Argent Credit Union
Verified rate book
Current Argent Credit Union rates
16 published offers verified as of August 4, 2026.
Auto & vehicle rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| 76 – 120 Months ($30,000 Minimum)auto_any_120mo | 7.490% APR | 7.490% | 120 mo | Standard |
| 76 - 120 Months ($30,000 Minimum)auto_any_120mo | 8.490% APR | 8.490% | 120 mo | Standard |
| 121 – 180 Months ($50,000 Minimum)auto_any_180mo | 8.740% APR | 8.740% | 180 mo | Standard |
Personal loan rates
3 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Lines of Creditpersonal | 10.240% APR | 10.240% | — | Standard |
| Unsecured Personal Loanpersonal_unsecured | 10.240% APR | 10.240% | — | Standard |
| Overdraft Line of Creditpersonal | 15.000% APR | 15.000% | — | Standard |
Credit card rates
1 offer| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| Platinum Credit Cardcredit_card_platinum | 13.240% APR | 13.240% | — | Standard |
Savings & CD rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| IRA Certificateira_cd | 2.48% APY | 2.48% | — | Standard |
| 6-Month Certificatecd_6mo | 2.50% APY | 2.48% | 6 mo | Standard |
| 13-Month Certificatecd_13mo | 3.00% APY | 2.97% | 13 mo | Standard |
| 24-Month Certificatecd_24mo | 3.80% APY | 3.75% | 24 mo | Standard |
| 36-Month Certificatecd_36mo | 3.85% APY | 3.80% | 36 mo | Standard |
| 48-Month Certificatecd_48mo | 3.90% APY | 3.84% | 48 mo | Standard |
| 12-Month Certificatecd_12mo | 3.90% APY | 3.84% | 12 mo | Standard |
| Jumbo Certificatecd | 3.94% APY | 3.94% | — | Standard |
| 60-Month Certificatecd_60mo | 4.00% APY | 3.94% | 60 mo | Standard |
Auto loans available from 7.49% APR for 120 months. Personal loan rates from 10.24% APR. Credit card rates from 13.24% APR. Savings and certificate yields up to 4.00% APY.
Source: RateAPI.dev, verified from Argent Credit Union's official website
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About Argent Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 35.1K
- Assets
- $560.1M
- Founded
- 1987
- Locations reported
- 9
- NCUA charter
- 24313
- Charter type
- Federal credit union
Services and member support
- Online membership application
- Online loan application
- Open an account online
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- First-time homebuyer program
- Student scholarships
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Argent Credit Union
Membership eligibility from Argent Credit Union's own published criteria. How we verify this.
Membership criteria are published on Argent Credit Union's website. Check the membership page below to confirm whether you qualify.
- LocationChesterfield, Henrico, Richmond City — VA
Verified from Argent Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Argent Credit Union?
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Frequently Asked Questions
What rates does Argent Credit Union offer?
Argent Credit Union currently offers Auto loan, personal loan, and credit card rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Argent Credit Union rates updated?
RateAPI verifies Argent Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Argent Credit Union's rate data?
Rate data is collected directly from Argent Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What are Argent Credit Union's auto loan rates?
As of August 4, 2026, Argent Credit Union offers auto loans from 7.49% APR.
What is Argent Credit Union's personal loan rate?
As of August 4, 2026, Argent Credit Union offers personal loans from 10.24% APR.
What is Argent Credit Union's best CD rate?
As of August 4, 2026, Argent Credit Union offers savings and certificate (CD) yields up to 4.00% APY.
Related Rate Data
Compare Argent Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
Learn how we collect, normalize, and verify rate data with full transparency and no pay-to-rank incentives.
View MethodologyTrack Argent Credit Union rates
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# Get rates for Argent Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/argent" \
-H "Authorization: Bearer YOUR_API_KEY"