Beach Municipal Credit Union
Verified rate book
Current Beach Municipal Credit Union rates
9 published offers verified as of August 4, 2026.
Mortgage rates
9 offers| Product | Published | Rate | Term / condition | Status |
|---|---|---|---|---|
| VA 30 Year Fixed - Conforming30 year fixed | 6.409% APR | 6.250% | — | Standard |
| FHA 30-Year Fixed - Conforming30 year fixed | 6.689% APR | 6.000% | — | Standard |
| 30-Year Fixed30 year fixed | 6.788% APR | 6.625% | — | Standard |
| 15-Year Fixed15 year fixed | 6.513% APR | 6.250% | — | Standard |
| Jumbo 15-Year Fixed15 year fixed | 7.411% APR | 7.250% | — | Standard |
| 20-Year Fixed20 year fixed | 6.712% APR | 6.500% | — | Standard |
| 7/1 ARM7 1 arm | 6.840% APR | 6.500% | — | Standard |
| 5/1 ARM5 1 arm | 6.885% APR | 6.500% | — | Standard |
| 3/1 ARM3 1 arm | 7.318% APR | 7.875% | — | Standard |
As of August 4, 2026, Beach Municipal Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Source: RateAPI.dev, verified from Beach Municipal Credit Union's official website
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About Beach Municipal Credit Union
Institution facts reported to the National Credit Union Administration for Invalid Date.
- Members
- 9K
- Assets
- $194.6M
- Founded
- 1970
- Locations reported
- 2
- NCUA charter
- 20394
- Charter type
- Federal credit union
Services and member support
- Online loan application
- Electronic statements
- Mobile check deposit
- Financial counseling
- Financial education
- Student scholarships
- Credit-builder products
Source: NCUA quarterly call report. Services are institution-reported; confirm availability with the credit union.
Other credit unions with branches nearby
Compare membership, services, and rates from other institutions with an NCUA-reported branch nearby.
Nearest-first estimates use the center of your Census ZIP area and NCUA-reported branch locations. Distances are straight-line estimates, not driving distance.
Who Can Join Beach Municipal Credit Union
Membership eligibility from Beach Municipal Credit Union's own published criteria. How we verify this.
Membership via employers (City of Virginia Beach +1 more) or occupations (Volunteer for City or School departments +2 more)
- EmployerCity of Virginia Beach, Virginia Beach City Public Schools
- OccupationVolunteer for City or School departments, Appointed member of a board or commission of the City of Virginia Beach, Retiree or pensioner of the City of Virginia Beach or Virginia Beach City Public Schools
Verified from Beach Municipal Credit Union's membership page. Final membership determination is always made by the credit union.
Work at Beach Municipal Credit Union?
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Frequently Asked Questions
What rates does Beach Municipal Credit Union offer?
Beach Municipal Credit Union currently offers mortgage rates. The rates shown on this page were last verified August 4, 2026 directly from the credit union's official website.
How often are Beach Municipal Credit Union rates updated?
RateAPI verifies Beach Municipal Credit Union's rates daily by scraping its official website, then normalizing the data. The figures on this page were last verified August 4, 2026.
Where does RateAPI get Beach Municipal Credit Union's rate data?
Rate data is collected directly from Beach Municipal Credit Union's official website. RateAPI has no pay-to-rank incentives; see the methodology page for how rates are collected and normalized.
What is Beach Municipal Credit Union's mortgage rate?
As of August 4, 2026, Beach Municipal Credit Union offers a 30-year fixed mortgage at 6.409% APR.
Related Rate Data
Compare Beach Municipal Credit Union's rates against national credit-union benchmarks.
Source Information
Rate data is scraped directly from the credit union's official website and verified daily by our automated systems.
View Original SourceMethodology
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View MethodologyTrack Beach Municipal Credit Union rates
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# Get rates for Beach Municipal Credit Union
curl "https://api.rateapi.dev/credit-unions/virginia/beach-municipal" \
-H "Authorization: Bearer YOUR_API_KEY"