Credit Union of Richmond Incorporat

Richmond, Virginia
Last verified: August 4, 2026
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Verified rate book

Current Credit Union of Richmond Incorporat rates

6 published offers verified as of August 4, 2026.

How we verify rates

Auto & vehicle rates

3 offers
Credit Union of Richmond Incorporat auto & vehicle rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Promotional auto loan refinanceauto3.490% APR3.490%Standard
New Auto Loanauto_new3.490% APR3.490%newStandard
New RV Loanrv_new4.990% APR4.990%newStandard

Personal loan rates

1 offer
Credit Union of Richmond Incorporat personal loan rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Unsecured Personal Loanpersonal_unsecured7.490% APR7.490%Standard

Credit card rates

1 offer
Credit Union of Richmond Incorporat credit card rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Credit Cardcredit_card7.900% APR7.900%Standard

Savings & CD rates

1 offer
Credit Union of Richmond Incorporat savings & cd rates as of August 4, 2026
ProductPublishedRateTerm / conditionStatus
Certificatecd3.55% APY3.55%Standard

Vehicle loans available from 3.49% APR. Personal loan rates from 7.49% APR. Credit card rates from 7.9% APR. Savings and certificate yields up to 3.55% APY.

Source: RateAPI.dev, verified from Credit Union of Richmond Incorporat's official website

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About Credit Union of Richmond Incorporat

Institution facts reported to the National Credit Union Administration for Invalid Date.

Members
4K
Assets
$65.2M
Founded
1923
Locations reported
1
NCUA charter
66929
Charter type
Federally insured state-chartered credit union

Services and member support

  • Online membership application
  • Online loan application
  • Open an account online
  • Electronic statements
  • Mobile check deposit
  • Mobile payments
  • First-time homebuyer program
  • Student scholarships

Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.

Who Can Join Credit Union of Richmond Incorporat

Membership eligibility from Credit Union of Richmond Incorporat's own published criteria. How we verify this.

Community charter: live/work in Amelia, Charles City, Chesterfield +10 more

  • LocationAmelia, Charles City, Chesterfield, Dinwiddie, Goochland, Hanover, Henrico, King William, King and Queen, New Kent, Powhatan, Prince George, Sussex

Cost to join: About $5.

Verified from Credit Union of Richmond Incorporat's membership page. Final membership determination is always made by the credit union.

Work at Credit Union of Richmond Incorporat?

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Frequently Asked Questions

What rates does Credit Union of Richmond Incorporat offer?

Credit Union of Richmond Incorporat currently offers vehicle loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.

How often are Credit Union of Richmond Incorporat rates updated?

RateAPI verifies Credit Union of Richmond Incorporat's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.

Where does RateAPI get Credit Union of Richmond Incorporat's rate data?

Rate data is collected directly from Credit Union of Richmond Incorporat's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.

What are Credit Union of Richmond Incorporat's auto & rv loan rates?

As of August 4, 2026, Credit Union of Richmond Incorporat offers vehicle loans from 3.49% APR.

What is Credit Union of Richmond Incorporat's personal loan rate?

As of August 4, 2026, Credit Union of Richmond Incorporat offers personal loans from 7.49% APR.

What is Credit Union of Richmond Incorporat's best CD rate?

As of August 4, 2026, Credit Union of Richmond Incorporat offers savings and certificate (CD) yields up to 3.55% APY.

Related Rate Data

Compare Credit Union of Richmond Incorporat's rates against national credit-union benchmarks.

Source Information

Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.

View Original Source

Methodology

Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.

View Methodology

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terminal
# Get rates for Credit Union of Richmond Incorporat
curl "https://api.rateapi.dev/credit-unions/virginia/credit-union-of-richmond-incorporat" \
  -H "Authorization: Bearer YOUR_API_KEY"