lake Credit Union's membership page. Final membership determination is always made by the credit union.

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Frequently Asked Questions

What rates does American Lake Credit Union offer?

American Lake Credit Union currently offers mortgage, vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are American Lake Credit Union rates updated?

RateAPI verifies American Lake Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get American Lake Credit Union's rate data?

Rate data is collected directly from American Lake Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What is American Lake Credit Union's mortgage rate?

As of August 4, 2026, American Lake Credit Union offers refinance mortgage rates from 4.99% APR.

What are American Lake Credit Union's auto, rv, boat & motorcycle loan rates?

As of August 4, 2026, American Lake Credit Union offers vehicle loans from 4.99% APR.

What is American Lake Credit Union's personal loan rate?

As of August 4, 2026, American Lake Credit Union offers personal loans from 3% APR.

What is American Lake Credit Union's best CD rate?

As of August 4, 2026, American Lake Credit Union offers savings and certificate (CD) yields up to 3.35% APY.

Related Rate Data

Compare American Lake Credit Union's rates against national credit-union benchmarks.

More Washington credit unionsMortgage rate benchmarkAuto loan rate benchmarkPersonal loan ratesCredit card ratesHow we verify rates

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

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Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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# Get rates for American Lake Credit Union
curl "https://api.rateapi.dev/credit-unions/washington/american-lake" \
  -H "Authorization: Bearer YOUR_API_KEY"
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